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France electronic money institutions

France electronic money institutions stood at 29 units in 2025, according to ECB Data Portal – Banking structural statistical indicators (SSI), France. It is one of the indicators in the Financial sector structure (annual) table (Value · Annual), with a complete series running from 2000 to 2025. The complete series with an interactive chart, free to download.

Source: ECB Data Portal – Banking structural statistical indicators (SSI), FranceLast updated: Curated by Bui Thanh Phuc
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This indicator in the Financial sector structure (annual) table

Indicator2025202420232022202120202019201820172016
Institutions offering payment services
Electronic money institutions292628241615141198
Offices of resident credit institutions17,73618,90019,39019,26734,57431,66434,56235,30136,06336,575

Understanding france electronic money institutions

Specialised corporate entities licensed specifically to issue prepaid digital value units and manage corresponding digital wallets are enumerated in this category. These issuers facilitate stored-value transactions distinct from conventional bank deposit accounts, operating under targeted regulatory authorisations. Traditional credit institutions offering similar electronic storage functionalities through standard banking licenses are excluded, as are pure payment service providers that do not issue stored value.

When examining annual movements in this entity count, observers must account for regulatory reclassifications where firms transition between payment service authorisations and digital currency issuance permits. Comparisons against general banking establishment figures highlight the distinct evolutionary trajectory of fintech-oriented financial service providers. Growth in entity tallies signals market diversification rather than the monetary volume of digital balances stored.

Frequently asked questions

What distinguishes these firms from standard payment institutions?
Electronic money issuers hold specific authority to store monetary value digitally in exchange for funds received.
Are commercial banks counted in this specific category?
Banks may offer e-money services, but this series isolates dedicated electronic money institutions.
Does this count reflect the number of active digital wallets held by customers?
No, the series enumerates the licensed corporate entities rather than consumer accounts.

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