French insurance premiums written: branches
French insurance premiums written: branches stood at 410,824 EUR million in 2025, according to ECB Data Portal – Banking structural statistical indicators (SSI), France. It is one of the indicators in the Financial sector structure (annual) table (Value · Annual), with a complete series running from 2017 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Financial sector structure (annual) table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Head office and branches2 | 410,824 | 398,246 | 345,510 | 331,795 | 326,577 | 280,794 | 313,349 | 302,963 | 291,981 | |
| Underwritten by the head office | 388,328 | 375,665 | 324,881 | 310,662 | 307,368 | 265,298 | 294,489 | 287,276 | 276,640 | |
| Underwritten by branches | 22,495 | 22,582 | 20,627 | 21,130 | 19,207 | 15,497 | 18,859 | 15,683 | 15,342 |
Understanding french insurance premiums written: branches
Measuring total consideration due for insurance coverage underwritten during the reporting period, this aggregate combines contributions originating from both domestic head offices and operational subsidiary branches. The series captures life and non-life underwriting volumes, tracking total policy acquisition scale before reinsurance deductions or commission subtractions. It serves as the parent category for both head office and branch production metrics, functioning as the top-level indicator for total direct insurance market output.
Evaluating annual premium inflows requires careful distinction between new policy generation and recurring renewal payments captured within the same ledger. Because insurance contracts span multiple calendar periods, annual figures smooth out seasonal underwriting spikes typical of specific commercial renewal dates. Analysts comparing this series against national accounts aggregates must account for differences in accounting standards and the inclusion of foreign business booked locally. Revisions emerge when late-reporting underwriters submit restated financial statements, meaning early estimates should be treated with appropriate caution until final audited figures are published.
Frequently asked questions
- What revenue sources are included in this total premium measure?
- It includes all gross premiums underwritten by both main corporate headquarters and regional operational branches.
- Does this series deduct reinsurance payments?
- No, the figures represent gross underwritten premiums before ceding portions to reinsurance entities.
- How should multi-year policies be treated when analyzing annual figures?
- Multi-year contracts are allocated across reporting periods according to standard insurance accounting rules applied by reporting institutions.