France corporate deposit rate: agreed maturity, outstanding
France corporate deposit rate: agreed maturity, outstanding stood at 2.72% in Aug 2026, according to ECB Data Portal – MFI interest rate statistics (MIR), reported by Banque de France. It is one of the indicators in the Bank interest rates and new loans table (Value · Monthly), with a complete series running from Jan 2003 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank interest rates and new loans table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rates on outstanding loans | |||||||||||
| Deposits from corporations with an agreed maturity (on outstanding amounts) | 2.72 | 2.68 | 2.64 | 2.57 | 2.56 | 2.55 | 2.58 | 2.54 | 2.58 | 2.6 | |
| Deposits from households with an agreed maturity (on outstanding amounts) | 2.52 | 2.51 | 2.52 | 2.5 | 2.52 | 2.5 | 2.59 | 2.49 | 2.5 | 2.53 |
Understanding france corporate deposit rate: agreed maturity, outstanding
Weighted-average annualized yields paid by banking institutions specifically on fixed-term deposits and agreed-maturity placement accounts originating from corporate and enterprise entities. This metric reflects the remuneration commercial firms receive for parking excess liquidity in time-bound bank instruments rather than overnight accounts. Excluded from this calculation are retail household deposits, interbank placements, and overnight corporate current accounts.
Evaluating corporate deposit yields requires understanding that corporate cash managers frequently utilize short-term maturities to optimize liquidity, making this stock rate sensitive to wholesale money market shifts. Revisions are generally negligible, occurring only upon receipt of corrected bank returns. Observers comparing this series with retail deposit rates should note that corporate depositors often negotiate bespoke yields based on large placement volumes.
Frequently asked questions
- Which entities are considered corporations in this deposit category?
- Non-financial corporations, commercial enterprises, and business entities holding term deposits with reporting banks are included.
- Do corporate term deposits earn higher interest than retail household deposits?
- Corporate rates often reflect wholesale money market conditions and large-volume negotiations, differing from retail deposit pricing.
- Are overnight corporate account balances factored into this agreed maturity measure?
- No, overnight deposits lack an agreed maturity term and are measured under separate deposit categories.