France other purpose loan rate: households (new business)
France other purpose loan rate: households (new business) stood at 3.64% in Aug 2026, according to ECB Data Portal – MFI interest rate statistics (MIR), reported by Banque de France. It is one of the indicators in the Bank interest rates and new loans table (Value · Monthly), with a complete series running from Jan 2003 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank interest rates and new loans table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Other purposes | |||||||||||
| Loans to households for other purposes (new business) | 3.64 | 3.54 | 3.58 | 3.48 | 3.44 | 3.34 | 3.41 | 3.32 | 3.32 | 3.38 | |
| Loans to households for other purposes (pure new loans) | 3.66 | 3.55 | 3.6 | 3.51 | 3.46 | 3.36 | 3.43 | 3.33 | 3.33 | 3.41 |
Understanding france other purpose loan rate: households (new business)
Measuring financing costs for specialized personal credit, this dataset tracks newly agreed loans to households designated for purposes other than major housing acquisition or standard consumer goods purchase. The scope covers residual retail credit categories that do not fit standard consumer credit definitions, capturing unique household borrowing needs. Excluded are traditional housing mortgages, primary consumer credit lines, and corporate financing instruments. This catch-all category provides insight into retail credit pricing for atypical or miscellaneous household financing requirements.
Reading these figures requires recognizing the heterogeneous nature of the underlying loans included in this residual classification. Analysts must exercise caution when evaluating monthly movements, as changes in the composition of miscellaneous borrowing can drive rate fluctuations independent of broad monetary policy. Because these loans serve diverse purposes, year-on-year comparisons are generally more informative than month-on-month changes for establishing reliable financing trends. Comparing this series with standard consumer credit rates helps identify pricing differentials for specialized household debt.
Frequently asked questions
- What types of household borrowing are classified under this residual category?
- Loans designated for purposes outside traditional housing mortgages and standard consumer credit are captured here.
- Why can monthly figures in this series exhibit high volatility?
- The heterogeneous nature of miscellaneous household loans can cause the underlying portfolio composition to shift between reporting periods.
- How does this series differ from standard consumer credit loan rates?
- It specifically covers residual or miscellaneous household financing needs rather than typical consumer goods or housing purchases.