France corporate loan rate: over EUR 1M (new biz)
France corporate loan rate: over EUR 1M (new biz) stood at 3.61% in Aug 2026, according to ECB Data Portal – MFI interest rate statistics (MIR), reported by Banque de France. It is one of the indicators in the Bank interest rates and new loans table (Value · Monthly), with a complete series running from Jan 2000 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank interest rates and new loans table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All loans | |||||||||||
| Loans to corporations of over EUR 1M (new business) | 3.61 | 3.53 | 3.66 | 3.42 | 3.48 | 3.46 | 3.41 | 3.42 | 3.5 | 3.38 | |
| Loans to corporations of up to EUR 0.25M (new business) | 4.04 | 4.09 | 4.06 | 4.01 | 4 | 3.95 | 3.9 | 3.92 | 3.97 | 3.93 |
Understanding france corporate loan rate: over EUR 1M (new biz)
Quantifying interest rates on newly issued bank loans granted to large corporate borrowers exceeding a defined financial threshold, this metric reflects prime commercial financing conditions. It includes substantial credit facilities and term loans established during the monthly survey period, leaving out smaller business loans and revolving overdraft facilities. The data captures the borrowing costs of major enterprises with significant market access.
Interpreting these figures requires noting that large corporate loans can be heavily negotiated, leading to occasional rate swings when a few jumbo transactions occur in a given month. Early estimates are subject to minor revisions upon receipt of late institutional reports. When evaluating corporate credit health, analysts contrast this large-firm rate with small-enterprise borrowing costs to measure market fragmentation.
Frequently asked questions
- What loan size distinguishes this category from smaller corporate borrowing?
- This series applies strictly to corporate loans with initial amounts exceeding one million euros.
- Are syndicated loans captured within this monthly dataset?
- Qualifying new loans issued by reporting resident banks are included, subject to standard statistical reporting guidelines.
- How sensitive are these rates to central bank policy adjustments?
- Large corporate rates typically exhibit high sensitivity and adjust rapidly to changes in wholesale money market benchmarks.