France corporate loan rate: .25M-1M (new business)
France corporate loan rate: .25M-1M (new business) stood at 3.59% in Aug 2026, according to ECB Data Portal – MFI interest rate statistics (MIR), reported by Banque de France. It is one of the indicators in the Bank interest rates and new loans table (Value · Monthly), with a complete series running from Jun 2010 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank interest rates and new loans table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All loans | |||||||||||
| Loans to corporations of over EUR .25M & up to EUR 1M (new business) | 3.59 | 3.65 | 3.58 | 3.52 | 3.47 | 3.47 | 3.45 | 3.4 | 3.46 | 3.38 | |
| Loans to corporations (new business) | 3.67 | 3.61 | 3.71 | 3.54 | 3.56 | 3.54 | 3.52 | 3.5 | 3.56 | 3.47 |
Understanding france corporate loan rate: .25M-1M (new business)
This series tracks the annualized agreed rate on newly agreed loan contracts extended to commercial enterprises where the principal amount falls strictly inside the specific intermediate tier defined by the threshold boundaries. It captures financing agreements negotiated during the reference period, isolating medium-scale commercial credit from smaller micro-loans and large enterprise facilities. The scope includes term loans and other credit forms issued by monetary financial institutions, while excluding overdrafts, revolving credit, and card debt.
Interpreting this specific ticket-size bracket requires accounting for the distinct risk profiles and collateral requirements typical of mid-tier commercial borrowers. Monthly figures can experience sharp volatility due to lump-sum financing arrangements by individual firms, making period-on-period movements less reliable than rolling averages or multi-month comparisons. Analysts should avoid comparing these rates directly with aggregate corporate loan indices, because mid-tier pricing often incorporates different risk premiums than massive multi-million corporate credit facilities.
Frequently asked questions
- What distinguishes this loan size category from smaller commercial brackets?
- This tier isolates mid-sized credit facilities, excluding micro-loans and large corporate borrowing packages.
- Are revolving credit lines included in this newly agreed business loan measure?
- No, revolving lines and standard overdraft facilities are tracked under separate classifications.
- Why do monthly rates for this specific size tier sometimes fluctuate sharply?
- Individual large credit agreements negotiated by mid-market firms can disproportionately sway monthly averages.