European Union 10-Year Government Bond Yield
Monthly 10-year government bond yields on the secondary market across Euro area member states, presented side by side to compare spreads.
| Indicator | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | 09-2025 | 08-2025 | 07-2025 | 06-2025 | 05-2025 | 04-2025 | 03-2025 | 02-2025 | 01-2025 | 12-2024 | 11-2024 | 10-2024 | 09-2024 | 08-2024 | 07-2024 | 06-2024 | 05-2024 | 04-2024 | 03-2024 | 02-2024 | 01-2024 | 12-2023 | 11-2023 | 10-2023 | 09-2023 | 08-2023 | 07-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Germany | 3.07 | 2.96 | 3.05 | 3 | 2.91 | 2.74 | 2.81 | 2.81 | 2.66 | 2.62 | 2.69 | 2.67 | 2.63 | 2.52 | 2.56 | 2.51 | 2.74 | 2.41 | 2.48 | 2.18 | 2.31 | 2.23 | 2.17 | 2.21 | 2.46 | 2.48 | 2.52 | 2.45 | 2.35 | 2.33 | 2.18 | 2.1 | 2.6 | 2.82 | 2.66 | 2.55 | 2.46 | |
| France | 3.85 | 3.68 | 3.74 | 3.73 | 3.64 | 3.4 | 3.53 | 3.56 | 3.44 | 3.44 | 3.51 | 3.42 | 3.36 | 3.24 | 3.26 | 3.26 | 3.43 | 3.15 | 3.32 | 3.01 | 3.09 | 2.99 | 2.9 | 2.94 | 3.14 | 3.15 | 3.03 | 2.97 | 2.82 | 2.85 | 2.74 | 2.65 | 3.19 | 3.45 | 3.24 | 3.11 | 3.04 | |
| Italy | 3.88 | 3.73 | 3.84 | 3.82 | 3.73 | 3.39 | 3.49 | 3.55 | 3.46 | 3.44 | 3.56 | 3.54 | 3.54 | 3.5 | 3.63 | 3.71 | 3.89 | 3.58 | 3.68 | 3.32 | 3.57 | 3.5 | 3.57 | 3.68 | 3.83 | 3.94 | 3.84 | 3.86 | 3.7 | 3.87 | 3.81 | 3.82 | 4.43 | 4.89 | 4.51 | 4.22 | 4.16 | |
| Spain | 3.53 | 3.41 | 3.49 | 3.45 | 3.39 | 3.17 | 3.27 | 3.27 | 3.17 | 3.15 | 3.26 | 3.26 | 3.24 | 3.16 | 3.2 | 3.23 | 3.39 | 3.1 | 3.17 | 2.89 | 3.05 | 2.96 | 2.99 | 3.07 | 3.28 | 3.35 | 3.3 | 3.27 | 3.19 | 3.27 | 3.18 | 3.12 | 3.65 | 3.95 | 3.71 | 3.57 | 3.49 | |
| Netherlands | 3.2 | 3.08 | 3.17 | 3.15 | 3.03 | 2.85 | 2.94 | 2.97 | 2.83 | 2.79 | 2.88 | 2.88 | 2.84 | 2.76 | 2.8 | 2.71 | 2.94 | 2.63 | 2.73 | 2.45 | 2.57 | 2.53 | 2.47 | 2.53 | 2.77 | 2.82 | 2.83 | 2.72 | 2.62 | 2.64 | 2.51 | 2.42 | 2.95 | 3.21 | 3.04 | 2.92 | 2.84 | |
| Belgium | 3.64 | 3.51 | 3.6 | 3.59 | 3.51 | 3.3 | 3.36 | 3.32 | 3.2 | 3.19 | 3.26 | 3.23 | 3.21 | 3.09 | 3.14 | 3.14 | 3.32 | 3.01 | 3.1 | 2.8 | 2.92 | 2.84 | 2.79 | 2.83 | 3.06 | 3.12 | 3.06 | 3.01 | 2.91 | 2.95 | 2.81 | 2.7 | 3.23 | 3.52 | 3.32 | 3.22 | 3.14 | |
| Ireland | 3.25 | 3.13 | 3.25 | 3.24 | 3.2 | 3.03 | 3.06 | 3.01 | 2.9 | 2.87 | 2.95 | 2.94 | 2.92 | 2.85 | 2.89 | 2.9 | 3.05 | 2.72 | 2.79 | 2.49 | 2.63 | 2.59 | 2.55 | 2.64 | 2.86 | 2.93 | 2.91 | 2.89 | 2.75 | 2.78 | 2.6 | 2.46 | 3.01 | 3.27 | 3.09 | 2.96 | 2.9 | |
| Austria | 3.32 | 3.21 | 3.3 | 3.3 | 3.24 | 3.07 | 3.08 | 3.1 | 2.97 | 2.94 | 3.02 | 3.03 | 3.01 | 2.94 | 2.98 | 2.98 | 3.15 | 2.86 | 2.91 | 2.62 | 2.77 | 2.74 | 2.69 | 2.76 | 2.98 | 3.04 | 3.02 | 2.99 | 2.85 | 2.89 | 2.76 | 2.68 | 3.21 | 3.49 | 3.29 | 3.18 | 3.12 | |
| Finland | 3.43 | 3.31 | 3.4 | 3.38 | 3.32 | 3.16 | 3.25 | 3.17 | 3.04 | 3.01 | 3.09 | 3.09 | 3.05 | 2.9 | 2.95 | 2.94 | 3.12 | 2.82 | 2.95 | 2.65 | 2.81 | 2.75 | 2.72 | 2.78 | 3 | 3.05 | 3 | 2.94 | 2.85 | 2.88 | 2.8 | 2.68 | 3.2 | 3.47 | 3.25 | 3.15 | 3.07 | |
| Portugal | 3.44 | 3.33 | 3.42 | 3.43 | 3.37 | 3.13 | 3.19 | 3.15 | 3.03 | 3.02 | 3.13 | 3.12 | 3.11 | 3.02 | 3.08 | 3.11 | 3.29 | 2.95 | 2.96 | 2.68 | 2.79 | 2.73 | 2.78 | 2.88 | 3.1 | 3.19 | 3.16 | 3.14 | 3.02 | 3.06 | 2.97 | 2.86 | 3.3 | 3.59 | 3.45 | 3.31 | 3.23 | |
| Greece | 3.79 | 3.64 | 3.75 | 3.78 | 3.71 | 3.39 | 3.43 | 3.44 | 3.3 | 3.3 | 3.39 | 3.37 | 3.36 | 3.29 | 3.37 | 3.44 | 3.6 | 3.29 | 3.35 | 3.05 | 3.19 | 3.16 | 3.19 | 3.31 | 3.5 | 3.65 | 3.55 | 3.49 | 3.37 | 3.45 | 3.29 | 3.28 | 3.88 | 4.3 | 4.08 | 3.88 | 3.85 | |
| Slovakia | 3.73 | 3.62 | 3.51 | 3.56 | 3.5 | 3.27 | 3.41 | 3.47 | 3.37 | 3.39 | 3.48 | 3.45 | 3.43 | 3.43 | 3.49 | 3.49 | 3.51 | 3.22 | 3.43 | 3.22 | 3.33 | 3.33 | 3.36 | 3.38 | 3.59 | 3.69 | 3.69 | 3.68 | 3.51 | 3.51 | 3.39 | 3.31 | 3.86 | 4.12 | 3.91 | 3.8 | 3.69 | |
| Bulgaria | 4.09 | 4.09 | 4.09 | 3.95 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.93 | 3.94 | 4.01 | 4.03 | 4.03 | 4.03 | 4.03 | 4.03 | |
| Luxembourg | 3.3 | 3.19 | 3.27 | 3.24 | 3.12 | 2.93 | 3.05 | 3.1 | 2.95 | 2.89 | 2.93 | 2.89 | 2.92 | 2.88 | 2.88 | 2.87 | 3.04 | 2.76 | 2.9 | 2.64 | 2.72 | 2.65 | 2.59 | 2.66 | 2.9 | 2.94 | 2.94 | 2.9 | 2.79 | 2.82 | 2.61 | 2.53 | 3.03 | 3.32 | 3.16 | 3.08 | 3.03 | |
| Croatia | 3.58 | 3.57 | 3.57 | 3.55 | 3.19 | 3.09 | 2.94 | 3.14 | 2.94 | 2.92 | 2.88 | 2.98 | 3.05 | 3.04 | 3.04 | 3.05 | 3.05 | 2.99 | 2.98 | 3.09 | 3.2 | 3.32 | 3.33 | 3.4 | 3.37 | 3.38 | 3.41 | 3.34 | 3.29 | 3.3 | 3.29 | 3.39 | 3.93 | 4.18 | 3.95 | 3.93 | 3.74 | |
| Lithuania | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | |
| Slovenia | 3.37 | 3.36 | 3.47 | 3.4 | 3.25 | 3.09 | 3.19 | 3.25 | 3.11 | 3.11 | 3.19 | 3.17 | 3.04 | 3.02 | 3.06 | 3.1 | 3.28 | 2.93 | 3.1 | 2.89 | 3.06 | 2.97 | 2.94 | 2.99 | 3.21 | 3.32 | 3.23 | 3.22 | 3.2 | 3.22 | 3.06 | 3.26 | 3.53 | 3.67 | 3.47 | 3.48 | 3.4 | |
| Latvia | 3.73 | 3.7 | 3.78 | 3.79 | 3.7 | 3.53 | 3.66 | 3.66 | 3.53 | 3.29 | 3.18 | 3.17 | 3.17 | 3.25 | 3.3 | 3.36 | 3.37 | 3.14 | 3.21 | 3.04 | 3.09 | 3.1 | 3.12 | 3.18 | 3.39 | 3.44 | 3.43 | 3.47 | 3.4 | 3.41 | 3.38 | 3.49 | 3.98 | 4.14 | 3.88 | 3.85 | 3.81 | |
| Estonia | 3.75 | 3.6 | 3.41 | 3.4 | 3.28 | 3.11 | 3.26 | 3.38 | 3.3 | 3.24 | 3.27 | 3.22 | 3.23 | 3.2 | 3.32 | 3.41 | 3.51 | 3.25 | 3.5 | 3.43 | 3.51 | 3.41 | 3.44 | 3.56 | 3.8 | 3.77 | 3.71 | 3.64 | 3.49 | 3.49 | 3.31 | 3.21 | 3.67 | 4.09 | 4.25 | 4.15 | 4.09 | |
| Cyprus | 3.52 | 3.4 | 3.45 | 3.48 | 3.45 | 3.17 | 3.09 | 3 | 2.87 | 2.86 | 2.95 | 2.92 | 2.9 | 2.86 | 2.88 | 2.9 | 3.1 | 2.89 | 3.05 | 2.81 | 2.94 | 2.91 | 2.91 | 3.02 | 3.24 | 3.34 | 3.31 | 3.3 | 3.21 | 3.32 | 3.27 | 3.23 | 3.79 | 4.13 | 3.99 | 3.84 | 3.74 | |
| Malta | 3.97 | 3.88 | 3.92 | 3.89 | 3.8 | 3.57 | 3.67 | 3.72 | 3.45 | 3.44 | 3.55 | 3.54 | 3.5 | 3.37 | 3.43 | 3.37 | 3.53 | 3.26 | 3.35 | 3.07 | 3.25 | 3.21 | 3.24 | 3.38 | 3.5 | 3.55 | 3.53 | 3.47 | 3.4 | 3.48 | 3.38 | 3.31 | 3.86 | 4.18 | 3.93 | 3.79 | 3.78 |
Latest reading
Germany stood at 3.07 %/year in Jul 2026. That is +0.1 pp from Jun 2026 and +0.4 pp from a year earlier. The series on this page is monthly and runs from Jan 1990 to Jul 2026. Source: European Central Bank (ECB Data Portal).
- Latest
- 3.07 %/year
- Jul 2026
- vs previous period
- +0.1 pp
- Jun 2026
- vs a year earlier
- +0.4 pp
About this data
Monthly 10-year government bond yields on the secondary market across Euro area member states, presented side by side to compare spreads. This series serves the long-term interest rate convergence criterion under the Maastricht Treaty. Comparing countries side by side reveals CREDIT RISK within the bloc: all member states share the same currency and monetary policy, meaning the yield spread between any given country and Germany (which maintains the lowest yield and acts as the risk-free benchmark) reflects the market-demanded risk premium. This gap widened significantly during the 2010-2012 sovereign debt crisis and prompted the ECB to establish anti-fragmentation instruments. Source: European Central Bank (ECB Data Portal).
