France corporate loans over 1m: fixation one to three years
France corporate loans over 1m: fixation one to three years stood at 4.21% in Aug 2026, according to ECB Data Portal – MFI interest rate statistics (MIR), reported by Banque de France. It is one of the indicators in the Bank interest rates and new loans table (Value · Monthly), with a complete series running from Jun 2010 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank interest rates and new loans table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All loans | |||||||||||
| Loans to corporations of over EUR 1M with an interest rate fixation period of over one & up to three years (new business) | 4.21 | 4.02 | 3.59 | 4.12 | 3.5 | 3.53 | 3.67 | 3.58 | 3.3 | 3.69 | |
| Loans to corporations of up to EUR 0.25M with an interest rate fixation period of over one & up to three years (new business) | 4.52 | 4.54 | 4.7 | 4.52 | 4.49 | 4.39 | 4.48 | 4.58 | 4.47 | 4.47 |
Understanding france corporate loans over 1m: fixation one to three years
Extended medium-term financing terms for major corporate borrowers securing principal volumes above the upper limit are documented in this dataset. The metric records newly signed credit contracts where the agreed interest rate remains fixed for a duration exceeding one year and up to three years. Sibling series covering shorter fixation horizons or smaller principal amounts provide the structural contrast to this wholesale corporate category.
Analyzing these rates calls for attention to structural shifts in corporate debt duration preferences rather than relying on month-to-month movements. Early data releases occasionally undergo revision following standard reporting adjustments from participating credit institutions. Year-on-year comparisons offer the clearest picture of how multi-year corporate borrowing costs evolve over extended economic cycles.
Frequently asked questions
- Which enterprises qualify for inclusion in this series?
- Only major corporate borrowers securing loan principal amounts exceeding the highest regulatory threshold are included.
- What is the duration of the interest rate lock captured here?
- The fixation period spans longer than one year and up to three years.
- Does this indicator cover previously established loans?
- It tracks strictly new business agreements finalized during the reported monthly period.