Usury thresholds (legal maximum rates) — France usury and maximum lending rates
France usury and maximum lending rates — Usury thresholds (legal maximum rates) belongs to the Usury rates table (Value · Quarterly), in %. This France macroeconomic series is updated regularly and provided free on MacroDataHub, with an interactive chart. The complete series with an interactive chart, free to download.
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This indicator in the Usury rates table
| Indicator | Q4-2026 | Q3-2026 | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Usury thresholds (legal maximum rates)16 | |||||||||||
| Consumer loans to individuals up to EUR 3,000 | 23.6 | 23.53 | 23.52 | 23.56 | 23.49 | 23.39 | 23.24 | 22.93 | 22.71 | 22.49 | |
| Consumer loans to individuals of EUR 3,000 to 6,000 | 15.76 | 15.67 | 15.73 | 15.87 | 15.71 | 15.79 | 15.67 | 15.16 | 14.59 | 13.87 |
Understanding usury thresholds (legal maximum rates)
Quarterly Usury thresholds (legal maximum rates) — Usury thresholds and average effective lending rates by loan category, quarterly, France, in %. Source: Banque de France – Webstat (webstat.banque-france.fr).