Housing loans in Pyrénées-Orientales, Occitanie, France
Housing loans in Pyrénées-Orientales, Occitanie, France stood at 8,081.67 EUR million in Jul 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Bank credit and deposits by territory table (Value · Monthly), with a complete series running from Jun 2007 to Jul 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank credit and deposits by territory table
| Indicator | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Occitanie | |||||||||||
| Pyrénées-Orientales | 8,081.67 | 8,135.63 | 8,122.4 | 8,124.06 | 8,138.04 | 8,131.85 | 8,152.71 | 8,113.34 | 8,089.89 | 8,088.93 | |
| Tarn | 6,696.07 | 6,689.73 | 6,679.89 | 6,684.72 | 6,679.79 | 6,672.49 | 6,676.14 | 6,681.91 | 6,678.86 | 6,670.72 |
Understanding housing loans in Pyrénées-Orientales, Occitanie, France
Financial intermediaries operating within Pyrénées-Orientales record the cumulative nominal value of residential real estate credit provided to resident households. This metric isolates property-backed loans dedicated to housing acquisitions or major renovations, separating them distinctly from business loans, cash advances, or revolving consumer credit lines. The accounting scope captures loans booked by domestic credit institution branches located inside the specified territorial limits, regardless of whether the underlying real estate asset sits precisely on the border.
Evaluating short-term fluctuations necessitates caution because housing loan portfolios evolve slowly through scheduled principal repayments and gradual contract completions. Analysts generally rely on twelve-month percentage changes to isolate genuine credit expansion trends from routine calendar effects and minor reporting revisions. When contrasting this département against neighboring regions, observers should avoid direct nominal comparisons, as disparate real estate valuations and demographic scales dictate entirely different baseline volumes.
Frequently asked questions
- Does this series include commercial property financing?
- No, commercial real estate and business loans are excluded, leaving only residential loans extended to private households.
- How frequently are these outstanding loan balances updated?
- The figures are compiled and published on a monthly schedule by the central monetary institution.
- What is the primary factor driving changes in these outstanding balances?
- Changes are driven by the net balance between newly issued residential mortgages and regular monthly principal amortization.