South Korea commercial bank corporate, household and mortgage loan interest rates (monthly)
Monthly weighted average interest rates on newly extended loans at commercial and specialized banks in South Korea (예금은행 대출금리 - 신규취급액 기준), covering Total Loans, Corporate Loans (Large Corporations, SMEs, Working Capital, Equipment), and Household Loans (Residential Mortgages Fixed/Variable, Jeonse Deposit Loans, General Unsecured Credit Loans).
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| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | 09-2025 | 08-2025 | 07-2025 | 06-2025 | 05-2025 | 04-2025 | 03-2025 | 02-2025 | 01-2025 | 12-2024 | 11-2024 | 10-2024 | 09-2024 | 08-2024 | 07-2024 | 06-2024 | 05-2024 | 04-2024 | 03-2024 | 02-2024 | 01-2024 | 12-2023 | 11-2023 | 10-2023 | 09-2023 | 08-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Loans & Discounts Average | 4.4 | 4.27 | 4.31 | 4.19 | 4.2 | 4.2 | 4.26 | 4.24 | 4.19 | 4.15 | 4.02 | 4.03 | 4.06 | 4.06 | 4.09 | 4.17 | 4.19 | 4.36 | 4.46 | 4.53 | 4.64 | 4.76 | 4.67 | 4.62 | 4.48 | 4.55 | 4.71 | 4.78 | 4.77 | 4.85 | 4.85 | 5.04 | 5.14 | 5.26 | 5.24 | 5.17 | 5.1 | |
| Corporate Loans (Total) | 4.3 | 4.2 | 4.27 | 4.13 | 4.14 | 4.14 | 4.2 | 4.15 | 4.16 | 4.1 | 3.96 | 3.99 | 4.03 | 4.04 | 4.06 | 4.16 | 4.14 | 4.32 | 4.43 | 4.5 | 4.62 | 4.76 | 4.71 | 4.77 | 4.67 | 4.78 | 4.88 | 4.9 | 4.88 | 4.96 | 5.03 | 5.22 | 5.29 | 5.36 | 5.33 | 5.27 | 5.21 | |
| Loans to Large Corporations | 4.21 | 4.18 | 4.17 | 4.1 | 4.09 | 4.11 | 4.13 | 4.09 | 4.08 | 4.06 | 3.95 | 3.91 | 3.99 | 3.99 | 4 | 4.15 | 4.04 | 4.32 | 4.41 | 4.48 | 4.6 | 4.74 | 4.79 | 4.81 | 4.78 | 4.89 | 5 | 4.99 | 4.97 | 5.01 | 5.11 | 5.16 | 5.28 | 5.29 | 5.3 | 5.18 | 5.17 | |
| Loans to Small & Medium Enterprises (SMEs) | 4.38 | 4.22 | 4.38 | 4.15 | 4.18 | 4.17 | 4.28 | 4.21 | 4.24 | 4.14 | 3.96 | 4.05 | 4.06 | 4.08 | 4.11 | 4.17 | 4.24 | 4.31 | 4.45 | 4.53 | 4.65 | 4.77 | 4.64 | 4.74 | 4.59 | 4.69 | 4.79 | 4.85 | 4.81 | 4.93 | 4.98 | 5.28 | 5.31 | 5.42 | 5.35 | 5.34 | 5.24 | |
| Corporate Working Capital Loans | 4.36 | 4.24 | 4.32 | 4.21 | 4.24 | 4.24 | 4.28 | 4.25 | 4.23 | 4.19 | 4.06 | 4.09 | 4.12 | 4.14 | 4.14 | 4.25 | 4.3 | 4.41 | 4.56 | 4.61 | 4.71 | 4.9 | 4.85 | 4.99 | 4.9 | 4.99 | 5.07 | 5.07 | 5.03 | 5.11 | 5.16 | 5.31 | 5.34 | 5.44 | 5.4 | 5.36 | 5.3 | |
| Corporate Equipment & Facilities Loans | 4.05 | 4.05 | 4.04 | 3.78 | 3.72 | 3.8 | 3.86 | 3.73 | 3.87 | 3.84 | 3.57 | 3.69 | 3.75 | 3.74 | 3.76 | 3.77 | 3.69 | 4.02 | 4.06 | 4.04 | 4.25 | 4.27 | 4.23 | 4.18 | 4.18 | 4.23 | 4.41 | 4.4 | 4.48 | 4.56 | 4.65 | 4.88 | 5.12 | 5.11 | 5.05 | 4.97 | 4.94 | |
| Household Loans (Total) | 4.76 | 4.64 | 4.5 | 4.46 | 4.43 | 4.51 | 4.45 | 4.5 | 4.35 | 4.32 | 4.24 | 4.17 | 4.17 | 4.2 | 4.21 | 4.26 | 4.36 | 4.51 | 4.52 | 4.65 | 4.72 | 4.79 | 4.55 | 4.23 | 4.08 | 4.06 | 4.26 | 4.49 | 4.48 | 4.5 | 4.49 | 4.68 | 4.82 | 5.04 | 5.04 | 4.9 | 4.83 | |
| Household Mortgage Loans (Total) | 4.66 | 4.48 | 4.36 | 4.32 | 4.31 | 4.34 | 4.32 | 4.29 | 4.23 | 4.17 | 3.98 | 3.96 | 3.96 | 3.96 | 3.93 | 3.87 | 3.98 | 4.17 | 4.23 | 4.27 | 4.25 | 4.3 | 4.05 | 3.74 | 3.51 | 3.5 | 3.71 | 3.91 | 3.93 | 3.94 | 3.96 | 3.99 | 4.16 | 4.48 | 4.56 | 4.35 | 4.31 | |
| Fixed-Rate Mortgage Loans | 4.88 | 4.76 | 4.53 | 4.44 | 4.34 | 4.32 | 4.3 | 4.26 | 4.22 | 4.17 | 3.97 | 3.94 | 3.94 | 3.95 | 3.92 | 3.86 | 3.96 | 4.15 | 4.22 | 4.26 | 4.23 | 4.31 | 4.04 | 3.72 | 3.49 | 3.48 | 3.69 | 3.89 | 3.91 | 3.9 | 3.93 | 3.94 | 4.09 | 4.43 | 4.55 | 4.33 | 4.28 | |
| Variable-Rate Mortgage Loans | 4.53 | 4.35 | 4.27 | 4.23 | 4.28 | 4.39 | 4.38 | 4.4 | 4.32 | 4.18 | 4.11 | 4.08 | 4.08 | 4.05 | 3.99 | 3.97 | 4.12 | 4.25 | 4.25 | 4.34 | 4.32 | 4.25 | 4.14 | 4.08 | 4.04 | 4.12 | 4.2 | 4.26 | 4.29 | 4.31 | 4.26 | 4.59 | 4.7 | 4.7 | 4.66 | 4.61 | 4.63 | |
| Jeonse Leasehold Deposit Loans | 4.35 | 4.19 | 4.07 | 3.97 | 4.01 | 4.07 | 4.06 | 4.06 | 3.99 | 3.9 | 3.78 | 3.76 | 3.78 | 3.75 | 3.71 | 3.7 | 3.81 | 3.99 | 4.09 | 4.16 | 4.34 | 4.43 | 4.26 | 4.05 | 3.82 | 3.78 | 3.84 | 3.9 | 3.91 | 3.94 | 4.02 | 4.09 | 4.26 | 4.4 | 4.28 | 4.18 | 4.13 | |
| General Unsecured Credit Loans to Households | 6.33 | 5.97 | 5.72 | 5.49 | 5.63 | 5.57 | 5.53 | 5.55 | 5.87 | 5.46 | 5.19 | 5.31 | 5.41 | 5.34 | 5.03 | 5.21 | 5.28 | 5.48 | 5.5 | 5.58 | 6.15 | 6.17 | 5.86 | 5.87 | 5.65 | 5.78 | 6.04 | 6.11 | 6.02 | 6.14 | 6.29 | 6.38 | 6.58 | 6.85 | 6.81 | 6.59 | 6.53 | |
| Group Housing Loans to Households | 4.41 | 4.07 | 4.02 | 4.06 | 4.12 | 4.15 | 4.25 | 4.25 | 4.28 | 4.17 | 4.06 | 3.96 | 3.89 | 3.9 | 3.91 | 3.95 | 4.12 | 4.29 | 4.35 | 4.39 | 4.37 | 4.41 | 3.88 | 3.58 | 3.45 | 3.46 | 3.67 | 3.88 | 3.93 | 3.96 | 4.07 | 3.93 | 4 | 4.28 | 4.37 | 4.26 | 4.21 | |
| Loans to Public & Other Sectors | 3.88 | 3.71 | 3.83 | 3.57 | 3.83 | 3.78 | 3.78 | 3.72 | 3.8 | 3.72 | 3.64 | 3.89 | 3.69 | 3.53 | 3.65 | 3.59 | 3.93 | 4.04 | 4.25 | 3.99 | 4.32 | 4.51 | 4.45 | 4.64 | 4.61 | 4.19 | 4.5 | 4.24 | 4.61 | 4.7 | 4.81 | 4.89 | 4.9 | 5.09 | 4.82 | 5.33 | 5.05 |
Latest reading
The series on this page is monthly and runs from Jan 1996 to Aug 2026.
About this data
Monthly weighted average interest rates on newly extended loans at commercial and specialized banks in South Korea (예금은행 대출금리 - 신규취급액 기준), covering Total Loans, Corporate Loans (Large Corporations, SMEs, Working Capital, Equipment), and Household Loans (Residential Mortgages Fixed/Variable, Jeonse Deposit Loans, General Unsecured Credit Loans).
Frequently asked questions
- What is the latest figure for South Korea commercial bank corporate, household and mortgage loan interest rates (monthly)?
- Total Loans & Discounts Average stood at 4.4% in Aug 2026. That is +0.1 pp from Jul 2026 and +0.3 pp from a year earlier.
- How far back does the South Korea commercial bank corporate, household and mortgage loan interest rates (monthly) data go?
- The series on this page is monthly and runs from Jan 1996 to Aug 2026. Every series in the table can be charted over its full history and downloaded as CSV or Excel.