Home savings plans (PEL) in Grand Est, France
Home savings plans (PEL) in Grand Est, France stood at 18,412.76 EUR million in Jul 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Bank credit and deposits by territory table (Value · Monthly), with a complete series running from Jun 2007 to Jul 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank credit and deposits by territory table
| Indicator | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Home savings plans (PEL) | |||||||||||
| Grand Est | 18,412.76 | 18,609.61 | 18,840.12 | 19,015.14 | 19,242 | 19,499.46 | 19,761.53 | 20,038.03 | 19,840.75 | 20,026.75 | |
| Pays de la Loire | 13,509.58 | 13,641.71 | 13,796.71 | 13,911.5 | 14,065.74 | 14,237.6 | 14,401.01 | 14,582.65 | 14,449.14 | 14,580.46 |
Understanding home savings plans (PEL) in Grand Est, France
Contractual residential savings reserves maintained across banking networks throughout the Grand Est territory measure the total nominal funds locked in specialized home acquisition plans. The dataset aggregates household capital held under strict governmental regulations governing minimum holding periods and yields, omitting flexible passbook accounts and sight deposits. Geographic allocation is strictly tied to the operational headquarters or branch network registering the deposit liability within this specific eastern administrative division.
Interpreting the series effectively demands a focus on annual percentage changes to neutralize the impact of annual interest crediting and fiscal calendar effects. Analysts should avoid treating short-term monthly movements as direct signals of shifting consumer confidence, as savings behavior in these accounts evolves slowly. Initial estimates are subject to periodic revisions driven by late reporting from decentralized banking entities or portfolio reclassifications.
Frequently asked questions
- What specific financial instruments are counted here?
- The series tracks regulated home savings plans requiring regular deposits over a multi-year horizon.
- How does tax policy influence these figures?
- Changes in savings taxation thresholds can prompt sudden inflows or closures ahead of implementation dates.
- Are business savings included in this total?
- No, the measure focuses exclusively on household sector accumulations.