欧元区银行总资产的最新值是多少？

最新值为44.09万亿欧元（2026年7月）。较2026年6月+0.5%，较上年同期+6.3%。

欧元区银行总资产当前处于高位还是低位？

读数44.09万亿欧元为自1997年9月有数据以来的最高水平。

欧元区银行总资产的数据可追溯至何时？

本页序列为月度，时间跨度从1997年9月至2026年7月。来源：欧洲央行（ECB Data Portal）。本数据表中的每个序列均可查看全历史图表，并支持下载为CSV或Excel格式。

欧元区银行总资产指标统计了什么？

该指标衡量欧元区商业银行体系（不含欧元系统）的资产负债表总体规模与结构分布。资产端涵盖对政府、私人部门的贷款及证券持有量；负债端包含客户存款、发行债券与资本准备金，全面反映银行业的资产配置与融资状况。

欧元区银行总资产数据由谁发布，统计基准是什么？

本数据由欧洲央行（ECB Data Portal）月度发布。统计以欧元区各成员国货币金融机构汇总的月末合并资产负债表为基准，各成员国银行业总资产合并计算后构成欧元区银行业整体总规模。

如何结合央行政策与国别特征解读该指标？

观察该指标可结合央行资产负债表：当央行实施资产购买时，商业银行在央行的准备金上升带动总资产扩表；央行缩表时则相应承压。此外，卢森堡、爱尔兰等国际金融中心国家的银行资产规模相对其自身经济体量尤为庞大。

欧元区银行总资产

Name: 欧元区银行总资产
Creator: 欧洲央行（ECB Data Portal）
License: https://creativecommons.org/licenses/by/4.0/

欧洲央行（ECB）发布的欧元区货币金融机构（MFI，不含欧元系统）月度总资产，衡量商业银行体系的资产负债表规模与构成。将该数据与欧元系统资产负债表结合观察，可以清晰辨识出两个阶段：当欧洲央行通过资产购买扩表时，商业银行因超额准备金增加而资产规模膨胀；反之，当欧洲央行缩表时，这些准备金最先出现缩减。表格细分至21个成员国，使读者能够评估各成员国银行业的资产规模——卢森堡和爱尔兰的银行资产相对于其经济规模格外庞大，反映了两国作为跨国金融中心和机构总部所在地的特殊地位。表格后半部分详细列出了完整的综合资产负债表。在资产端：贷款按借款人性质（政府、私人部门、其他货币金融机构）细分，并列出按发行人分类的债务证券持有量、股权和基金份额、对外资产以及固定资产。在负债端：存款按存款人部门细分，并包含已发行的债务证券、资本与准备金以及对外负债。将其与欧元系统资产负债表对照，展现了准备金在两个相反方向上的变动：当欧洲央行购买资产时，商业银行在央行的存款增加；当欧洲央行缩表时，该项则是首个收缩的科目。数据来源：欧洲中央银行数据门户（ECB Data Portal）。

来源：欧洲央行（ECB Data Portal）最后更新： 2026年9月04日 04:38 UTC整理维护 Bui Thanh Phuc

正在加载图表数据…

指标	07-2026	06-2026	05-2026	04-2026	03-2026	02-2026	01-2026	12-2025	11-2025	10-2025	09-2025	08-2025	07-2025	06-2025	05-2025	04-2025	03-2025	02-2025	01-2025	12-2024	11-2024	10-2024	09-2024	08-2024	07-2024	06-2024	05-2024	04-2024	03-2024	02-2024	01-2024	12-2023	11-2023	10-2023	09-2023	08-2023	07-2023
MFI总资产（不含欧元体系）22
欧元区	44,089,806.64	43,855,487.83	43,448,242.28	43,245,916.92	43,092,663.09	43,324,900.8	43,249,675.31	41,836,054.63	42,280,229.4	41,752,288.33	41,514,002.95	41,701,045.33	41,488,421.65	41,387,388.43	41,364,716.27	41,423,295.17	40,936,680.17	41,131,659.97	41,317,140.52	40,552,688.51	40,764,561.77	40,101,611.42	39,907,720.94	39,725,972.6	39,730,204.94	39,714,777	39,899,085.56	39,982,548.38	39,714,956.49	39,800,786.37	39,559,577.86	39,114,605.3	39,785,157.27	39,974,358.72	39,878,497.12	39,791,377.54	39,796,268.16
德国	11,531,816	11,407,073	11,346,270	11,361,535	11,262,292	11,637,003	11,535,107	10,886,549	10,948,677	10,638,478	10,779,789	10,902,155	10,736,329	10,659,085	10,701,730	10,881,139	10,673,592	10,698,305	11,171,203	10,806,641	10,661,685	10,490,483	10,374,033	10,268,508	10,299,605	10,478,455	10,563,928	10,583,848	10,496,692	10,574,436	10,445,785	10,315,947	10,606,744	10,793,767	10,735,917	10,730,674	10,738,053
法国	13,306,548	13,215,843	13,051,718	12,993,117	12,880,961	12,836,928	12,890,493	12,571,387	12,704,571	12,653,779	12,483,708	12,540,803	12,573,758	12,551,152	12,606,486	12,557,692	12,362,593	12,495,565	12,335,945	12,157,659	12,297,890	12,161,285	12,071,821	12,182,016	12,179,696	12,088,266	12,219,266	12,289,930	12,087,773	12,118,053	12,016,320	11,877,947	12,029,350	12,077,514	11,982,321	12,042,669	12,002,261
意大利	4,143,153	4,124,513	4,082,316	4,061,988	4,084,521	4,028,487	4,116,442	4,088,234	4,087,138	4,034,265	4,012,225	3,977,789	3,997,636	3,959,651	3,900,584	3,891,899	3,866,654	3,876,013	3,871,925	3,855,535	3,880,865	3,843,727	3,855,793	3,855,530	3,867,188	3,733,711	3,741,734	3,742,938	3,725,030	3,807,932	3,785,073	3,793,816	3,838,509	3,814,070	3,829,111	3,794,644	3,826,255
西班牙	3,420,184	3,429,346	3,399,884	3,388,733	3,338,010	3,357,076	3,351,228	3,268,432	3,306,518	3,269,107	3,222,766	3,231,244	3,223,915	3,204,937	3,185,210	3,156,182	3,136,712	3,149,788	3,142,627	3,115,248	3,154,958	3,090,321	3,073,530	3,064,201	3,054,586	3,040,413	3,035,676	3,037,193	3,030,225	3,025,290	3,020,366	3,015,215	3,043,986	2,983,703	2,987,325	2,957,393	2,979,661
荷兰	3,059,990	3,046,815	3,022,872	2,981,835	3,067,761	3,025,324	3,035,369	2,931,774	3,026,772	3,011,343	2,993,805	3,017,964	2,989,476	2,996,431	2,952,559	2,908,330	2,939,491	2,923,452	2,911,642	2,834,499	2,908,966	2,851,196	2,875,927	2,837,533	2,825,940	2,841,307	2,868,023	2,861,703	2,865,596	2,844,906	2,846,417	2,767,906	2,898,332	2,929,589	2,983,207	2,940,976	2,920,061
比利时	1,476,787	1,485,143	1,482,372	1,462,842	1,486,272	1,456,892	1,466,015	1,453,117	1,459,877	1,455,207	1,461,893	1,435,526	1,431,582	1,461,384	1,476,724	1,467,588	1,441,841	1,456,109	1,431,977	1,400,880	1,396,065	1,392,726	1,397,959	1,364,302	1,390,764	1,378,745	1,380,305	1,377,599	1,382,562	1,373,459	1,356,014	1,306,014	1,332,942	1,333,600	1,327,512	1,319,155	1,339,374
爱尔兰	2,084,890	2,049,207	2,041,358	1,980,567	1,986,193	2,011,746	1,960,693	1,897,904	1,939,989	1,946,040	1,891,786	1,883,596	1,878,684	1,870,403	1,903,129	1,898,793	1,856,311	1,880,352	1,843,473	1,814,990	1,845,893	1,756,570	1,721,642	1,685,019	1,667,167	1,657,794	1,644,316	1,621,436	1,615,636	1,626,648	1,634,366	1,595,243	1,610,003	1,599,873	1,601,316	1,573,276	1,546,560
奥地利	1,092,129	1,070,021	1,079,497	1,086,217	1,059,421	1,074,450	1,074,879	1,045,009	1,057,860	1,064,895	1,034,853	1,050,279	1,055,664	1,037,985	1,062,767	1,068,812	1,036,128	1,067,602	1,066,385	1,033,180	1,048,735	1,049,683	1,020,783	1,041,557	1,034,811	1,025,875	1,048,448	1,050,679	1,038,576	1,046,412	1,048,879	1,012,133	1,034,995	1,040,947	1,026,464	1,038,448	1,032,496
芬兰	667,809	702,734	668,015	667,772	670,444	704,243	673,865	659,658	708,333	666,070	663,856	703,175	658,230	709,691	661,586	664,984	689,563	652,800	651,537	664,350	704,375	652,526	716,588	648,380	642,561	709,717	647,939	655,520	734,247	662,415	679,624	720,060	694,205	729,368	745,463	769,991	776,738
葡萄牙	489,645.08	487,872.04	485,531.95	483,380.47	480,112.73	475,829.2	472,781.52	470,705.14	470,021.69	466,290.85	462,069.5	461,456.96	459,214.23	456,486.34	456,169.97	453,378.79	451,317	451,181.36	446,478.82	443,704.94	445,308.06	443,447.47	443,243.01	443,494.72	441,915.86	441,591.79	439,502.74	437,719.55	433,980.22	429,839.1	426,188.81	425,371.22	423,776.64	421,051.84	420,001.82	420,391.52	419,032.25
希腊	357,237	361,216	351,510	345,023	346,785	345,157	338,796	342,969	334,282	329,827	331,596	329,892	327,565	327,991	323,157	319,298	321,281	320,781	318,092	321,289	323,263	317,419	319,367	316,958	315,176	314,572	315,312	315,334	313,118	314,027	315,359	317,093	314,791	315,767	317,041	315,017	313,635
斯洛伐克	136,438.33	136,121.39	137,639.05	137,118	133,820.38	134,669.33	133,129.35	134,461.82	133,015.8	130,780.01	129,519.85	129,032.17	128,655.53	127,389.79	127,571.38	125,858.03	126,039.32	126,906.41	125,518.88	125,449.62	122,552.36	121,678.81	121,770.52	121,368.28	121,541.01	121,257.83	119,788.28	119,632.72	119,992.79	122,518.34	121,946.9	122,634.18	122,046.53	119,141.6	118,947.96	118,088.55	116,793.58
保加利亚	122,978.41	123,569.97	119,638.75	119,575.81	121,715.25	116,688.3	117,300.31	118,230.08	111,412.12	108,609.62	109,621.07	106,089.69	104,934.73	105,452.91	103,219.75	102,702.14	103,227.47	101,096.16	99,853.8	100,248.67	96,170.02	95,584.68	95,549.22	94,340.57	93,968.49	93,515.17	91,988.87	91,911.6	92,441.62	90,697.33	90,481.96	90,222.51	86,441.35	86,317.8	86,761.94	85,642.79	84,565.47
卢森堡	1,726,941	1,746,364	1,714,095	1,715,125	1,713,626	1,667,750	1,634,372	1,634,049	1,661,181	1,647,887	1,611,032	1,606,039	1,599,959	1,601,179	1,588,848	1,615,594	1,621,161	1,619,801	1,590,612	1,568,443	1,570,282	1,532,558	1,521,523	1,507,236	1,501,801	1,497,525	1,491,246	1,509,133	1,491,488	1,474,894	1,483,848	1,465,121	1,461,867	1,444,427	1,432,795	1,400,874	1,418,540
克罗地亚	97,745	95,299	94,150	93,028	93,444	93,210	92,987	94,488	93,252	93,561	93,627	93,426	91,776	90,032	88,214	86,638	86,688	86,374	86,174	86,892	86,278	85,283	84,642	84,382	82,319	80,748	79,499	79,499	79,876	79,356	80,630	80,935	78,766	79,275	80,509	79,125	77,490
立陶宛	110,473	108,755	107,405	106,933	103,211	100,101	97,931	96,749	93,301	91,329	88,481	87,931	86,523	83,697	82,351	80,924	79,450	77,859	76,663	75,884	73,452	70,697	68,711	68,053	67,203	66,185	65,744	64,677	64,740	64,208	63,432	63,576	61,701	60,089	58,988	59,671	59,264
斯洛文尼亚	60,433.92	60,343.68	60,832.23	60,293.84	60,549.98	60,388.26	60,039.08	59,713.75	59,162.26	58,837.09	58,284.47	58,360.64	57,972.14	58,054.97	58,186.37	56,834.19	56,969.36	57,214.68	56,767.67	56,034.73	55,817.47	55,651.85	55,666.37	55,431.46	55,339.26	55,124.68	54,726.7	54,037.15	54,359.04	54,101.8	54,001.46	54,512.34	53,900.58	53,552.05	53,139.25	53,339.44	52,745.82
拉脱维亚	32,981	32,679	32,389	32,101	32,284	32,201	31,891	31,686	31,286	30,526	30,426	30,070	29,824	29,582	29,687	29,684	29,497	29,802	29,720	29,914	29,491	29,230	28,507	28,453	28,253	28,136	28,248	28,309	28,308	28,236	27,810	27,874	27,470	27,065	26,916	26,872	26,845
爱沙尼亚	49,551	49,095	49,703	48,920	48,450	48,475	48,201	48,192	47,480	46,931	46,846	47,159	46,777	46,421	45,746	46,135	45,250	45,739	45,365	45,677	44,659	44,311	43,233	43,326	43,224	42,990	43,281	42,779	42,663	42,379	41,823	41,749	40,771	40,212	40,048	40,074	39,758
塞浦路斯	74,084	73,603	73,169	72,380	72,482	71,829	71,604	73,244	72,395	71,906	71,480	70,736	70,741	70,655	70,120	69,919	69,656	69,847	69,178	69,335	68,333	67,880	67,286	66,620	66,822	66,799	68,908	68,047	67,502	68,734	68,547	68,567	68,444	68,443	68,274	67,953	68,006
马耳他	47,992.91	49,874.75	47,877.29	47,432.81	50,307.75	46,453.72	46,552.05	47,732.92	45,117.65	45,229.39	45,960.13	44,411.56	44,140.76	45,181.33	43,890.55	43,613.16	46,486.49	46,168.51	45,857.15	47,083.22	45,693.88	44,938.29	45,696.05	43,604.14	44,292.8	45,564.7	43,194.84	42,534.96	42,592.44	42,942.14	43,147.69	42,891.56	42,557.52	42,904.22	43,201.09	42,746.03	42,699.51
贷款：总计1
欧元区	25,156,250.52	25,107,195.52	24,946,595.6	24,943,173.83	24,885,200.43	24,831,992.65	24,966,927.23	24,525,337.53	24,610,693.42	24,562,010.27	24,464,852.06	24,533,595.36	24,513,764.4	24,492,353.6	24,436,700.61	24,420,192.83	24,230,580.1	24,299,734.69	24,184,750.05	23,988,762.12	24,118,398.95	23,993,221.6	23,943,787.06	24,007,462.68	24,035,236.74	24,036,514.24	24,157,590.92	24,238,517.45	24,117,395.13	24,369,473.56	24,353,905.33	24,096,051.34	24,388,998.24	24,326,326.06	24,189,345.1	24,267,239.41	24,393,761.3
Cho vay - Các MFI1
欧元区	9,808,997.6	9,803,076.89	9,753,075.18	9,809,249.11	9,806,313.1	9,835,148.56	10,006,268.56	9,670,966.01	9,731,513.86	9,773,077.03	9,838,034.76	9,945,763.68	9,894,383.84	9,895,302.81	9,885,779.17	9,896,181.51	9,760,079.61	9,857,001.35	9,789,586.7	9,638,804.52	9,774,613.6	9,680,401.66	9,648,426.96	9,749,634.69	9,759,863.06	9,771,143.26	9,962,452.58	10,040,040.9	9,947,240.01	10,238,560.59	10,233,585.85	9,947,377.69	10,200,999.93	10,188,129.92	10,061,544.06	10,172,197.72	10,237,557.21
贷款：中央银行1
欧元区	2,386,089.49	2,401,662.05	2,415,907.67	2,469,556.07	2,558,314.87	2,611,888.52	2,662,425.63	2,624,939.79	2,648,446.69	2,687,355.91	2,776,725.47	2,830,979.96	2,780,174.16	2,832,458.05	2,862,974.5	2,891,885.52	2,947,983.37	2,962,459.6	3,008,939.86	2,991,384.64	3,067,110.37	3,089,482.62	3,138,542.7	3,188,269.92	3,192,301.77	3,234,197.09	3,302,154	3,358,466.56	3,379,097.69	3,605,056.52	3,645,625.97	3,528,088.6	3,686,474.9	3,691,748.11	3,647,260.36	3,794,086.77	3,766,385.06
贷款：除中央银行外的存款吸收机构1
欧元区	7,419,244.11	7,398,393.84	7,334,341.51	7,336,108.04	7,244,407.22	7,220,091.04	7,340,424.93	7,042,477.22	7,079,398.17	7,082,359.12	7,057,814.29	7,111,458.72	7,111,040.68	7,059,744.76	7,020,185.83	7,001,717.98	6,809,662.23	6,891,049.75	6,777,519.84	6,645,430.89	6,705,493.23	6,586,765.04	6,505,540.26	6,557,620.77	6,563,911.67	6,533,363.17	6,657,207.58	6,678,518.35	6,564,863.31	6,630,808.06	6,585,252.88	6,416,768.09	6,512,198.04	6,494,359.75	6,412,378.69	6,376,364.95	6,469,302.15
贷款：广义政府1
欧元区	1,049,363.65	1,047,206.76	1,042,522.11	1,039,339.84	1,035,000.59	1,032,473.36	1,034,869.19	1,011,350.7	1,011,913.95	1,013,519.09	1,003,666.18	1,001,625.41	1,003,208.13	999,844.99	1,001,476.42	990,754.38	984,772.92	986,594.7	989,779.72	978,100.82	974,471.13	973,710.9	963,637.73	965,835.75	965,864.41	970,771.11	966,929.25	969,618.49	966,204.62	966,821.46	977,017.61	979,786.01	971,246.78	974,520.09	977,656.37	976,564.8	978,647.23
贷款：除广义政府外的非MFI部门1
欧元区	14,297,889.27	14,256,911.87	14,150,998.31	14,094,584.88	14,043,886.74	13,964,370.73	13,925,789.48	13,843,020.83	13,867,265.61	13,775,414.16	13,623,151.12	13,586,206.27	13,616,172.43	13,597,205.79	13,549,445.02	13,533,256.95	13,485,727.57	13,456,138.64	13,405,383.63	13,371,856.78	13,369,314.22	13,339,109.04	13,331,722.38	13,291,992.24	13,309,509.27	13,294,599.86	13,228,209.09	13,228,858.06	13,203,950.5	13,164,091.52	13,143,301.86	13,168,887.63	13,216,751.53	13,163,676.04	13,150,144.67	13,118,476.89	13,177,556.86
公司间贷款：除中央银行外的存款吸收机构1
欧元区	3,972,325.85	4,002,507.65	3,906,503.43	3,920,303.76	3,922,199.98	3,893,672.58	4,029,094.34	3,998,910.1	3,970,392.86	3,912,535.18	3,900,905.8	3,903,490.06	3,890,432.72	3,872,181.83	3,746,626.16	3,751,019.06	3,703,687.25	3,698,940.2	3,667,042.1	3,668,384.75	3,627,337.45	3,512,098.55	3,531,346.12	3,533,048.99	3,540,605.74	3,535,289.02	3,531,973.89	3,538,094.7	3,509,273.36	3,495,713.18	3,498,857.9	3,490,958.93	3,432,213.76	3,425,818.3	3,381,069.41	3,343,415.94	3,351,821.59
持有债务证券：总计1
欧元区	5,282,413.22	5,318,919.91	5,270,411.92	5,196,320.9	5,192,336.86	5,184,057.63	5,137,328.36	4,992,600.29	5,066,673.53	5,001,348.11	4,964,597.46	4,953,158.58	4,930,585.56	4,914,442.66	4,858,257.9	4,820,169.51	4,775,990	4,711,721.52	4,633,402.18	4,513,817.74	4,541,060.78	4,492,201.48	4,480,311.25	4,426,592.57	4,382,971.63	4,365,340.84	4,325,577.7	4,304,633.83	4,302,297.8	4,234,635.94	4,188,785.04	4,123,062.39	4,122,107.64	4,081,678.06	4,097,133.51	4,080,404.5	4,051,493.59
持有债务证券：MFI1
欧元区	1,617,194.09	1,632,427.67	1,603,073.56	1,589,226.03	1,578,387.04	1,613,171.68	1,581,122.8	1,549,402.07	1,579,878.86	1,569,254.05	1,570,332.28	1,590,676.58	1,565,680.6	1,578,620.51	1,554,406.11	1,532,296.63	1,548,699.12	1,535,820.05	1,508,963.19	1,471,877.41	1,489,391.26	1,481,198.07	1,484,486.93	1,460,121.33	1,447,583.41	1,443,407.42	1,438,151.02	1,432,424.94	1,450,108.87	1,423,571.56	1,404,959.33	1,363,337.54	1,351,565.3	1,326,769.03	1,333,868.82	1,322,621.46	1,312,152.57
持有债务证券：广义政府1
欧元区	2,397,449.95	2,426,023.61	2,407,416.2	2,360,663.64	2,336,825.65	2,293,099.35	2,277,744.26	2,183,798.86	2,209,599.73	2,179,794.4	2,143,868.57	2,105,897.54	2,105,733.5	2,080,177.06	2,061,889.35	2,054,813.8	2,010,284.41	1,958,556.28	1,909,145.51	1,826,825.25	1,840,445.49	1,808,954.17	1,802,987.14	1,778,980.83	1,749,381.68	1,733,035.97	1,705,254.76	1,691,621.38	1,671,606.29	1,639,279.01	1,608,079.17	1,605,422.48	1,609,387.62	1,596,214.57	1,590,736.9	1,588,881.66	1,562,417.14
持有债务证券：除广义政府外的非MFI部门1
欧元区	1,267,769.18	1,260,468.63	1,259,922.16	1,246,431.24	1,277,124.17	1,277,786.6	1,278,461.31	1,259,399.36	1,277,194.94	1,252,299.66	1,250,396.61	1,256,584.46	1,259,171.46	1,255,645.09	1,241,962.44	1,233,059.08	1,217,006.47	1,217,345.19	1,215,293.48	1,215,115.08	1,211,224.02	1,202,049.24	1,192,837.17	1,187,490.41	1,186,006.54	1,188,897.45	1,182,171.92	1,180,587.51	1,180,582.63	1,171,785.37	1,175,746.54	1,154,302.37	1,161,154.72	1,158,694.46	1,172,527.8	1,168,901.38	1,176,923.88
非MMF投资基金份额1
欧元区	286,491.59	284,411.44	286,169.64	285,175.59	283,281.12	283,206	283,742.06	282,134.49	280,846.23	279,923.37	278,600.02	278,838.55	277,984.84	276,416.47	276,194.78	274,782.08	275,595.16	276,160.96	275,333.91	274,346.84	271,012.5	269,216.49	266,931.9	265,948.64	265,739.41	265,230.04	265,583.8	265,840.53	264,791.94	262,619.17	260,458.54	257,200.91	255,659.57	254,338.57	253,059.54	250,927.13	251,363.14
货币市场基金份额1
欧元区	28,926.46	27,001.5	31,922.94	32,461.94	26,092.74	30,270.3	30,340.1	25,888	31,232.13	29,976.83	28,347.2	30,372.35	31,420	29,434.35	29,014.05	29,474.27	25,723.4	30,988.5	31,710.85	30,344	31,452.1	30,775.1	29,902.1	33,170.1	30,677.09	28,946.09	27,649.09	31,724.09	31,784.09	29,647.09	29,640.09	26,695.09	28,606.09	28,695.09	26,442.09	29,102.09	27,890.09
股权与非MMF投资基金份额：总计1
欧元区	1,505,057.41	1,497,567.33	1,498,731.97	1,493,595.74	1,484,372.7	1,498,019.52	1,492,468.01	1,463,570.99	1,455,052.48	1,422,392.61	1,405,032.97	1,382,301.74	1,371,803.34	1,350,486.13	1,352,138.42	1,343,119.41	1,351,664.77	1,355,002.75	1,340,141.65	1,323,446.19	1,320,165.83	1,312,233.52	1,305,654.9	1,300,690.7	1,305,516.57	1,298,422.42	1,313,416.22	1,310,578.99	1,307,857.02	1,291,124.72	1,280,323.83	1,267,872.57	1,253,212.45	1,247,988.91	1,243,696.85	1,244,156.28	1,246,235.2
股权：总计1
欧元区	1,218,565.81	1,213,155.89	1,212,562.33	1,208,420.15	1,201,091.58	1,214,813.52	1,208,725.95	1,181,436.5	1,174,206.25	1,142,469.24	1,126,432.95	1,103,463.19	1,093,818.5	1,074,069.66	1,075,943.64	1,068,337.33	1,076,069.61	1,078,841.79	1,064,807.74	1,049,099.35	1,049,153.33	1,043,017.03	1,038,723	1,034,742.07	1,039,777.16	1,033,192.38	1,047,832.42	1,044,738.47	1,043,065.08	1,028,505.55	1,019,865.29	1,010,671.66	997,552.88	993,650.34	990,637.31	993,229.15	994,872.06
非金融资产（含固定资产）1
欧元区	270,342.11	269,764.56	266,996.07	265,718.53	264,246.55	263,856.04	264,129.99	261,417.54	258,245.88	252,688.11	252,110.04	251,655.31	251,681.37	250,678.62	248,870.75	248,552.52	248,220.72	248,098.07	248,756.33	249,158.59	248,397.46	247,488.74	246,523.06	246,026.76	245,974.15	245,014.07	244,116.96	243,878.02	243,824.38	242,837.85	243,647.55	243,088.33	241,914.62	241,157.44	240,941.81	241,033.13	238,536.71
其他资产及欧元现金1
欧元区	4,493,626.22	4,246,924.35	4,245,870.34	4,252,641.36	4,234,461.78	4,452,988.97	4,473,726.04	3,972,185.4	4,007,760.13	3,704,443.7	3,813,818.53	3,941,090.72	3,820,805.89	3,804,620.82	3,859,646.22	4,052,012.64	3,739,012.64	3,818,478.74	4,369,452.07	4,187,930.99	4,021,647.86	3,784,105.78	3,686,738.63	3,620,717.32	3,653,152.79	3,712,034.87	3,825,818.5	3,884,183.95	3,764,625.64	3,790,395.38	3,705,894.31	3,758,563.16	4,033,671.98	4,324,642.56	4,393,533.12	4,191,558.83	4,191,956.64
对外资产1
欧元区	7,353,181.78	7,388,104.71	7,187,694.4	7,062,000.59	7,005,957	7,063,714.72	6,884,746.6	6,595,051.91	6,850,555.89	6,779,447.74	6,585,226.69	6,608,853.28	6,568,367.11	6,545,379.28	6,580,090.32	6,509,763.99	6,565,479.54	6,667,633.71	6,508,919.4	6,259,212.86	6,483,435.83	6,241,538.25	6,214,816.98	6,091,290.47	6,076,498.95	6,028,478.4	6,004,914.14	5,969,031.04	5,947,171.45	5,842,674.79	5,757,387.73	5,599,273.41	5,716,620.23	5,723,877.1	5,687,420.04	5,737,891.61	5,646,398.82
应付存款：总计1
欧元区	25,003,586.75	25,035,915.84	24,847,141.5	24,688,870.2	24,673,007.12	24,609,905.55	24,703,207.41	24,185,821.81	24,250,811.49	24,093,723.63	23,958,443.59	23,941,944.95	23,899,916.74	23,853,308.17	23,848,944.57	23,743,748.06	23,443,043.83	23,493,482.59	23,268,978.54	23,125,694.58	23,201,774.39	22,986,181.37	22,888,793.02	22,947,815.25	22,866,403.75	22,892,666.13	22,922,602.38	22,906,749.27	22,789,081.26	22,952,165.7	22,885,841.73	22,737,277.63	22,898,458.89	22,792,800.61	22,747,756.2	22,752,033.13	22,862,900.03
应付存款：MFI1
欧元区	7,474,709.73	7,486,164.86	7,398,314.23	7,392,560.28	7,315,219.53	7,327,992.71	7,428,357	7,121,087.63	7,134,401.98	7,173,882.1	7,263,726.05	7,257,470.39	7,293,747.72	7,230,354.89	7,201,607.78	7,166,237.76	6,954,725.5	7,038,463.37	6,908,619.11	6,729,649.81	6,803,770.51	6,730,175.15	6,640,032.34	6,741,868.32	6,798,723.57	6,729,657.91	6,946,266.21	6,979,116.18	6,862,135.87	7,168,026.35	7,130,048.68	6,905,782.38	7,215,937.5	7,161,108.13	7,069,937.35	7,149,686.77	7,230,082.42
应付存款：中央银行1
欧元区	85,942.8	73,508.98	77,933.68	78,725.76	66,053.98	85,707.34	93,162.37	80,777.97	65,752.87	88,551.36	70,613.88	65,129.39	67,446.75	72,292.21	101,152.93	110,013.46	83,155.96	94,140.87	89,391.21	82,690.75	97,440.48	102,206.71	100,607.64	158,511.67	146,917.22	139,299.13	206,058.95	207,100.08	200,803.62	457,852.43	456,141.54	454,810.62	557,629.5	565,197.97	562,964.09	672,623.76	674,361.28
应付存款：除中央银行外的存款吸收机构1
欧元区	7,278,485.31	7,303,792.69	7,203,397.74	7,189,146.08	7,137,263.82	7,140,704.46	7,233,884.85	6,928,102.35	6,966,962.8	6,981,840.12	7,088,527.89	7,088,229.99	7,117,318.67	7,052,949.3	6,993,211.85	6,954,115.86	6,771,238.23	6,849,384.12	6,726,434.83	6,549,113.32	6,620,651.59	6,542,112.45	6,455,410.21	6,494,433.6	6,563,702.99	6,503,386.47	6,657,178.47	6,679,123.58	6,581,153.29	6,630,743.48	6,586,245.56	6,361,497.24	6,576,774.99	6,511,495.59	6,423,999.59	6,398,029.87	6,476,389.15
应付存款：广义政府1
欧元区	792,342.64	822,398.74	816,772.1	801,628.19	802,135.58	815,885.28	823,963.86	727,039.18	811,967.96	811,969.42	809,093.92	796,614.77	756,635.55	799,866.09	797,634.49	784,726.55	760,884.95	759,771.75	720,013.88	703,212.48	785,103.12	801,946.14	801,362.17	774,152.38	734,849.89	777,906.05	739,346.66	742,298.86	748,749.27	731,419.43	693,866.8	678,795.97	682,637.51	711,356.42	723,357.24	714,840.05	715,468.02
应付存款：除广义政府外的非MFI部门1
欧元区	16,736,534.37	16,727,352.23	16,632,055.17	16,494,681.72	16,555,652.02	16,466,027.56	16,450,886.55	16,337,695.01	16,304,441.56	16,107,872.11	15,885,623.62	15,887,859.8	15,849,533.47	15,823,087.19	15,849,702.3	15,792,783.75	15,727,433.39	15,695,247.46	15,640,345.54	15,692,832.29	15,612,900.75	15,454,060.08	15,447,398.52	15,431,794.55	15,332,830.28	15,385,102.17	15,236,989.51	15,185,334.23	15,178,196.12	15,052,719.91	15,061,926.25	15,152,699.29	14,999,883.88	14,920,336.06	14,954,461.61	14,887,506.31	14,917,349.59
货币市场基金份额/单位1
欧元区	930,154.8	929,109.99	937,593.16	945,155.51	924,432.38	917,498.76	910,071.41	888,693.22	946,849.24	943,108.78	932,171.84	937,994.41	941,263.93	933,355.19	931,729.06	938,979	918,346.88	937,938.54	932,955.19	922,113.72	906,798.27	884,555.7	863,892.58	865,633.68	847,285.05	823,296.78	811,294.37	834,490.63	817,222.94	798,157.99	808,484.12	775,123.47	763,559.29	746,695.31	725,581.81	728,791.07	719,044.36
已发行债务证券1
欧元区	4,809,638.93	4,808,428	4,751,812.8	4,708,793.96	4,681,683.4	4,691,632.76	4,671,572.77	4,607,176.17	4,653,644.17	4,645,733.86	4,607,414.62	4,614,618.57	4,613,475.14	4,607,008.02	4,604,665.64	4,564,698.5	4,621,719.26	4,648,097.91	4,636,627.23	4,581,561.93	4,602,642.54	4,584,791.63	4,567,075.29	4,528,710.46	4,518,237.21	4,517,677.26	4,510,273.07	4,524,124.75	4,518,138.59	4,463,366.81	4,440,635.33	4,367,263.9	4,356,913.61	4,337,115.42	4,280,464.55	4,256,034.79	4,229,689.93
资本及储备1
欧元区	3,100,296.79	3,095,109.92	3,075,082.84	3,065,779.66	3,076,824.27	3,077,258.37	3,064,601.13	3,035,876.69	3,003,897.02	2,966,842.72	2,963,602.67	2,945,755.32	2,935,603.36	2,928,712.5	2,919,593.74	2,920,772.82	2,922,810.37	2,918,467.01	2,908,497.33	2,894,768.23	2,873,123.58	2,861,956.6	2,845,020.71	2,832,617.81	2,821,454.58	2,796,815.44	2,779,753.92	2,770,420.94	2,777,341.12	2,776,856.35	2,774,072.81	2,776,340.34	2,761,485.58	2,756,575.9	2,763,273.86	2,751,918.11	2,733,827.82
其他负债1
欧元区	4,663,682.5	4,407,190.13	4,362,099.22	4,408,239.87	4,361,238.83	4,549,627.66	4,592,279.56	4,039,233.65	4,136,333.97	3,857,640.29	3,948,145.88	4,045,740.39	3,982,551.92	3,959,593.53	3,922,840.18	4,141,753.99	3,834,314.56	3,881,757.76	4,446,180.3	4,174,032.51	4,054,740.47	3,862,276.07	3,796,931.9	3,685,284.97	3,772,837.11	3,751,887.32	3,909,822.48	3,956,466.02	3,801,877.11	3,857,502.9	3,778,530.2	3,712,202.05	4,090,565.86	4,346,043.97	4,377,827.87	4,198,369.91	4,227,577.54
对外负债1
欧元区	5,582,446.88	5,579,733.95	5,474,512.75	5,429,077.72	5,375,477.09	5,478,977.7	5,307,943.02	5,079,253.08	5,288,693.5	5,245,239.06	5,104,224.34	5,214,991.68	5,115,610.56	5,105,411.02	5,136,943.08	5,113,342.8	5,196,445.27	5,251,916.15	5,123,901.93	4,854,517.54	5,125,482.51	4,921,850.05	4,946,007.45	4,865,910.44	4,903,987.24	4,932,434.06	4,965,339.34	4,990,296.77	5,011,295.47	4,952,736.63	4,872,013.69	4,746,397.91	4,914,174.04	4,995,127.51	4,983,592.82	5,104,230.52	5,023,228.48

关于本数据

常见问题

欧元区银行总资产的最新值是多少？: 最新值为44.09万亿欧元（2026年7月）。较2026年6月+0.5%，较上年同期+6.3%。
欧元区银行总资产当前处于高位还是低位？: 读数44.09万亿欧元为自1997年9月有数据以来的最高水平。
欧元区银行总资产的数据可追溯至何时？: 本页序列为月度，时间跨度从1997年9月至2026年7月。来源：欧洲央行（ECB Data Portal）。本数据表中的每个序列均可查看全历史图表，并支持下载为CSV或Excel格式。
欧元区银行总资产指标统计了什么？: 该指标衡量欧元区商业银行体系（不含欧元系统）的资产负债表总体规模与结构分布。资产端涵盖对政府、私人部门的贷款及证券持有量；负债端包含客户存款、发行债券与资本准备金，全面反映银行业的资产配置与融资状况。
欧元区银行总资产数据由谁发布，统计基准是什么？: 本数据由欧洲央行（ECB Data Portal）月度发布。统计以欧元区各成员国货币金融机构汇总的月末合并资产负债表为基准，各成员国银行业总资产合并计算后构成欧元区银行业整体总规模。
如何结合央行政策与国别特征解读该指标？: 观察该指标可结合央行资产负债表：当央行实施资产购买时，商业银行在央行的准备金上升带动总资产扩表；央行缩表时则相应承压。此外，卢森堡、爱尔兰等国际金融中心国家的银行资产规模相对其自身经济体量尤为庞大。