Germany vdp owner-occupied housing price index
Germany vdp owner-occupied housing price index stood at 98.5 in Q2 2026. It is one of the indicators in the vdp property price indices table (Value · Quarterly), with a complete series running from Q1 2003 to Q2 2026. The complete series with an interactive chart, free to download.
This indicator in the vdp property price indices table
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Owner-occupied housing, total2 | 98.5 | 98.1 | 97.9 | 97.1 | 96.5 | 95.7 | 95.1 | 94.8 | 94 | 93.6 | |
| Single-family houses | 98.6 | 98.2 | 98.1 | 97.3 | 96.7 | 95.9 | 95.3 | 95.1 | 94.4 | 94 | |
| Condominiums | 98.2 | 97.7 | 97 | 96.1 | 95.7 | 95 | 94.1 | 93.5 | 92.6 | 92 |
Understanding germany vdp owner-occupied housing price index
Private household acquisitions of residential dwellings across Germany form the basis of this aggregate owner-occupier series. The scope unites single-family detached, semi-detached, and terraced houses with individually owned freehold apartments. It omits multi-family apartment buildings bought by corporate or private landlords for tenant leasing, as well as all commercial real estate. Unlike its two subordinate rows, which isolate standalone houses from individual apartments, this parent row measures the broad financial commitment of private home buyers across the country.
Tracking price changes over a full year avoids seasonal distortions in household moves, which tend to taper off sharply during colder months when transaction completions slow. Quarter-on-quarter figures reflect immediate responses to mortgage borrowing rates, yet early estimates may undergo modest revisions as late-settling property records are processed by lending institutions. Analysts should distinguish this measure from consumer living costs, as it monitors capital acquisition prices for residential real estate rather than ongoing household expenditures or tenant rental contracts.
Frequently asked questions
- What distinguishes owner-occupied housing from the broader residential property index?
- This series restricts coverage to properties purchased for private personal occupancy, omitting multi-family apartment buildings acquired for rental income.
- Does this row differentiate between apartments and standalone houses?
- It aggregates both single-family houses and privately owned condominiums, whereas subordinate rows track each dwelling type independently.
- How do seasonal buying patterns affect the interpretation of this series?
- Housing transactions frequently slow during winter, making annual comparisons across identical quarters more informative than consecutive quarter-on-quarter steps.