Germany house price index (Hypoport), unadjusted
Germany house price index (Hypoport), unadjusted stood at 222 in 2025, according to Deutsche Bundesbank. It is one of the indicators in the Property market (annual) table (Value · Annual), with a complete series running from 2005 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Property market (annual) table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Price Indicators | |||||||||||
| Hypoport AG, Overall index, unadjusted | 222 | 216.5 | 213.9 | 223.3 | 207.3 | 183.8 | 165.5 | 151.3 | 141.7 | 133.4 | |
| Bulwiengesa AG, German Property Index, existing housing, Capital Growth, 127 cities, unadjusted | 323.8 | 339.9 | 360.9 | 377.7 | 350.2 | 321.8 | 291.7 | 254.5 | 215.1 | 181.1 |
Understanding germany house price index (Hypoport), unadjusted
Financing proposals processed through digital mortgage platforms supply the observations for this overall Hypoport AG index. By aggregating approved loan applications rather than waiting for notary finalization, this metric captures both apartment and single-family home transactions across the entire country. Its distinguishing feature compared to official statistical series is the real-time nature of its source material, derived directly from internal digital lending networks. The unadjusted format preserves the natural timing of mortgage approvals, which typically spike during traditional home-buying seasons.
Annual comparisons serve as the most reliable analytical tool here, smoothing out the uneven distribution of loan applications throughout the calendar months. Market observers often utilize this series as a leading indicator, since a finalized mortgage approval precedes the actual property transfer by several weeks or months. When examining long-term structural shifts, the fixed 2010 base year provides a stable anchor. Users must remain aware that changes in the market share of the underlying brokerage platform can introduce composition effects, meaning slight adjustments to historical readings occasionally occur as the network expands.
Frequently asked questions
- What dictates the timing of the price points recorded?
- The timing aligns with the approval of the mortgage application rather than the legal transfer of the deed.
- Are commercial real estate transactions captured in this overall index?
- The scope remains strictly confined to residential properties financed by private households.
- Does the use of mortgage data exclude certain types of buyers?
- Purchasers who buy homes outright without institutional financing are naturally omitted from the underlying sample.