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英国住房抵押贷款（按机构类型）

自1999年以来的英国住房抵押贷款市场月度官方统计数据从放贷主体、借款用途及偿还方式三大维度进行全面监测。放贷主体方面涵盖未偿贷款余额、新增贷款总额与净贷款额，并细分为银行和房屋建筑协会、专业贷款机构及其他放贷机构——其中专业贷款机构所占份额直观勾勒出信贷周期的起伏，其占贷款余额的比重从1999年的6%飙升至2008年峰值时的35%，随后大幅萎缩。借款用途方面涵盖按金额和笔数统计的贷款审批量，分为购房、再抵押或其他用途。偿还方式方面则涵盖定期还款、房产出售或转按揭再融资时的结清还款，以及自愿提前偿付的大额还款，直接反映了家庭部门对利率上升的应对行为。

来源： 综合整理最后更新： 整理维护 Bui Thanh Phuc

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指标07-202606-202605-202604-202603-202602-202601-202612-202511-202510-202509-202508-202507-202506-202505-202504-202503-202502-202501-202512-202411-202410-202409-202408-202407-202406-202405-202404-202403-202402-202401-202412-202311-202310-202309-202308-202307-2023
贷款余额（按贷款机构）4
银行及建房互助协会1,554,1251,549,4461,541,0421,539,4801,537,8741,531,4771,528,3621,525,3871,521,7011,519,2771,514,0051,509,0721,504,2331,499,9381,493,7531,490,8471,492,7821,480,1681,477,9151,473,8931,475,3831,472,3321,468,7111,465,2171,461,0861,458,7001,455,1231,454,6101,454,1581,453,9031,453,8051,454,7311,456,6351,456,1241,455,9041,455,3281,452,724
其他专业贷款机构114,585114,057113,984114,414112,497112,409112,525112,004112,285112,239112,127111,827111,948111,228113,638114,026114,246114,109115,057115,093113,503113,443113,366113,699113,720113,478113,405112,123111,877111,548111,459111,158111,361111,429111,893112,210112,518
其他贷款机构58,47358,28658,09957,91257,72557,53857,35157,16457,16257,16057,15857,11757,07657,03556,99956,96356,92756,57056,21355,85655,91455,97256,03055,95955,88855,81755,73755,65755,57755,42355,26955,11554,80054,48554,17053,97253,774
全部贷款机构1,727,1821,721,7891,713,1251,711,8061,708,0961,701,4241,698,2381,694,5551,691,1481,688,6761,683,2901,678,0151,673,2571,668,2011,664,3901,661,8361,663,9541,650,8471,649,1851,644,8411,644,8001,641,7471,638,1071,634,8751,630,6941,627,9951,624,2641,622,3901,621,6121,620,8741,620,5331,621,0041,622,7961,622,0381,621,9681,621,5101,619,016
贷款发放额（按贷款机构）4
银行及建房互助协会27,59326,17821,75723,48723,58519,07720,88221,64422,84628,11524,87222,71126,03121,95817,34314,00532,13319,68719,60219,11720,74122,79818,81720,88120,47318,25819,51717,53315,80815,00915,35015,39817,00116,95218,29320,65218,200
其他专业贷款机构1,5981,5441,2301,3621,5031,2531,5541,4671,4811,8301,6941,4191,6211,4001,1199531,7481,2331,4171,3481,4631,4621,1311,1781,3291,2421,4311,3901,2541,1951,1921,0461,2291,0571,0211,1841,094
其他贷款机构307307307307307307307121121121128128128969696477477477959595149149149142142142287287287372372372306306306
全部贷款机构29,49828,02923,29425,15625,39520,63722,74323,23124,44930,06626,69324,25927,78023,45318,55815,05434,35821,39721,49620,56022,29924,35520,09722,20821,95119,64221,09019,06517,34916,49016,82916,81718,60318,38119,62022,14319,601
贷款净增额（按贷款机构）4
银行及建房互助协会4,3178,6782,9184,2776,2192,8612,7613,7994,3054,9785,7064,5524,5985,9372,396-1,78912,1321,8183,7822,1272,7544,2843,1853,8152,1333,3791,307282-65-22-2,512-1,5021,145141822,403-317
其他专业贷款机构757302-2462102895466914322334758163660234-4-98453-491532216258337-22399374158390321261144443-107170-310-228-171-264
其他贷款机构187187187187187187187222414141363636357357357-58-58-58717171808080154154154315315315198198198
全部贷款机构5,2619,1672,8594,6746,6963,1023,6173,9444,5295,3276,3284,6565,2996,2072,428-1,85112,9421,6834,6712,2852,9534,5623,0333,9852,5783,6181,777683350276-1,915-1,2941,629191522,430-383
贷款审批金额（按用途）4
购房17,58615,03517,45118,68515,09311,18911,32415,05417,62216,82216,02819,32818,15217,09915,16216,88614,93512,42411,66315,67617,51215,28915,74817,14815,57116,14315,62714,77413,5269,6358,12410,91010,5909,29910,15211,840
再抵押7,6527,13211,40913,9509,3927,3957,3838,5268,6538,7677,9289,3689,2899,4647,3318,1146,7916,4095,2797,2688,1826,6575,5965,5765,1046,0566,0157,2038,1295,7185,0775,7235,4304,0735,1218,103
其他用途7307067981,075808680663704863883729873847729726798668620506605736694638674653640659655612526356502453473498670
全部用途25,96822,87329,65833,71025,29319,26419,37024,28427,13826,47224,68529,56928,28827,29223,21925,79822,39419,45317,44823,54926,43022,64021,98223,39821,32822,83922,30122,63222,26715,87913,55717,13516,47313,84515,77120,613
贷款审批笔数（按用途）4
购房68,03659,18067,59372,29558,65244,76745,14559,46569,76068,35864,07677,03272,48668,42262,06969,90160,92551,36847,28863,50172,59265,04866,93973,17466,62569,01467,52863,39458,92943,03236,23150,09648,92744,29348,06353,023
再抵押33,75831,75649,54659,34041,13732,94132,18737,60339,29439,73835,86342,01940,17639,71933,70337,28832,07230,06824,83633,71838,22431,92927,42227,26925,20729,01130,05034,08338,13027,60524,08528,38027,04620,95326,09739,126
其他用途12,78512,02213,88217,18414,53111,79910,61611,67114,64014,52212,18114,58913,91712,32211,71811,91710,4839,8567,5039,54010,94210,1559,25810,2439,45410,32010,3309,8269,3107,4905,3377,3616,5756,5937,3178,726
全部用途114,579102,958131,021148,819114,32089,50787,948108,739123,694122,618112,120133,640126,579120,463107,490119,106103,48091,29279,627106,759121,758107,132103,619110,686101,286108,345107,908107,303106,36978,12765,65385,83782,54871,83981,477100,875
贷款发放额（按用途）3
购房17,60016,76113,99614,62115,80813,39213,05215,79216,40118,28215,97116,11816,79414,82411,9757,90326,94114,42113,49514,14214,70316,63013,77615,67914,39813,15212,93210,58310,88410,0488,9259,89011,90412,01012,10314,00111,885
再抵押10,92510,2438,3449,4908,3956,4148,7486,4297,23110,6419,6657,2939,8617,6805,7546,2546,4626,1657,2655,7316,8636,8755,5925,8276,7495,8427,3617,8125,8275,8097,2946,3756,1145,7936,8737,5237,072
其他用途9741,0259531,0451,1938319431,0108171,1421,0578471,125949830897955812736687733850729702804648797669638634610552584579644619644
贷款还款额（按类型）4
定期还款5,2505,2535,0435,2495,4955,2205,4565,3545,5305,2655,2494,9985,1155,1724,9145,2815,2645,2095,4325,2245,0985,1825,0734,9675,3124,8565,1335,3424,9895,3545,7605,4205,2155,2035,1335,1035,103
结清还款18,31213,41814,36214,31611,88811,19612,29912,63713,19817,84413,72913,45516,31911,00610,04610,38914,93412,58110,00312,18412,88213,10410,91212,23212,87810,32212,88811,60310,8079,67311,82611,6749,84111,28312,36212,51813,049
其他一次性还款1,4081,3681,3041,3681,5401,2101,5161,3881,2571,7081,5571,2591,5251,3351,1941,4461,5861,3791,5151,3171,4301,5211,2851,3191,4071,0891,4761,5441,3621,3561,5381,3272,0862,0081,9802,2442,229
全部还款24,97020,03920,70920,93318,92317,62519,27119,38019,98524,81620,53619,71222,96017,51316,15417,11621,78319,17016,94918,72519,41119,80717,26918,51819,59716,26719,49718,48817,15816,38319,12418,42117,14218,49419,47519,86520,381

最新值

本页序列为月度，时间跨度从1999年1月至2026年7月。

关于本数据

自1999年以来的英国住房抵押贷款市场月度官方统计数据从放贷主体、借款用途及偿还方式三大维度进行全面监测。放贷主体方面涵盖未偿贷款余额、新增贷款总额与净贷款额，并细分为银行和房屋建筑协会、专业贷款机构及其他放贷机构——其中专业贷款机构所占份额直观勾勒出信贷周期的起伏，其占贷款余额的比重从1999年的6%飙升至2008年峰值时的35%，随后大幅萎缩。借款用途方面涵盖按金额和笔数统计的贷款审批量，分为购房、再抵押或其他用途。偿还方式方面则涵盖定期还款、房产出售或转按揭再融资时的结清还款，以及自愿提前偿付的大额还款，直接反映了家庭部门对利率上升的应对行为。

常见问题

英国住房抵押贷款（按机构类型）的最新值是多少？
全部贷款机构在2026年7月为1.73万亿英镑。较2026年6月+0.3%，较上年同期+3.2%。
英国住房抵押贷款（按机构类型）的数据可追溯至何时？
本页序列为月度，时间跨度从1999年1月至2026年7月。本数据表中的每个序列均可查看全历史图表，并支持下载为CSV或Excel格式。
这一英国抵押贷款表涵盖哪些内容？
该表涵盖不同贷款机构类型与借款用途下的英国新增抵押贷款额、净贷款额、未偿还贷款余额、贷款审批量以及还款额。
英国抵押贷款市场数据追踪了哪些类型的贷款机构？
数据将英国抵押贷款市场按银行与建屋合作社、其他专业贷款机构、其他贷款机构以及所有贷款机构合计数进行细分。
包含哪些抵押贷款用途和还款类型？
贷款审批按购房、再抵押（remortgaging）及其他用途分类；还款分为定期还款、结清赎回还款以及其他一次性大额还款。
这一英国抵押贷款月度数据最早可追溯到何时？
本表中的月度统计数据由英国建屋合作社协会（Building Societies Association）采用英格兰银行数据编制，可追溯至1999年。