中国金融系统资金来源与运用的最新值是多少？

各项贷款在2026年9月为2,834,357.83亿元。较2026年8月+0.4%，较上年同期+4.8%。

中国金融系统资金来源与运用的数据可追溯至何时？

本页序列为月度，时间跨度从2015年1月至2026年9月。来源：中国人民银行。本数据表中的每个序列均可查看全历史图表，并支持下载为CSV或Excel格式。

金融系统资金来源与运用主要反映什么内容？

该统计主要反映银行业等金融机构体系人民币资金的筹集渠道与配置流向。资金来源端涵盖各项存款、金融债券及流通中货币等；资金运用端涵盖各项贷款、债券投资及股权投资等。通过复式记账原理，全面展示金融体系资金在各部门间的配置结构。

该数据由哪个机构负责统计与发布？

该数据由中国人民银行调查统计司负责编制与发布。人民银行依据各金融机构定期报送的人民币信贷收支及资产负债业务报表，进行全国汇总与集中核算，客观反映我国金融机构整体的资产负债与信贷运行全貌。

如何理解资金来源总计与资金运用总计的平衡关系？

该表基于资金来源与资金运用恒等的会计平衡原则。资金来源代表金融机构融入资金的负债与权益构成，资金运用代表资金贷出或投资的资产分布。分析时可通过观察住户与企业部门在存款与贷款方面的结构变动，研判宏观流动性分布与实体经济的融资需求特征。

中国金融系统资金来源与运用

Name: 中国金融系统资金来源与运用
Creator: 中国人民银行
License: https://creativecommons.org/licenses/by/4.0/

中国人民银行按月发布的《金融机构人民币信贷收支表》，详细列明了金融机构体系人民币资金来源与运用的总量构成，且资金来源总计与资金运用总计始终保持相等。该表回答了“资金归谁所有”以及“谁在借款”的核心问题——这是仅凭信贷总量数据所无法揭示的维度。在资金运用端，该表将住户与企业分开，并将住户借款按短期与中长期进一步细分为消费贷款与经营贷款：这些具体细项显示出中国住户部门正在偿还房贷（中长期消费贷款），而经营贷款则持续增长——这一现象被称为住户部门的“资产负债表衰退”。在资金来源端，各项存款被细分为住户存款、非金融企业存款、机关团体存款、财政性存款以及非银行业金融机构存款。该时间序列始于2015年1月，以十亿元为单位。中国人民银行在保持时间序列连续性的同时曾两次修订统计指标名称：2019年之前，机关团体存款被归入“政府存款”；2020年之前，企业贷款被命名为“非金融企业及机关团体贷款”。数据核对关系：所有时期内资金来源总计均等于资金运用总计，且各汇总指标均等于其分项之和。数据来源：中国人民银行（调查统计司）。

来源：中国人民银行最后更新： 2026年10月23日 02:10 UTC整理维护 Bui Thanh Phuc

正在加载图表数据…

指标	09-2026	08-2026	07-2026	06-2026	05-2026	04-2026	03-2026	02-2026	01-2026	12-2025	11-2025	09-2025	08-2025	07-2025	06-2025	05-2025	04-2025	03-2025	02-2025	01-2025	12-2024	11-2024	09-2024	08-2024	07-2024	06-2024	05-2024	04-2024	03-2024	02-2024	01-2024	12-2023	11-2023	09-2023	08-2023	07-2023	06-2023
资金来源总计5	4,205,820.57	4,188,455.47	4,181,874.17	4,174,713.96	4,160,096.89	4,145,659.17	4,134,867.98	4,097,171.11	4,074,755.8	4,008,454.09	3,995,631.31	3,970,838.35	3,949,853.82	3,930,392.9	3,914,427.51	3,884,307.82	3,864,915.23	3,853,595.66	3,811,174.35	3,978,087.32	3,733,523.17	3,709,320.6	3,676,631.17	3,650,980.61	3,625,347.73	3,619,926.76	3,596,818.51	3,576,873.27	3,566,165.7	3,527,661.26	3,693,412	3,450,553.63	3,433,029.76	3,396,874.77	3,369,574.71	3,347,813.1	3,337,387.8
各项存款2	3,494,460.16	3,476,700.76	3,464,703.42	3,464,408.35	3,444,547.42	3,426,804.9	3,424,070.78	3,379,369.82	3,367,696.02	3,286,428.75	3,269,626.94	3,249,387.56	3,227,265.78	3,206,702.75	3,201,739.92	3,169,624.01	3,147,793.38	3,152,232.44	3,109,697.9	3,255,492.03	3,022,537.95	3,036,481.15	3,008,822.65	2,971,425.35	2,949,199.49	2,957,172.45	2,932,599.27	2,915,852.23	2,955,054.17	2,906,999.38	3,014,771.89	2,842,623.3	2,841,754.85	2,810,037.37	2,787,610.76	2,774,993.33	2,786,204.53
境内存款5	3,474,974.21	3,457,111.95	3,444,273.71	3,443,879.37	3,425,047.88	3,406,999.68	3,404,444.09	3,360,756.65	3,349,446.57	3,267,735.7	3,250,857.35	3,229,674.82	3,208,055.02	3,187,440.34	3,183,103.96	3,151,414.94	3,129,069.6	3,132,673.72	3,088,699.49	3,236,289.52	3,004,001.79	3,018,200.94	2,990,829.01	2,951,091	2,928,250.38	2,936,855.26	2,911,673.12	2,895,230.52	2,935,012.52	2,887,130.03	2,997,640.02	2,824,092.55	2,821,678.59	2,790,453.4	2,769,639.07	2,757,337.98	2,768,381.32
住户存款2	1,752,979.27	1,728,944.62	1,728,578.55	1,734,840.05	1,715,398.99	1,716,494.73	1,735,889.52	1,711,519	1,680,390.91	1,658,934.64	1,633,084.44	1,639,847.95	1,610,211.68	1,609,117.49	1,620,254.78	1,595,494.14	1,590,795.67	1,604,706.8	1,573,761.53	1,626,359.04	1,512,509.36	1,490,578.97	1,488,435.63	1,466,414.13	1,459,300.16	1,462,619.53	1,441,205.29	1,437,036.59	1,455,456.16	1,427,229.47	1,482,729.23	1,369,894.58	1,350,169.15	1,347,449.22	1,322,170.58	1,314,293.53	1,322,386.57
活期存款	445,096.87	434,193.42	436,873.97	445,982.52	431,933.93	435,312.87	452,585.03	450,641.97	442,188.26	440,943.23	423,929.76	434,061.57	416,198.5	418,623.81	428,909.77	408,323.61	409,218.37	426,343.6	415,680.75	422,678.01	413,658.35	397,447.74	398,742.05	391,492.67	392,004.57	400,811.72	390,151.58	387,529.4	403,889.98	398,069.88	393,623.29	390,265.95	380,039.75	383,735.56	373,900.92	375,019.09	384,261.12
定期及其他存款	1,307,882.4	1,294,751.19	1,291,704.57	1,288,857.53	1,283,465.06	1,281,181.86	1,283,304.49	1,260,877.03	1,238,202.65	1,217,991.41	1,209,154.68	1,205,786.38	1,194,013.18	1,190,493.68	1,191,345.01	1,187,170.53	1,181,577.3	1,178,363.2	1,158,080.79	1,203,681.04	1,098,851.01	1,093,131.23	1,089,693.58	1,074,921.47	1,067,295.59	1,061,807.81	1,051,053.71	1,049,507.19	1,051,566.19	1,029,159.59	1,089,105.94	979,628.62	970,129.4	963,713.66	948,269.67	939,274.44	938,125.45
非金融企业存款2	835,792.67	822,741.99	819,940.56	836,213.76	816,829.82	818,464.19	831,009.95	803,765.17	830,350.08	805,593.99	793,387.29	797,743.11	788,593.47	785,596.5	800,190.99	782,413.73	786,590.2	799,857.08	771,491.53	786,934.07	783,649.1	765,605.73	765,460.47	757,763.46	754,326.29	772,129.73	762,052.72	770,124.67	788,817.72	768,064.82	758,191.12	787,756.22	784,540.77	790,706.16	788,738.51	779,848.68	795,170.5
活期存款	232,993.42	227,437.18	227,738.01	241,203.18	226,578.11	224,808.32	240,267.05	220,567.94	237,066.74	227,235.19	215,813.91	214,062.13	208,213.26	207,941.99	221,680.15	204,828.04	204,134.93	218,959.78	200,588.51	212,715.05	211,303.35	196,617.41	195,409.92	195,124.68	199,195.6	215,536.66	208,439.06	218,889.32	246,651.89	236,339.61	192,106.42	248,676.14	244,852.54	245,136.8	248,978.31	248,648.13	259,402.74
定期及其他存款	602,799.25	595,304.81	592,202.55	595,010.58	590,251.71	593,655.87	590,742.9	583,197.24	593,283.35	578,358.81	577,573.37	583,680.98	580,380.21	577,654.52	578,510.85	577,585.69	582,455.26	580,897.3	570,903.02	574,219.02	572,345.75	568,988.32	570,050.55	562,638.78	555,130.69	556,593.07	553,613.66	551,235.35	542,165.82	531,725.21	566,084.7	539,080.07	539,688.23	545,569.36	539,760.21	531,200.55	535,767.76
机关团体存款	413,748.89	409,554.08	406,510.18	404,497.81	405,263.76	403,042.33	400,549.27	392,964.89	396,681.78	394,368.86	398,458.75	392,198.68	390,314.11	387,420.21	386,479.12	384,001.02	382,856.99	378,687.38	372,272.34	397,315.27	370,165.97	375,887.79	370,863.36	367,527.66	367,141.13	368,558.8	364,943.05	363,737.5	364,134.09	356,095.3	373,801.61	353,260.97	359,250.69	355,731.92	353,345.02	350,401.64	351,238
财政性存款	79,489.3	83,849.31	82,758.84	72,932.91	82,301.93	75,191.08	67,824.03	75,205.77	78,715.17	62,817.62	76,662.5	69,906.51	78,348.39	76,452.86	68,776.6	76,942.86	68,100.96	64,428.49	72,116.15	77,128.52	55,812.16	72,557.14	65,185.15	67,543.21	61,956.34	55,502.91	63,696	56,062.8	55,082.19	62,743.55	71,149.19	57,937.13	67,118.35	56,750.59	58,878.32	58,965.86	49,888.25
非银行业金融机构存款	392,964.09	412,021.96	406,485.58	395,394.84	405,253.37	393,807.34	369,171.32	377,301.81	363,308.62	346,020.59	349,264.37	329,978.57	340,587.38	328,853.28	307,402.47	312,563.2	300,725.78	284,993.96	299,057.93	348,552.61	281,865.2	313,571.31	300,884.4	291,842.55	285,526.46	278,044.29	279,776.05	268,268.96	271,522.36	272,996.88	311,768.87	255,243.66	260,599.63	239,815.51	246,506.63	253,828.27	249,698
境外存款	19,485.95	19,588.81	20,429.71	20,528.98	19,499.54	19,805.23	19,626.69	18,613.18	18,249.46	18,693.05	18,769.59	19,712.74	19,210.76	19,262.41	18,635.97	18,209.07	18,723.78	19,558.73	20,998.41	19,202.51	18,536.15	18,280.21	17,993.64	20,334.35	20,949.11	20,317.19	20,926.15	20,621.71	20,041.66	19,869.35	17,131.87	18,530.74	20,076.26	19,583.97	17,971.69	17,655.35	17,823.21
金融债券	151,749.34	150,475.63	150,527.94	152,096.61	152,197.05	152,956.44	154,114.35	153,525.83	154,017.76	155,961.58	154,027.2	153,929.9	154,609.96	154,616.58	156,615.6	151,748.28	151,907.31	150,446.81	149,036.66	153,759.39	151,630.29	152,399.81	152,135.12	150,432.76	152,097.61	149,222.51	145,083.62	143,159.86	139,913.03	141,333.15	150,368.54	138,622.35	134,345.98	132,843.33	133,997.34	133,753.22	133,071.84
流通中货币	150,169.14	148,311.98	148,202.86	147,364.79	146,854.71	147,477.38	147,082.81	151,436.41	146,138.6	141,261.37	137,369.38	135,813.36	133,402.29	132,844.8	131,827.18	131,258.52	131,387.01	130,691.86	132,756.61	135,478.14	128,194.16	124,180.26	121,830	119,472.57	118,840.46	117,736.77	117,062.72	117,310.55	117,210.5	121,009.93	122,447.04	113,444.64	110,225.18	109,253.22	106,515.36	106,129.68	105,419.2
对国际金融机构负债	5.73	5.73	5.74	5.62	5.62	5.63	5.02	5	5.03	5.04	5.07	5.08	5.08	5.1	5.09	5.1	5.12	5.11	5.12	5.08	5.13	5.11	5.05	5.07	5.11	5.12	5.11	5.11	5.11	5.1	5.08	5.08	5.08	5.13	5.12	5.08	5.12
其他	409,436.21	412,961.35	418,434.22	410,838.59	416,492.09	418,414.82	409,595.02	412,834.04	406,898.39	424,797.35	434,602.72	431,702.45	434,570.71	436,223.66	424,239.72	431,671.91	433,822.41	420,219.43	419,678.06	433,352.69	431,155.64	396,254.28	393,838.36	409,644.87	405,205.06	395,789.91	402,067.78	400,545.51	353,982.89	358,313.71	405,819.45	355,858.26	346,698.67	344,735.71	341,446.14	332,931.78	312,687.11
资金运用总计6	4,205,820.57	4,188,455.47	4,181,874.17	4,174,713.96	4,160,096.89	4,145,659.17	4,134,867.98	4,097,171.11	4,074,755.8	4,008,454.09	3,995,631.31	3,970,838.35	3,949,853.82	3,930,392.9	3,914,427.51	3,884,307.82	3,864,915.23	3,853,595.66	3,811,174.35	3,978,087.32	3,733,523.17	3,709,320.6	3,676,631.17	3,650,980.61	3,625,347.73	3,619,926.76	3,596,818.51	3,576,873.27	3,566,165.7	3,527,661.26	3,693,412	3,450,553.63	3,433,029.76	3,396,874.77	3,369,574.71	3,347,813.1	3,337,387.8
各项贷款2	2,834,357.83	2,823,513.09	2,822,894.89	2,826,308.3	2,810,211.73	2,805,018.53	2,805,133.51	2,775,181.27	2,766,180.81	2,719,126.62	2,710,007.31	2,703,902.22	2,690,987.15	2,685,099.78	2,685,590.16	2,663,212.5	2,656,987.42	2,654,136.68	2,617,778.05	2,706,067.18	2,556,778.21	2,546,826.79	2,536,108.31	2,520,166.54	2,511,136.9	2,508,526.52	2,487,269.61	2,477,817.72	2,470,492.81	2,439,604.04	2,541,043.57	2,375,905.37	2,364,196.44	2,345,924.92	2,322,806.64	2,309,226.18	2,305,766.69
境内贷款3	2,803,108.85	2,791,815.89	2,791,672.86	2,797,292.43	2,781,037.72	2,776,937.91	2,779,181.4	2,749,358.27	2,741,013.66	2,693,880.32	2,684,848.02	2,680,129.24	2,666,387.7	2,661,265.63	2,663,550.76	2,640,957.7	2,634,471.79	2,631,972.51	2,595,407.32	2,680,907.04	2,536,229.81	2,527,254.33	2,518,680.28	2,501,637.99	2,492,550.92	2,491,303.53	2,470,780.52	2,462,211.63	2,456,257.22	2,425,307.26	2,522,738.96	2,362,900.87	2,351,701.43	2,333,856.43	2,310,317.32	2,297,264.69	2,294,723.42
住户贷款2	822,369.11	822,435.57	824,443.26	829,045.57	826,399.82	827,811.62	835,681.33	830,772.39	837,279.32	832,714.26	833,631.03	839,327.34	835,407.71	835,104.95	839,997.99	834,021.23	833,481.8	838,732.55	828,844.12	835,693.59	828,297.41	824,720.21	820,426.81	815,485.43	813,522.46	815,641.52	809,942.87	809,186.04	814,370.41	804,946.53	822,024.95	800,920.93	798,751.06	796,171.68	787,526	783,604.01	785,610.62
短期贷款2	192,557.26	193,497.87	194,683.31	198,083.47	197,022.08	197,862.68	202,324.07	200,368.2	205,060.9	203,963.98	204,986.85	210,010.09	208,589.08	208,484.63	212,311.89	209,690.8	209,898.21	213,917.53	209,076.17	207,144.44	211,825.77	211,238.23	211,117.85	208,417.72	207,702.29	209,857.77	207,386.93	207,144	210,662.11	205,754.31	211,608.25	207,033.62	206,340.24	206,798.83	203,587.92	201,267.52	202,602.33
消费贷款	85,264.03	86,113.85	86,559.11	88,168.59	87,797.67	88,037.45	90,091.27	90,402.06	94,218.93	94,827.1	96,019.97	98,231.28	98,250.49	97,914.39	99,325.3	98,729.36	98,719.72	99,932.76	98,579.99	97,296.21	101,888.33	101,913.83	100,695.99	99,585.47	99,026.94	99,831.64	99,120.24	99,118.44	100,829.6	99,830.49	101,877.1	103,540.96	103,538.06	103,062.61	102,277.52	101,047.21	101,471.73
经营贷款	107,293.23	107,384.02	108,124.2	109,914.88	109,224.41	109,825.22	112,232.8	109,966.14	110,841.97	109,136.88	108,966.87	111,778.8	110,338.58	110,570.24	112,986.58	110,961.44	111,178.49	113,984.77	110,496.18	109,848.23	109,937.45	109,324.41	110,421.87	108,832.24	108,675.36	110,026.13	108,266.69	108,025.56	109,832.51	105,923.82	109,731.15	103,492.66	102,802.18	103,736.22	101,310.4	100,220.31	101,130.6
中长期贷款2	629,811.86	628,937.71	629,759.95	630,962.1	629,377.74	629,948.95	633,357.25	630,404.2	632,218.42	628,750.28	628,644.18	629,317.25	626,818.63	626,620.33	627,686.1	624,330.43	623,583.59	624,815.02	619,767.96	628,549.15	616,471.63	613,481.98	609,308.96	607,067.71	605,820.16	605,783.76	602,555.94	602,042.05	603,708.3	599,192.23	610,416.7	593,887.32	592,410.81	589,372.86	583,938.09	582,336.5	583,008.29
消费贷款	480,677.83	480,576.92	481,787.45	482,944.04	482,614.81	483,664.27	486,662.29	486,002.76	488,194.76	486,813.37	488,041.76	489,020.9	488,274.55	488,930.6	489,740.46	488,578.07	488,392.44	489,140.33	486,661.55	488,485.01	484,969.12	483,003.16	479,095.07	478,159.12	477,682.96	477,784.52	476,522.8	477,106.55	479,028.1	477,448.26	480,228.78	475,897.07	475,773.83	474,195.98	470,952.9	470,899.19	471,959.93
经营贷款	149,134.03	148,360.79	147,972.5	148,018.06	146,762.93	146,284.67	146,694.96	144,401.44	144,023.66	141,936.91	140,602.41	140,296.35	138,544.08	137,689.72	137,945.64	135,752.36	135,191.15	135,674.69	133,106.4	140,064.13	131,502.51	130,478.81	130,213.89	128,908.59	128,137.2	127,999.24	126,033.14	124,935.5	124,680.2	121,743.96	130,187.92	117,990.24	116,636.98	115,176.88	112,985.18	111,437.31	111,048.36
非金融企业及机关团体贷款5	1,977,092.56	1,964,248.31	1,961,661.58	1,962,957.83	1,947,922.97	1,941,548.66	1,937,668.11	1,911,060.44	1,896,104.37	1,851,653.89	1,840,934.5	1,831,308.66	1,819,137.98	1,813,188.87	1,812,606.74	1,794,964.71	1,789,607.28	1,783,491.21	1,755,112.41	1,834,784.09	1,697,317.7	1,692,488.18	1,688,606.45	1,673,802.24	1,665,322.89	1,664,013.29	1,647,771.73	1,640,322.57	1,631,790.77	1,608,306.89	1,689,967.17	1,554,231.58	1,545,295.66	1,531,911.25	1,515,174.43	1,505,686.01	1,503,307.95
短期贷款	518,594.15	514,014.39	515,598.13	518,169.25	509,938.05	508,915.15	513,491.56	498,703.18	492,689.19	472,243.49	468,574.42	469,452.95	462,328.52	461,679.56	467,107.94	455,580.45	454,431.16	459,204.09	444,827.08	467,545.78	424,419.14	424,556.57	426,553.47	422,036.61	423,852.83	429,434.98	422,670.37	423,927.36	428,003.82	418,167.84	424,696.61	398,388.39	399,063.3	399,128.02	393,439.64	393,840.88	397,625.57
中长期贷款	1,246,014.12	1,237,114.16	1,233,957.58	1,236,180.78	1,230,657.81	1,230,851.93	1,234,939.81	1,221,437.1	1,212,479.51	1,180,722.19	1,177,336.75	1,175,345.98	1,166,313.35	1,161,587.78	1,164,151.11	1,154,094.62	1,150,769.36	1,148,258.18	1,132,495.14	1,175,695.34	1,092,606.13	1,092,200.31	1,088,384.69	1,078,750.45	1,073,882.81	1,072,532.33	1,062,874.68	1,057,862.42	1,053,780.77	1,037,805.33	1,090,088.95	991,853.39	983,311.48	975,023.01	962,481.77	956,037.93	953,326.39
票据融资	176,167.77	176,703.68	175,701.86	171,946.81	170,803	165,232.17	152,831.2	154,715.04	155,064.32	163,803.45	160,316.54	151,947.05	155,972.55	155,441.71	146,730.6	150,839.39	150,094.02	141,752.64	143,738.23	156,952.49	147,194.59	142,679.66	139,783.54	139,097.4	133,646.6	128,060.2	128,453.25	124,880.9	116,480.5	119,011.34	141,477.55	131,500.14	130,003.93	124,735.8	126,236.21	122,763.84	119,166.97
融资租赁	34,989.58	35,080.73	35,080.39	35,358.95	35,184.54	35,232.46	35,132.37	34,942.8	34,644.41	33,668.99	33,466.38	33,243.04	33,180.04	33,138.32	33,284.72	33,117.8	32,975.19	32,900.83	32,649.76	33,298.04	31,713.41	31,561.58	32,223.71	32,254.14	32,275.33	32,311.26	32,087.97	31,920.01	31,813.82	31,607.67	32,029.02	30,823.91	31,090.69	31,079.54	31,024.18	31,036.05	31,165.11
各项垫款	1,326.93	1,335.36	1,323.62	1,302.03	1,339.57	1,316.96	1,273.17	1,262.32	1,226.95	1,215.76	1,240.42	1,319.65	1,343.52	1,341.5	1,332.36	1,332.45	1,337.54	1,375.47	1,402.2	1,292.44	1,384.42	1,490.06	1,661.04	1,663.65	1,665.32	1,674.52	1,685.46	1,731.89	1,711.86	1,714.72	1,675.03	1,665.74	1,826.27	1,944.88	1,992.64	2,007.3	2,023.91
非银行业金融机构贷款	3,647.18	5,132	5,568.02	5,289.03	6,714.93	7,577.63	5,831.97	7,525.44	7,629.97	9,512.16	10,282.49	9,493.24	11,842.01	12,971.8	10,946.03	11,971.76	11,382.72	9,748.75	11,450.78	10,429.36	10,614.71	10,045.94	9,647.01	12,350.32	13,705.58	11,648.71	13,065.92	12,703.01	10,096.03	12,053.84	10,746.85	7,748.35	7,654.71	5,773.49	7,616.89	7,974.67	5,804.85
境外贷款	31,248.99	31,697.2	31,222.03	29,015.86	29,174.01	28,080.62	25,952.11	25,822.99	25,167.15	25,246.3	25,159.3	23,772.98	24,599.45	23,834.15	22,039.4	22,254.8	22,515.63	22,164.16	22,370.73	25,160.14	20,548.4	19,572.45	17,428.03	18,528.55	18,585.98	17,222.99	16,489.09	15,606.09	14,235.59	14,296.78	18,304.61	13,004.5	12,495.01	12,068.49	12,489.32	11,961.49	11,043.27
债券投资	947,433.92	941,466.7	933,939.43	925,615.84	922,183.17	915,235.77	909,317.57	898,933.75	886,238.09	868,354.44	864,489.74	848,321.28	839,846.23	826,457.27	809,957.18	801,186.23	788,817.59	782,332.6	775,333.43	851,787.03	749,766.78	736,806.56	714,275.11	702,437.69	685,348.34	682,614.66	678,683.94	669,439.59	671,489.78	663,012.8	724,799.28	654,241.43	650,343.07	631,656.51	621,893.78	613,520.12	611,310.66
股权及其他投资	196,684.53	196,288.2	198,030.86	195,958.84	201,946.31	200,638.36	196,692.3	200,013.08	200,059.82	199,242.4	199,368.88	195,531.94	195,241.66	194,399.01	193,672.56	194,085.99	192,533.58	189,995.37	190,335.43	197,873.69	198,090.84	196,462.36	196,446.52	198,307.1	198,407.51	198,025.35	199,758.28	198,344.47	192,691.61	194,111.4	198,013.26	191,322.48	190,180.43	192,779.1	198,833.74	199,191.73	194,494.11
黄金占款	5,450.84	5,243.77	5,046.61	4,871.91	4,740.17	4,641.24	4,560.19	4,509.01	4,497.5	4,486.37	4,476.69	4,457.98	4,449.23	4,433.5	4,418.24	4,403.09	4,387.93	4,372.51	4,350.72	4,467.16	4,284.69	4,223.42	4,192.6	4,192.6	4,192.6	4,192.6	4,192.6	4,192.6	4,181.74	4,156.2	4,192.6	4,052.88	4,009.97	3,855.33	3,750.44	3,633.25	3,539.95
中央银行外汇占款	217,236.41	217,247.55	217,262.88	217,282.58	216,306.85	215,381.08	214,425.31	213,763.92	212,922.61	212,391.23	212,418.36	213,680.6	214,382.04	215,090.02	215,804.96	216,519.32	217,255.89	218,001.72	218,663.31	213,003	219,918.95	220,344.35	220,966.47	221,230.64	221,549.32	221,899.72	222,260.78	222,450.45	222,681.72	222,180.64	220,733.04	220,453.85	219,763.93	218,095.08	217,673.89	217,824.72	217,733.71
在国际金融机构资产	4,657.03	4,696.15	4,699.5	4,676.5	4,708.67	4,744.21	4,739.1	4,770.08	4,856.96	4,853.03	4,870.31	4,944.33	4,947.51	4,913.32	4,984.42	4,900.69	4,932.81	4,756.78	4,713.42	4,889.26	4,683.71	4,657.12	4,642.17	4,646.05	4,713.05	4,667.92	4,653.3	4,628.44	4,628.04	4,596.19	4,630.26	4,577.62	4,535.92	4,563.83	4,616.22	4,417.11	4,542.69

关于本数据

常见问题

中国金融系统资金来源与运用的最新值是多少？: 各项贷款在2026年9月为2,834,357.83亿元。较2026年8月+0.4%，较上年同期+4.8%。
中国金融系统资金来源与运用的数据可追溯至何时？: 本页序列为月度，时间跨度从2015年1月至2026年9月。来源：中国人民银行。本数据表中的每个序列均可查看全历史图表，并支持下载为CSV或Excel格式。
金融系统资金来源与运用主要反映什么内容？: 该统计主要反映银行业等金融机构体系人民币资金的筹集渠道与配置流向。资金来源端涵盖各项存款、金融债券及流通中货币等；资金运用端涵盖各项贷款、债券投资及股权投资等。通过复式记账原理，全面展示金融体系资金在各部门间的配置结构。
该数据由哪个机构负责统计与发布？: 该数据由中国人民银行调查统计司负责编制与发布。人民银行依据各金融机构定期报送的人民币信贷收支及资产负债业务报表，进行全国汇总与集中核算，客观反映我国金融机构整体的资产负债与信贷运行全貌。
如何理解资金来源总计与资金运用总计的平衡关系？: 该表基于资金来源与资金运用恒等的会计平衡原则。资金来源代表金融机构融入资金的负债与权益构成，资金运用代表资金贷出或投资的资产分布。分析时可通过观察住户与企业部门在存款与贷款方面的结构变动，研判宏观流动性分布与实体经济的融资需求特征。