Japan Household Electronic Money Use
Share of all households with a member holding or using electronic money (prepaid IC cards and similar), number of holders per household, and average monthly spending with electronic money per using household, including on railways and buses.
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | Q3-2023 | Q2-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Households with a member holding electronic money5 | 67.8 | 70.1 | 71 | 70.8 | 73.1 | 69.4 | 70.2 | 68.9 | 69 | 70.2 | 69.1 | 69.7 | 69.6 | |
| Holding members: one person | 30.7 | 32.5 | 33.6 | 35.3 | 37.3 | 31.7 | 33.1 | 32.5 | 32.4 | 31.8 | 31.5 | 32.6 | 33.7 | |
| Holding members: two persons | 24.3 | 24.5 | 24.2 | 22.6 | 22.5 | 24.2 | 24.1 | 23.4 | 24.1 | 25.1 | 24.6 | 24 | 24.1 | |
| Holding members: three or more | 12.8 | 12.9 | 13.2 | 12.8 | 13.2 | 13.3 | 13 | 12.9 | 12.4 | 13.2 | 12.9 | 13 | 11.7 | |
| Households with a member who used electronic money | 56.7 | 58.7 | 60.4 | 60.4 | 61.1 | 58.1 | 59.3 | 58.6 | 58.9 | 59 | 59 | 60.6 | 59.1 | |
| Households holding but not using electronic money | 10.9 | 11.3 | 10.5 | 10.3 | 11.9 | 11.1 | 10.7 | 10.2 | 10 | 11.1 | 10.1 | 9 | 10.5 | |
| Households with no member holding electronic money | 32.2 | 29.9 | 29 | 29.2 | 26.9 | 30.6 | 29.8 | 31.1 | 31 | 29.8 | 30.9 | 30.3 | 30.4 | |
| Average electronic money spending per using household1 | 31,665 | 30,995 | 30,315 | 29,847 | 29,404 | 31,145 | 28,515 | 28,784 | 27,195 | 28,822 | 27,609 | 27,218 | 26,026 | |
| Of which on railways and buses | 4,504 | 4,290 | 3,739 | 4,473 | 4,491 | 3,936 | 3,934 | 3,786 | 4,004 | 4,188 | 3,685 | 3,858 | 3,602 |
Latest reading
The latest reading is 67.8 % of households, for Q2 2026. That is −2.3 pp from Q1 2026 and −5.3 pp from a year earlier. The series on this page is quarterly and runs from Q1 2015 to Q2 2026.
- Latest
- 67.8 % of households
- Q2 2026
- vs previous period
- −2.3 pp
- Q1 2026
- vs a year earlier
- −5.3 pp
About this data
Share of all households with a member holding or using electronic money (prepaid IC cards and similar), number of holders per household, and average monthly spending with electronic money per using household, including on railways and buses. Quarterly from January-March 2015, all households. From the Ministry of Internal Affairs and Communications Survey of Household Economy.
