German foreign real estate property loans, unadjusted
German foreign real estate property loans, unadjusted stood at -2.9 in % z.Vj. in 2025, according to Deutsche Bundesbank. It is one of the indicators in the Property market (annual) table (Value · Annual), with a complete series running from 2004 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Property market (annual) table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Financial Indicators | |||||||||||
| Loans to foreign borrowers entailing commercial property risk by economic sector, other real estate activities, unadjusted | -2.9 | 0 | 1.8 | 7.4 | 4.6 | 2.8 | 27 | 5 | -1 | 5 | |
| Loans by domestic credit institutions entailing commercial property risk, domestic borrowers, unadjusted | 1 | -0.3 | 1.5 | 5.8 | 7.2 | 6.1 | 30.6 | 5.6 | 3 | 2.4 |
Understanding german foreign real estate property loans, unadjusted
Domestic banking exposure to overseas property specialists is aggregated in this specific indicator of commercial property risk. The series captures loans extended to foreign borrowers engaged in "other real estate activities", such as international commercial leasing, property management, and offshore holding companies. It deliberately filters out foreign construction firms and housing enterprises to maintain a tight focus on these auxiliary real estate services. This row provides a precise look at how much domestic credit flows into the administrative side of foreign property markets.
Because the underlying data is unadjusted, analysts must compare figures on a year-on-year basis to account for the lumpy nature of international corporate debt issuance. Period-on-period analysis often misreads the natural gaps between major cross-border loan agreements as fundamental market shifts. It is vital to note that this series tracks domestic outgoing credit to foreign entities, not the internal credit dynamics of the foreign markets themselves. Revisions happen when domestic institutions update the sectoral mapping of their complex offshore clients.
Frequently asked questions
- What kind of foreign companies are tracked here?
- The focus is on foreign entities conducting other real estate activities, like international property management and commercial leasing.
- Are loans to overseas builders captured in this row?
- Foreign construction firms are monitored in a separate dataset, keeping this series restricted to real estate management and related activities.
- Does this reflect the health of foreign banking sectors?
- It strictly reflects the lending behaviour of domestic credit institutions extending capital to specific foreign corporate borrowers.