French household non-life insurance claims: incl. sole props
French household non-life insurance claims: incl. sole props stood at 13,260 EUR million in Q2 2026, according to INSEE – Institut national de la statistique et des études économiques (BDM). It is one of the indicators in the Household and corporate accounts table (Value · Quarterly), with a complete series running from Q1 1949 to Q2 2026. The complete series with an interactive chart, free to download.
This indicator in the Household and corporate accounts table
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Households | |||||||||||
| Non-life insurance claims to households (including sole proprietorships) - Values at current prices - SA series | 13,260 | 13,193 | 13,095 | 13,015 | 12,954 | 12,910 | 12,884 | 12,856 | 12,827 | 12,795 | |
| Miscellaneous current transfers from households (including sole proprietorships) - Values at current prices - SA series | 12,130 | 12,107 | 12,102 | 12,018 | 11,857 | 11,617 | 11,299 | 11,133 | 11,120 | 11,258 |
Understanding french household non-life insurance claims: incl. sole props
Non-life insurance corporations disburse these financial settlements to resident households and sole proprietorships in compensation for incurred property damages, liability losses, or casualty mishaps. This metric captures the inflow of claim settlements, distinguishing policyholder compensation from premium outlays and financial investment returns. The figures are compiled in current market prices, recording the nominal monetary value transferred from insurer reserves to private beneficiaries.
Reading these statistics requires awareness of their inherent volatility, as major weather events or catastrophic incidents can generate sudden, irregular spikes in claim disbursements. Early estimates rely on provisional insurer reports and are frequently revised as loss adjustments are finalized. Analysts should evaluate claims alongside net premium payments to understand the net risk-transfer balance for the household sector over extended time horizons.
Frequently asked questions
- What triggers a non-life insurance claim payment?
- Covered losses such as property damage, accidents, or liability incidents prompt these disbursements from insurers.
- Are life insurance payouts included in this metric?
- No, life insurance and pension distributions follow separate accounting classifications.
- Why can these figures show sharp quarterly volatility?
- Unpredictable events like storms or major accidents create temporary surges in insurance payouts that do not follow smooth economic trends.