Housing loans to individuals in Île-de-France, France
Housing loans to individuals in Île-de-France, France stood at 298,759.07 EUR million in Jul 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Bank credit and deposits by territory table (Value · Monthly), with a complete series running from Jun 2007 to Jul 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank credit and deposits by territory table
| Indicator | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Housing loans to individuals | |||||||||||
| Île-de-France | 298,759.07 | 297,909.58 | 298,035.27 | 296,754.49 | 296,632.63 | 297,690.06 | 297,328.16 | 298,183.46 | 297,553.5 | 297,933.54 | |
| Centre-Val de Loire | 42,657.74 | 42,572.49 | 42,430 | 42,441.25 | 42,458.11 | 42,417.7 | 42,452.62 | 42,464.15 | 42,394.39 | 42,407.46 |
Understanding housing loans to individuals in Île-de-France, France
Residential mortgage debt held by individuals across Île-de-France captures the cumulative outstanding balances on loans granted for housing purposes to resident retail clients. This series isolates residential real estate financing from consumer credit and corporate lending within the region. The compilation excludes loans associated with commercial property development or non-residential construction projects.
Analyzing the monthly data involves accounting for localized real estate transaction rhythms and routine revisions to preliminary bank submissions. Month-on-month figures frequently experience temporary distortions due to notary office closures and holiday schedules, making annual comparisons much more reliable. Users must exercise care when benchmarking these figures against other regions, given the unique structural characteristics of the local property market.
Frequently asked questions
- Does this series include loans for commercial real estate developments?
- Commercial real estate loans are excluded, as the measure focuses exclusively on residential housing debt.
- What causes short-term irregularities in the monthly Île-de-France housing loan data?
- Holiday closures and notary processing schedules create temporary dips and spikes in monthly reporting.
- Why is direct cross-regional comparison challenging for this specific territory?
- The unique pricing structure and transaction scale of the local housing market set it apart from other regional economies.