Japan Consumer Loans to Households
Outstanding and new consumer loans (for goods and services) to households by banks and shinkin banks. 14 series.
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | Q3-2023 | Q2-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| New Loans / Banking Accounts, Trust Accounts and Overseas Office Accounts / Domestically Licensed Banks | 4,706 | 4,273 | 4,156 | 4,220 | 4,194 | 4,177 | 4,136 | 3,951 | 4,206 | 5,433 | 3,790 | 3,712 | 3,801 | |
| Amounts Outstanding / Banking Accounts, Trust Accounts and Overseas Office Accounts / Domestically Licensed Banks | 115,378 | 114,064 | 111,778 | 110,600 | 108,560 | 106,873 | 104,795 | 102,842 | 102,495 | 102,327 | 100,139 | 99,143 | 97,350 | |
| Card Loans / Banking Accounts, Trust Accounts and Overseas Office Accounts / Domestically Licensed Banks | 53,762 | 53,450 | 52,623 | 52,508 | 51,870 | 51,505 | 50,669 | 50,624 | 50,002 | 49,558 | 48,819 | 48,802 | 48,275 | |
| New Loans / Banking Accounts / Domestically Licensed Banks | 4,481 | 4,162 | 4,048 | 4,128 | 4,115 | 4,111 | 4,068 | 3,867 | 4,123 | 5,343 | 3,701 | 3,625 | 3,715 | |
| Amounts Outstanding / Banking Accounts / Domestically Licensed Banks | 114,390 | 113,204 | 110,942 | 109,788 | 107,757 | 106,068 | 103,986 | 102,030 | 101,689 | 101,531 | 99,355 | 98,371 | 96,580 | |
| Card Loans / Banking Accounts / Domestically Licensed Banks | 53,762 | 53,450 | 52,623 | 52,508 | 51,870 | 51,505 | 50,669 | 50,624 | 50,002 | 49,558 | 48,819 | 48,802 | 48,275 | |
| New Loans / Trust Accounts / Domestically Licensed Banks | 224 | 110 | 107 | 92 | 78 | 65 | 68 | 84 | 83 | 89 | 89 | 87 | 86 | |
| Amounts Outstanding / Trust Accounts / Domestically Licensed Banks | 988 | 860 | 836 | 812 | 803 | 804 | 809 | 812 | 805 | 796 | 783 | 771 | 770 | |
| New Loans / Overseas Office Accounts / Domestically Licensed Banks | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Amounts Outstanding / Overseas Office Accounts / Domestically Licensed Banks | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Card Loans / Overseas Office Accounts / Domestically Licensed Banks | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| New Loans / Banking Accounts / Shinkin Banks | 1,718 | 1,567 | 1,466 | 1,509 | 1,599 | 1,581 | 1,424 | 1,502 | 1,552 | 1,499 | 1,405 | 1,416 | 1,454 | |
| Amounts Outstanding / Banking Accounts / Shinkin Banks | 24,387 | 24,219 | 23,859 | 23,709 | 23,431 | 23,282 | 22,878 | 22,784 | 22,409 | 22,239 | 21,963 | 21,830 | 21,540 | |
| Card Loans / Banking Accounts / Shinkin Banks | 5,110 | 5,233 | 5,127 | 5,183 | 5,095 | 5,205 | 5,069 | 5,128 | 5,022 | 5,138 | 5,024 | 5,041 | 4,975 |
Latest reading
The latest reading is 4,706 100 million yen, for Q2 2026. That is +10.1% from Q1 2026 and +12.2% from a year earlier. The series on this page is quarterly and runs from Q1 1986 to Q2 2026. Source: Bank of Japan – Time-Series Data Search.
- Latest
- 4,706 100 million yen
- Q2 2026
- vs previous period
- +10.1%
- Q1 2026
- vs a year earlier
- +12.2%
About this data
Outstanding and new consumer loans (for goods and services) to households by banks and shinkin banks. 14 series. Source: Bank of Japan, Time-Series Data Search.
