MacroDataHub

英国银行贷款（居民与企业）

英格兰银行按月发布英国银行与房屋建筑协会信贷数据，反映金融机构对个人与企业的贷款规模：包括划分为住房抵押贷款和消费信贷的个人贷款存量、抵押贷款投放总额与还款额、用于购房和再抵押的抵押贷款审批数据，以及按行业和企业规模（中小型企业与大型企业）细分的企业净贷款额。

来源： 英格兰银行最后更新： 整理维护 Bui Thanh Phuc

正在加载图表数据…
指标08-202607-202606-202605-202604-202603-202602-202601-202612-202511-202510-202509-202508-202507-202506-202505-202504-202503-202502-202501-202512-202411-202410-202409-202408-202407-202406-202405-202404-202403-202402-202401-202412-202311-202310-202309-202308-2023
个人贷款（英格兰银行）3
个人贷款总额21,990,3631,984,1351,978,7111,970,1271,966,9381,962,1141,953,9621,947,4871,941,3621,935,4541,930,9591,925,0951,919,7061,913,7831,908,1561,904,2251,901,4991,901,5801,888,2311,883,5281,877,4071,874,9601,872,2001,869,2611,865,6451,861,7371,858,0911,854,5281,851,7591,846,1471,844,4531,841,6341,838,9381,841,7051,840,3561,838,6101,838,338
住房抵押贷款1,730,8671,726,3741,722,1601,715,0691,713,4831,710,0631,703,4111,698,1491,693,5631,689,2471,686,4421,681,9081,677,5781,673,0481,668,7781,666,0901,664,0471,665,5461,652,3881,648,6861,643,8051,642,3921,639,6011,636,7331,634,2091,631,2101,628,4401,625,9441,624,7881,622,7761,622,2991,620,4561,619,4541,620,3091,620,6941,620,0631,620,959
消费信贷1259,496257,761256,551255,059253,456252,051250,551249,338247,800246,207244,517243,187242,128240,735239,378238,135237,452236,034235,844234,843233,602232,568232,599232,528231,436230,527229,652228,584226,971223,371222,155221,178219,484221,395219,662218,548217,379
信用卡余额83,32982,40981,72380,05179,61779,78579,37278,85678,22677,70577,01576,59676,08675,52674,95874,48374,33073,44273,20572,60271,97471,68071,93171,57471,35571,07870,81570,63070,13970,22569,70169,42869,00968,83567,97067,60367,124
月度流量与增速4
住房抵押贷款发放总额月度流量23,64825,30726,45726,68727,23928,39824,78924,23623,56024,00524,56524,73022,76124,52823,41620,58116,53840,04125,56021,89421,46220,78120,03219,35919,89219,72920,22722,55620,59820,39418,60517,47817,73816,75316,12118,61419,307
住房抵押贷款偿还额月度流量20,37021,09121,05722,61522,41420,16218,73819,35919,01519,58022,57220,00119,78819,58219,19617,21118,34723,95720,34016,44318,88818,30717,96217,37218,04616,76818,46720,24519,08219,50816,58418,49819,12615,61317,32019,66118,798
个人抵押贷款净流量4,4104,0827,5953,1274,3856,6765,1784,5214,8524,8604,5245,3834,4284,5135,0851,917-1,23112,9923,7245,2083,6552,6923,7882,3262,8032,6492,3831,0591,916901,778-442-358486580-1,2011,115
个人贷款12个月增速4.34.34.34.24.13.84.1443.93.83.73.53.43.33.13.13.22.52.42.11.91.91.71.51.51.31.31.21111.11.31.41.51.8
住房抵押贷款批准2
全部批准数量2100,805102,103103,934102,048128,440127,472118,239112,591114,271115,119112,022117,038116,605117,968120,409115,035105,364107,131107,515111,098108,507108,285110,664106,842102,76197,21198,31198,78699,112103,274105,44495,40791,70583,72478,51671,02077,824
购房贷款批准数量54,91855,92858,11656,33065,02162,95162,34760,20861,42164,58164,77866,05365,27865,90564,72162,61859,73663,46164,61166,27066,94265,90767,84665,59665,36162,85461,25460,80061,20861,14659,67656,03252,53050,28748,08244,02745,321
转按揭贷款批准数量33,95634,62633,92633,70750,08049,85541,22438,62938,90737,34133,69737,49938,36539,17742,28640,67434,36332,99032,25033,78231,25632,06032,67831,40528,04725,37427,59728,56228,62632,56436,67130,93131,53625,86224,08120,61325,494
全部批准金额222,50923,49123,11422,68528,49128,78826,58224,63024,60225,29525,01325,45825,68626,52626,45826,06322,51523,15023,56823,69323,12023,39924,25522,76521,91020,90520,77920,86320,36221,79522,39919,26318,65216,30515,80513,93715,055
购房贷款批准金额13,75414,37614,63214,13016,72416,12516,02115,63115,31216,40716,57816,57216,42216,45415,83515,46414,58815,21215,83616,56616,41616,37316,49615,74315,45514,53914,11113,93814,09314,21313,72912,85611,93210,94210,4649,5879,554
转按揭贷款批准金额8,0998,1347,2437,41811,38312,0769,5428,5128,7308,4997,6718,4898,6118,7999,2279,4797,3857,3916,8907,0566,5166,8927,2006,7335,7895,2065,3095,8375,6497,1427,9006,2996,5325,1594,9604,1095,044
企业贷款（英格兰银行）4
全部企业贷款净额月度流量24,0851,9191,5761,2675,1505,6184,2038,5311,6656,9192165934,6015,263-5339,2481,652247-3592,056-5595,3943,8571,1401,991-3963,983-772-867-1,928-3,1361,236-1,077-1,392-2045,031-2,344
中小企业贷款净额月度流量8979176842701,299736717747728680943537351770472711145-702-192310118122534-157-285-381-500-533-686-1,048-644-51-1,038-436-937-798-744
大型企业贷款净额月度流量3,1881,0028929973,8524,8833,4867,7849376,239-728564,2504,493-1,0058,5371,507949-1681,746-6775,2723,3221,2962,276-164,483-239-182-880-2,4921,287-39-9557335,829-1,600
全部企业贷款净额12个月增速27.47.58.27.89.58.87.975.85.45.266.15.64.55.43.532.621.91.80.5-0.30.5-0.40.2-1.8-1.7-1.2-0.6-0.7-1.1-0.70.1-1.1-1.9
中小企业贷款净额12个月增速4.64.14.144.33.72.92.52.321.71.71.30.90.3-0.2-0.8-1.3-1.5-1.7-1.9-2.5-2.8-3.6-3.9-4.1-4.2-4.6-4.7-4.7-4.6-4.6-4.8-4.6-4.4-4.7-4.3
大型企业贷款净额12个月增速8.99.410.59.912.311.710.69.57.87.37.18.38.78.16.88.55.85.34.843.94.12.31.52.91.72.7-0.2-0.10.71.71.61.11.62.70.9-0.5
中小企业分行业贷款14
全部行业204,272202,841202,015201,346201,023201,123199,277198,558198,262198,675197,878197,309196,808196,466196,097195,516194,365178,918179,126179,712179,307179,121178,787178,038178,703179,633180,310179,652181,534182,778183,158183,051183,916185,593186,420188,090188,596
农业、林业和狩猎业16,15616,16316,05015,86515,76515,73515,51015,45415,40515,59915,61615,67715,66115,80615,77715,70015,69115,48515,48415,55415,58815,69615,68915,71215,93816,05416,01215,83315,80715,80515,78115,80215,77715,97916,00116,07016,130
采矿及采石业647671704745730770671629708604631821781788883802817889786829915833885955835734863768717847772798922943973938853
制造业8,6668,5178,7538,7998,7418,6028,6978,8258,8708,8428,8518,8409,0718,8778,9188,8818,8129,8889,90510,03210,06810,15710,0089,2389,3789,6169,5149,4749,5539,6319,6499,6729,8189,99710,20210,35310,407
电力、燃气及水供应业5,8815,7385,7415,9305,6865,5485,5955,5505,5635,4145,3065,2135,2145,1044,9605,0934,9875,3505,5265,5145,4335,3415,3335,2625,6075,6625,7285,3685,4965,4955,4185,3585,1795,2725,2135,2035,090
建筑业13,79513,71413,64813,67013,65813,89213,75613,85913,82014,11214,19214,21214,29014,45314,43214,42614,53013,61213,88413,83713,76613,81813,76713,93713,92914,05414,03414,35215,57215,61015,85315,92416,02216,30916,35916,51716,765
批发和零售业14,09913,90913,76213,65413,76213,79213,52913,62813,81613,79513,91113,94813,87014,10214,01614,12914,15214,69514,69014,77914,91914,84015,02615,04715,06715,19115,43415,32115,53415,88115,92516,12116,40716,74016,97417,62117,756
住宿和餐饮业11,87711,78411,89611,81811,87911,82611,75211,63011,74311,76211,61911,55011,59111,63011,64911,66911,66111,15011,05711,09611,20511,25711,19811,37711,43211,52711,62511,61911,71911,85211,93311,93912,08312,19912,35112,63312,641
交通运输、仓储和通信业8,8458,7408,8078,8588,9478,9898,9879,0229,0709,0339,0219,1368,8458,8718,8698,7218,4858,8398,7268,9348,8518,9899,0509,0189,0409,1049,1119,1339,0509,2109,4049,6349,5839,8099,8319,90910,071
房地产业及专业服务业104,761103,899103,171102,451102,138102,272101,192100,40799,71599,70298,87098,10397,83197,14796,70396,10395,42379,41079,28679,05578,74878,44677,88477,69277,52377,65577,86577,72177,94178,08678,06777,33577,26277,31577,43977,71077,630
公共管理与国防4656805806517427406817517227778547178347177929087547368591,100732714846769845786813773798776752728717727623660566
教育2,2912,3412,2982,2922,3202,3722,3752,3262,3442,4452,3892,3312,3012,3812,4102,4122,4272,3962,3882,4022,4442,4572,4682,5202,5762,6052,5972,6352,6822,7542,8102,8572,9222,9922,9832,9582,967
卫生和社会工作12,70212,64612,62312,63112,59212,53012,46012,36812,35612,37912,37612,46312,26312,27512,30912,20412,20612,13512,16812,14412,12412,05112,10611,98611,98912,04512,10612,01411,95812,06712,01412,04212,25412,33512,42112,37012,437
娱乐、个人及社区服务业4,0874,0403,9833,9824,0624,0544,0724,1094,1294,2094,2404,2974,2564,3154,3794,4704,4204,3324,3684,4374,5154,5214,5284,5254,5444,5994,6084,6414,7084,7644,7814,8424,9684,9765,0505,1495,283
大型企业分行业贷款14
全部行业399,573393,253392,332392,304388,837388,066381,443376,367371,423369,583364,350365,895365,047357,768352,822354,024345,761363,096359,143359,815359,193355,493351,339348,151348,195342,372344,203341,790339,853342,797340,619342,405343,949342,945345,829347,075339,442
农业、林业和狩猎业4,0834,0033,9443,8783,6793,5543,4003,4223,3363,2093,1903,1353,0683,0713,0362,9182,8132,1102,1002,1292,1302,0932,1372,1522,1662,1602,1752,1522,0772,0582,0602,0312,2602,2472,2622,2062,213
采矿及采石业6,1506,8406,7707,0187,1177,8656,4695,7925,7185,5296,0526,4345,9195,7006,7936,3876,7686,1385,5786,5106,5635,4805,7546,6006,1785,7946,3185,7745,7097,4496,3056,2807,2787,0307,3157,4396,520
制造业39,55837,29938,66939,06639,03437,43137,94238,59436,15338,67338,09637,94638,98537,52336,15438,64536,09535,02735,18435,51835,07236,58935,50831,19631,42132,09031,99433,17332,88232,93534,34234,59734,18534,80235,94035,82634,178
电力、燃气及水供应业39,94638,25937,85238,55837,74136,57636,30836,04935,91036,24634,84434,79634,46934,00134,24133,31932,74331,83432,36632,27631,84731,35131,32532,01133,40333,18133,16731,67431,93231,47931,09930,75430,32529,35930,05030,54828,930
建筑业19,90219,31119,26020,30920,38920,22620,73719,90818,83620,25019,56219,44019,27618,96518,37018,81018,70519,20119,04818,73418,37019,46718,76918,58218,53918,02418,16718,27618,18517,95817,56717,38617,30917,52017,69517,45917,520
批发和零售业33,68732,11633,33931,92531,92933,11832,38731,17632,55330,62131,01331,85131,61230,46930,43328,67628,70830,67430,01130,57832,60930,89730,35230,82930,86330,29731,93230,19630,60331,13130,14931,40833,42533,68335,02637,38235,207
住宿和餐饮业17,67317,56717,28916,95116,55916,26416,15716,19515,91116,22015,67315,59615,72715,12814,97914,95114,98815,65815,63515,40915,49315,20714,69014,77914,56414,77614,93715,37415,06315,18715,00814,79615,03815,18615,29615,04615,038
交通运输、仓储和通信业38,91038,98039,61539,79938,74238,64937,17537,04137,01235,54735,54735,46635,70336,16235,39233,71632,58132,62830,93131,73130,47830,71731,42630,37630,43128,89528,81429,31728,86829,56929,27630,01028,98628,99029,56630,24229,498
房地产业及专业服务业170,707170,248167,288166,728164,973163,107162,338160,729158,511156,677154,681154,601153,282151,044147,887147,140146,446162,971162,064160,203159,224157,684155,521154,992154,069151,494150,459151,083148,878147,951147,901148,463147,519146,999145,539144,176143,561
公共管理与国防9,2959,2869,2709,67510,10012,92410,6409,3499,4908,7758,2059,3929,6538,1908,32812,2808,7049,5648,9799,45110,1299,3229,0329,68910,0449,56510,2338,7479,19310,64910,89510,82511,03110,56810,65510,47410,453
教育5,5915,4855,4645,3065,3795,3755,3815,5395,6405,7695,5065,3075,3385,1684,8844,7124,8414,8624,9394,8694,8464,7264,7854,9644,9104,6904,7604,7214,8644,9414,8814,8495,0605,0375,0575,0885,049
卫生和社会工作8,7488,6798,7668,4148,2898,1468,0568,0497,8327,7017,4977,6467,8157,8987,9417,9377,6847,6457,6207,4717,4667,4697,3817,4657,3947,2717,2097,2127,2257,0317,1356,8657,1487,2637,1317,1667,423
娱乐、个人及社区服务业5,3215,1814,8064,6784,9064,8304,4514,5254,5204,3664,4844,2854,2014,4484,3854,5334,6844,7834,6874,9364,9664,4914,6624,5164,2134,1334,0374,0904,3764,4594,0014,1414,3864,2624,2964,0253,852

最新值

本页序列为月度，时间跨度从1993年4月至2026年8月。来源：英格兰银行。

常见问题

英国银行贷款（居民与企业）的最新值是多少？
个人贷款总额在2026年8月为1.99万亿英镑。较2026年7月+0.3%，较上年同期+3.7%。
英国银行贷款（居民与企业）的数据可追溯至何时？
本页序列为月度，时间跨度从1993年4月至2026年8月。来源：英格兰银行。本数据表中的每个序列均可查看全历史图表，并支持下载为CSV或Excel格式。
英国银行对居民家庭和企业贷款表衡量了什么？
本表涵盖英国货币金融机构的月度贷款数据，包括住房抵押贷款、消费信用卡余额、住房抵押贷款审批量以及企业贷款。
英格兰银行如何细分英国企业贷款？
企业贷款按企业规模划分为中小企业与大型企业，并按行业细分，包括制造业、农业以及电力、燃气和水供应业。
涵盖了哪些英国住房抵押贷款指标？
该表列报新增抵押贷款发放额、月度还款额、净担保贷款额，以及用于购房和再抵押（remortgaging）的抵押贷款批准数量和金额。
英国银行贷款数据多久发布一次？
英格兰银行每月更新这些贷款系列数据，历史月度流量与增速数据自1993年起提供。