Passbook savings accounts in Île-de-France, France
Passbook savings accounts in Île-de-France, France stood at 176,414.02 EUR million in Jul 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Bank credit and deposits by territory table (Value · Monthly), with a complete series running from Jun 2007 to Jul 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank credit and deposits by territory table
| Indicator | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Passbook savings accounts | |||||||||||
| Île-de-France | 176,414.02 | 176,818.63 | 177,370.99 | 176,907.92 | 176,820.27 | 176,086.64 | 175,804.21 | 175,577.06 | 173,530.4 | 173,952.62 | |
| Centre-Val de Loire | 24,830.79 | 24,826.52 | 24,890.8 | 24,895.31 | 24,913.73 | 24,915.95 | 24,951.62 | 25,055.2 | 24,579.46 | 24,617.25 |
Understanding passbook savings accounts in Île-de-France, France
Regulated liquid passbook deposits held within banking branches across the Île-de-France region measure the total volume of accessible, tax-advantaged household savings. The metric encompasses popular passbook products characterized by high liquidity and state-regulated interest rates, leaving out term accounts and sight deposits. Geographic assignment is determined strictly by the location of the financial institution maintaining the account, reflecting the retail banking density of this capital region.
Evaluating short-term movements requires accounting for seasonal bonus payouts and tax calendar milestones that drive liquid deposit flows. Analysts should rely on annual growth rates to filter out monthly volatility caused by interest crediting and holiday spending cycles. Revisions to preliminary figures are infrequent but can happen due to late reporting or banking portfolio transfers.
Frequently asked questions
- How does this differ from long-term home savings plans?
- Passbook accounts offer immediate liquidity and variable regulated rates, unlike locked housing plans.
- Why use annual comparisons for this liquid savings series?
- Annual comparisons neutralize predictable seasonal cash injections from bonuses and tax refunds.
- Does the series reflect worker income or branch location?
- It reflects the physical location of the bank branch where the passbook is registered.