Cash credit in Île-de-France
Cash credit in Île-de-France stood at 263,178.65 EUR million in Jul 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Bank credit and deposits by territory table (Value · Monthly), with a complete series running from Jun 2007 to Jul 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank credit and deposits by territory table
| Indicator | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash credit | |||||||||||
| Île-de-France | 263,178.65 | 257,508.7 | 262,549.05 | 261,971.78 | 255,408.45 | 253,147.67 | 254,326.23 | 250,850.48 | 253,835.27 | 256,056.79 | |
| Centre-Val de Loire | 6,546.94 | 6,375.68 | 6,433.49 | 6,533.39 | 6,531.61 | 6,520.6 | 6,569.94 | 6,593.21 | 6,694.69 | 6,729.74 |
Understanding cash credit in Île-de-France
This series tracks the outstanding volume of short-term cash credit and operating overdraft facilities granted to businesses and eligible borrowers within the capital region. It focuses exclusively on short-term liquidity instruments, isolating day-to-day operational financing from longer-term debt categories such as housing loans or multi-year equipment financing. Compared with cash credit figures for other territories or the national total, this measure reflects the short-term working capital requirements of enterprises operating in a major financial and administrative center.
Interpreting this monthly indicator requires recognizing that short-term credit lines are prone to sharp swings driven by corporate liquidity management, tax settlement dates, and quarter-end window dressing by firms. Analysts must rely on annual comparisons to assess genuine directional trends, as sequential monthly figures can be distorted by temporary calendar effects and reporting adjustments. Comparing this regional cash credit series with longer-term business loans helps reveal whether corporate borrowing is driven by immediate operational needs or capital expansion.
Frequently asked questions
- Who are the primary users of these short-term cash credit facilities?
- Non-financial corporations and businesses requiring working capital make up the primary borrower base.
- What causes sharp movements in monthly cash credit balances?
- Corporate tax schedules, liquidity management, and quarter-end financial reporting frequently cause abrupt shifts.
- Is this measure adjusted for seasonal liquidity patterns?
- The published figures represent unadjusted outstanding amounts at month-end.