France intermediate consumption: financial services
France intermediate consumption: financial services stood at 212,244 EUR million in 2025, according to INSEE – Institut national de la statistique et des études économiques (BDM). It is one of the indicators in the Annual national accounts table (Value · Annual), with a complete series running from 1949 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Annual national accounts table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Intermediate consumption | |||||||||||
| Financial and insurance activities | 212,244 | 178,568 | 158,713 | 194,437 | 191,510 | 175,651 | 171,522 | 167,589 | 165,312 | 158,569 | |
| Real estate activities | 108,330 | 105,331 | 101,729 | 97,935 | 87,176 | 80,863 | 84,128 | 81,358 | 79,549 | 76,555 |
Understanding france intermediate consumption: financial services
Financial service charges, bank fees, insurance premiums, and auxiliary financial intermediation costs consumed by businesses during their normal operations are measured in this series. This operational expense category isolates financial overheads from physical material inputs and labor costs. The scope covers explicit bank charges and FISIM alongside commercial insurance services utilized by enterprises, excluding interest payments and equity transactions.
Evaluating these figures requires understanding that financial service consumption often fluctuates with corporate restructuring, lending volumes, and regulatory changes in banking fees. Revisions frequently occur when financial institutions update their regulatory reporting and output allocation models. Analysts should review these costs alongside corporate debt levels to understand how financial sector pricing affects broader industry profitability.
Frequently asked questions
- Does this row include corporate interest payments on loans?
- No, interest payments are financial transactions excluded from intermediate consumption calculations.
- What financial services are actually counted here?
- Bank fees, FISIM allocations, and commercial insurance premiums paid by businesses.
- Why do estimates for financial input consumption get revised?
- Updated regulatory reports from banks and insurance companies prompt revisions in subsequent releases.