欧元区银行存款的最新值是多少？

最新值为9.97万亿欧元（2026年7月）。较2026年6月+0.2%，较上年同期+3.4%。

欧元区银行存款当前处于高位还是低位？

读数9.97万亿欧元为自1997年9月有数据以来的最高水平。

欧元区银行存款的数据可追溯至何时？

本页序列为月度，时间跨度从1997年9月至2026年7月。来源：欧洲央行（ECB Data Portal）。本数据表中的每个序列均可查看全历史图表，并支持下载为CSV或Excel格式。

欧元区银行存款指标反映了哪些经济活动？

该指标衡量欧元区货币金融机构吸收的各类存款余额，反映商业银行体系的资金来源规模。数据按住户、非金融企业等机构部门以及国别进行分类，体现了实体经济各部门在银行体系中的流动性沉淀情况。

欧元区银行存款数据由谁发布，涵盖哪些国家范围？

本数据由欧洲央行（ECB Data Portal）统计并发布。数据以月度为统计频率，统计范围涵盖欧元区各成员国，各成员国的存款余额加总即构成欧元区的总体存款规模。

如何通过存款期限与部门结构解读该表？

表中存款细分为隔夜、定期、通知存款及回购协议。在利率周期变化中，储户会权衡流动性与收益，推动资金在活期与定期存款间流动；结合住户与非金融企业的部门对比，可分析不同经济主体应对利率变动的敏感度差异。

欧元区银行存款

Name: 欧元区银行存款
Creator: 欧洲央行（ECB Data Portal）
License: https://creativecommons.org/licenses/by/4.0/

欧洲央行（ECB）发布的欧元区货币金融机构（MFI）月度存款余额数据按住户和非金融企业等部门细分，反映了欧元区银行体系吸纳资金的规模与结构。该数据与贷款表格共同构成银行系统资产负债表的两端——存款与信贷的增速差反映出银行体系面临流动性过剩还是不足。表格涵盖全部21个成员国，可直观评估资金在区域内的流动方向；21个国家的存款总和等于欧元区总量。表格后半部分将欧元区数据按机构存款部门（住户、非金融企业、保险公司、养老基金、投资基金以及其他金融中介机构）与期限结构交叉细分，期限包括隔夜存款、约定固定期限在2年以内及2年以上存款、通知期在3个月以内及3个月以上可赎回存款，以及回购协议。这一细分维度反映了存款人对利率变化的反应：在欧洲央行的每一次加息周期中，资金都会从利率接近于零的隔夜账户转向定期存款，且住户与企业的资金转移速度差异明显，后者的反应要快得多。任何特定机构部门各期限的存款总和必须等于该部门的总额行。欧洲央行仅在欧元区整体层面提供此细分数据，不提供国别数据。数据来源：欧洲央行（ECB Data Portal）。

来源：欧洲央行（ECB Data Portal）最后更新： 2026年9月04日 04:37 UTC整理维护 Bui Thanh Phuc

正在加载图表数据…

指标	07-2026	06-2026	05-2026	04-2026	03-2026	02-2026	01-2026	12-2025	11-2025	10-2025	09-2025	08-2025	07-2025	06-2025	05-2025	04-2025	03-2025	02-2025	01-2025	12-2024	11-2024	10-2024	09-2024	08-2024	07-2024	06-2024	05-2024	04-2024	03-2024	02-2024	01-2024	12-2023	11-2023	10-2023	09-2023	08-2023	07-2023
住户存款22
欧元区	9,974,845.73	9,958,059.21	9,958,380.08	9,914,091.46	9,861,608.59	9,878,654.72	9,857,279.23	9,790,233.27	9,699,214	9,643,098.07	9,647,471.46	9,663,010.92	9,646,461.98	9,627,991.51	9,618,275.91	9,555,853.12	9,521,874.27	9,514,986.41	9,494,343.49	9,506,339.82	9,410,980.07	9,356,612.78	9,350,711.99	9,350,739.82	9,306,384.13	9,317,741.6	9,253,287.09	9,220,523.04	9,195,371.27	9,168,505.71	9,149,228.45	9,169,836.19	9,027,313	9,007,285.94	9,053,081.23	9,053,171.87	9,072,656.43
德国	3,027,025	3,017,994	3,025,781	3,012,380	2,996,511	3,009,441	2,996,170	2,995,320	2,987,307	2,950,308	2,940,122	2,949,122	2,936,501	2,928,874	2,935,640	2,923,689	2,906,439	2,913,008	2,895,132	2,905,361	2,891,369	2,861,501	2,851,738	2,853,550	2,814,856	2,815,209	2,803,628	2,793,950	2,782,912	2,771,761	2,758,177	2,765,803	2,735,612	2,714,729	2,714,041	2,711,178	2,710,490
法国	1,975,306	1,962,860	1,959,924	1,959,469	1,948,021	1,945,276	1,948,208	1,952,024	1,931,247	1,933,201	1,951,017	1,958,235	1,960,772	1,952,305	1,949,514	1,946,877	1,946,675	1,942,236	1,943,722	1,946,995	1,917,688	1,921,818	1,942,198	1,946,710	1,952,272	1,943,540	1,934,218	1,932,799	1,930,559	1,926,078	1,929,611	1,928,856	1,895,426	1,898,585	1,918,285	1,917,091	1,917,842
意大利	1,302,753	1,305,915	1,317,189	1,310,662	1,307,088	1,316,130	1,314,827	1,306,759	1,289,448	1,284,951	1,290,403	1,288,528	1,283,175	1,279,084	1,282,955	1,271,628	1,272,104	1,267,229	1,273,295	1,275,646	1,257,427	1,252,684	1,252,377	1,251,358	1,247,624	1,251,173	1,245,808	1,252,804	1,249,368	1,259,183	1,256,855	1,257,627	1,229,260	1,232,444	1,251,197	1,249,203	1,252,462
西班牙	1,118,078	1,122,858	1,115,647	1,111,157	1,110,532	1,104,718	1,101,106	1,103,624	1,086,890	1,076,567	1,078,336	1,079,518	1,077,129	1,080,509	1,068,573	1,060,884	1,058,841	1,053,224	1,048,882	1,052,895	1,039,105	1,027,533	1,026,902	1,028,853	1,027,175	1,040,613	1,014,081	1,009,679	1,011,217	1,003,228	1,001,251	1,009,916	991,470	985,339	991,583	990,538	993,286
荷兰	677,970	681,694	680,812	665,752	663,307	662,492	659,903	652,641	647,086	643,992	641,622	641,206	640,986	643,118	640,747	624,730	623,062	622,912	620,923	615,049	611,197	606,940	605,547	606,066	606,593	610,325	606,457	592,620	591,632	588,474	587,320	587,568	578,108	575,790	577,106	575,997	578,795
比利时	468,430	470,294	470,086	463,002	462,215	462,672	462,305	463,462	456,049	455,204	457,950	457,597	459,563	459,898	459,226	452,294	451,510	451,304	450,076	449,622	444,244	444,490	444,828	433,193	434,047	434,547	433,835	426,211	423,820	424,782	422,967	422,228	417,765	418,558	418,434	434,010	441,945
爱尔兰	180,209	178,638	178,435	177,469	175,055	175,180	174,545	173,041	172,524	172,859	170,868	170,627	169,640	168,533	168,022	166,601	165,018	164,683	164,029	162,020	162,277	161,807	158,384	158,470	157,101	157,347	156,325	155,235	155,338	154,332	153,209	153,379	152,543	153,826	153,969	153,289	152,732
奥地利	340,031	337,106	334,830	340,896	333,287	337,497	338,281	338,420	332,827	334,975	327,646	328,704	330,487	331,097	333,962	333,740	325,703	329,427	329,364	329,545	326,678	323,956	316,185	319,947	316,011	316,451	317,014	317,254	313,902	307,071	307,200	310,588	303,652	306,658	304,966	300,588	303,186
芬兰	122,469	122,601	122,639	121,750	120,293	120,601	120,564	119,322	119,911	119,423	119,684	119,750	118,981	119,169	118,523	117,743	116,560	115,870	115,486	114,398	115,196	114,726	114,979	115,022	114,334	115,289	113,831	113,537	113,473	112,255	112,315	112,764	112,087	112,450	114,294	113,459	114,115
葡萄牙	211,993.19	210,500	208,170.28	207,762.13	206,788.11	206,194.27	205,745.82	205,780.12	204,902.72	202,455.02	202,039.65	201,855.7	202,807.25	200,778.31	199,050.38	198,081.09	197,557.76	197,717.44	197,456.32	197,536.41	196,572.23	194,192.23	192,900.9	193,161.1	193,855.91	191,464.84	189,083.57	188,003.74	186,949.3	186,049.29	185,122.62	184,392.7	182,710.81	179,686.74	179,175.02	179,289.17	180,794.85
希腊	157,510	157,276	156,172	155,811	155,054	155,270	155,182	155,914	153,500	152,523	152,196	152,344	151,430	150,592	150,028	149,645	149,934	150,277	150,505	151,529	148,965	148,213	148,235	147,946	147,069	146,724	145,883	146,211	145,832	145,420	145,559	147,509	144,473	144,765	144,878	144,064	143,571
斯洛伐克	54,136.47	53,952	53,990.27	54,044.4	53,140.48	53,746.72	53,271.11	53,040.15	51,826.83	51,771.52	51,608.76	51,615.3	51,552.25	51,376.36	51,221.06	51,227.6	50,971.16	50,738.21	50,304.67	49,940.38	49,193.28	49,064.28	48,843.17	48,881.85	48,808.32	48,809.82	48,561.1	48,455.57	47,876.98	47,757.85	47,388.24	46,885.34	45,967.89	45,834.64	45,660.29	45,750.02	45,629.3
保加利亚	57,331.85	56,924.44	56,791.85	56,544.89	56,147.45	56,238.9	55,912.69	55,202.08	52,022.43	50,548.7	49,666.58	49,236.73	48,703.41	48,065.07	47,660.59	47,203.91	46,877.26	46,813.41	46,270.15	46,141.06	44,959.47	44,438.69	43,956.91	43,707.04	43,463.05	43,300.92	42,815.01	42,550.03	42,177.42	41,809.11	41,460.86	41,382.3	40,192.26	39,841.07	39,595.97	39,092.2	38,917.34
卢森堡	82,895	82,598	83,000	83,047	82,610	81,580	81,068	80,551	79,633	79,205	79,106	79,386	79,457	79,853	79,405	78,702	78,655	78,142	77,758	78,173	77,247	76,775	76,027	76,773	76,757	76,979	76,784	76,687	76,067	76,188	75,808	75,798	74,765	74,651	75,130	74,702	74,467
克罗地亚	44,310	43,594	42,909	42,811	42,767	42,773	42,741	42,952	42,361	42,372	42,370	42,476	41,973	41,291	40,804	40,700	40,594	40,267	40,164	40,182	39,730	39,612	39,372	39,242	38,630	38,173	37,801	37,776	37,610	37,587	38,483	38,371	37,658	38,505	38,439	38,264	37,619
立陶宛	37,330	36,733	36,335	36,571	34,191	34,076	33,570	33,962	32,386	32,285	31,812	31,552	31,589	31,444	31,063	30,751	30,475	30,431	30,231	30,938	29,293	28,864	28,207	28,073	27,796	27,519	27,131	26,883	26,556	26,365	26,135	26,669	25,695	25,660	26,050	26,046	26,095
斯洛文尼亚	30,850.25	30,838.82	30,440.83	30,115.04	29,984.89	30,202.88	30,029.94	29,949.61	29,305.11	29,225.09	29,233.06	29,237.15	29,271.35	29,106.28	28,924.96	28,252.32	28,110.53	28,293.57	28,117.24	28,024.52	27,684.07	27,660.37	27,742.62	27,719.02	27,741.98	27,739.5	27,289.55	27,147.24	27,177.76	27,073.72	27,267.1	27,266.26	26,945.91	26,983.57	27,071.12	27,157.13	27,144.44
拉脱维亚	13,531	13,473	13,256	13,257	13,128	13,038	12,930	12,920	12,599	12,557	12,458	12,372	12,358	12,315	12,187	12,134	11,980	11,929	11,860	11,935	11,566	11,478	11,408	11,400	11,425	11,438	11,315	11,309	11,238	11,242	11,166	11,108	10,840	10,794	10,819	10,736	10,775
爱沙尼亚	18,452	18,249	18,192	18,093	18,072	18,026	17,845	17,633	17,459	17,474	17,485	17,439	17,516	17,126	16,969	16,900	16,725	16,768	16,715	16,509	16,102	16,104	15,825	15,654	15,619	15,617	15,561	15,494	15,380	15,225	15,078	14,879	14,793	14,623	14,526	14,351	14,218
塞浦路斯	31,845	31,665	31,601	31,438	31,331	31,487	31,343	31,395	30,823	30,627	30,523	30,544	30,534	30,789	30,806	30,630	30,481	30,514	30,256	30,174	29,551	29,430	29,325	29,222	29,196	29,276	29,221	29,132	29,090	29,066	29,017	29,033	28,582	28,720	28,763	28,812	28,857
马耳他	22,389.97	22,295.95	22,178.85	22,060	22,085.66	22,014.95	21,731.67	21,523.4	21,129.34	21,123.44	20,991.98	20,902.77	20,740.13	20,733.56	20,655.51	20,644.11	20,478.81	20,016.19	20,067.27	19,867.51	19,895.49	19,764.91	19,688.3	19,498.84	19,472.91	19,507.45	19,459.87	19,335.5	19,373.23	19,367.85	19,299.49	19,195.89	18,959.39	18,683.99	18,694.8	18,647.55	18,632.83
非金融企业存款22
欧元区	3,772,911.58	3,776,485.94	3,738,069.35	3,697,842.5	3,726,329.48	3,677,917.07	3,672,476.7	3,761,136	3,704,441.58	3,652,336.37	3,630,347.89	3,608,527.23	3,559,746.57	3,553,548.21	3,579,496.92	3,538,880.5	3,552,345.53	3,526,523.82	3,531,606.84	3,643,872.24	3,594,548.18	3,528,865.83	3,512,731.86	3,507,240.53	3,462,522.03	3,498,690.29	3,461,005.21	3,442,320.32	3,475,118.24	3,405,526.26	3,420,409.31	3,531,447.45	3,473,989.58	3,455,675.58	3,462,707.06	3,414,093.01	3,386,474.94
德国	880,997	869,395	859,903	860,716	861,549	850,395	860,011	885,512	869,782	876,277	856,296	847,946	846,693	826,601	841,324	838,962	834,179	839,599	841,744	860,974	852,310	849,952	839,666	832,414	823,399	804,406	822,054	815,482	812,718	803,928	815,715	819,629	825,882	827,246	807,482	806,630	800,097
法国	902,270	905,541	893,597	907,312	912,364	904,112	897,545	933,767	903,367	890,361	892,679	885,582	879,480	876,411	877,340	883,135	882,974	877,280	877,863	908,267	890,434	871,793	878,499	884,074	882,086	891,136	873,800	885,434	896,201	891,371	888,792	925,857	902,029	888,753	896,349	887,182	890,123
意大利	441,083	448,448	457,708	434,673	434,897	437,348	437,465	448,518	458,529	438,775	432,014	437,088	423,004	424,909	441,799	418,265	421,604	409,999	410,186	440,138	444,268	424,500	419,779	428,317	413,073	450,062	421,630	413,803	421,473	396,876	397,060	426,326	400,750	406,713	420,158	401,926	394,464
西班牙	383,885	394,395	385,742	369,321	382,737	376,739	373,130	389,540	375,796	361,474	371,411	365,342	352,781	365,622	356,045	344,180	355,666	347,620	350,230	367,553	353,030	338,285	350,113	340,027	332,391	347,979	333,323	324,074	338,442	327,060	327,592	344,031	329,106	321,426	332,758	317,385	313,386
荷兰	435,372	426,202	424,257	412,071	419,575	411,342	404,429	409,799	418,863	405,757	410,841	405,223	398,868	399,203	405,554	399,373	397,118	397,832	395,729	399,273	403,209	394,773	388,589	383,423	376,566	373,459	378,470	371,345	376,628	366,312	364,826	379,770	389,049	385,072	385,440	382,848	372,583
比利时	156,239	159,493	156,936	154,590	159,616	156,043	153,870	158,506	156,778	154,693	156,472	154,341	152,357	155,926	154,089	150,681	154,810	151,916	148,221	152,504	150,319	147,698	148,258	148,482	149,338	148,047	146,837	146,031	148,152	145,436	145,768	145,494	147,878	146,665	144,544	146,980	147,699
爱尔兰	93,111	92,678	89,662	90,466	91,186	89,076	90,846	95,424	91,810	93,510	89,128	89,802	88,107	87,363	85,595	87,035	86,235	86,320	88,976	92,327	87,285	91,525	85,791	88,703	90,839	85,534	88,255	88,544	83,644	84,953	90,089	89,494	88,080	89,162	85,101	85,766	85,358
奥地利	102,427	101,900	102,867	103,064	102,459	101,184	101,770	101,912	97,822	100,870	97,825	97,374	96,888	96,846	99,681	97,453	97,352	98,292	98,638	97,698	96,963	99,182	95,736	96,621	94,347	94,477	96,158	96,331	95,150	93,435	94,103	94,758	91,528	94,395	92,059	92,681	91,464
芬兰	52,016	51,969	51,544	51,148	51,785	51,286	52,497	53,253	52,323	50,869	48,955	52,524	52,857	51,630	52,301	52,646	55,903	56,492	57,440	58,153	56,532	55,010	52,113	51,940	50,537	53,667	52,300	54,388	55,395	54,095	54,257	55,314	55,091	52,310	55,860	51,098	52,441
葡萄牙	79,913.71	80,065.16	80,091.24	79,830.63	78,224.96	74,733.69	74,428.09	76,530.83	75,776.17	75,648.15	73,504.11	74,140.97	71,741.21	71,546.45	71,722.6	71,390.93	70,789.6	69,808.18	69,343.77	70,276.88	68,755.59	68,051.34	66,229.63	67,507.06	64,746.86	66,956.65	66,646.73	65,714.8	64,920.98	63,606.83	63,444.91	64,962.13	65,173.71	66,363.22	65,470.98	66,974.79	65,135.65
希腊	62,525	64,874	56,984	52,853	53,366	50,805	51,514	56,141	52,089	51,943	54,229	51,130	50,209	51,849	47,456	46,758	47,657	45,335	46,497	50,516	47,564	46,144	48,306	46,075	45,794	46,479	43,185	42,696	42,798	41,349	41,941	45,398	42,869	43,559	45,755	43,776	43,950
斯洛伐克	23,479.11	23,373.94	23,188.87	22,630.44	22,956.31	22,677.6	22,789.79	23,651.04	22,466.76	22,075.41	21,429.26	21,415.42	20,738.97	20,637.02	21,486.64	20,815.52	20,069.72	20,727.03	21,253.48	22,387.74	21,654.2	20,916.39	20,232.67	20,496.15	20,291.1	20,199.17	20,378.72	20,539.77	20,540.89	20,456.65	20,065.72	21,319.46	20,037.49	19,596.87	19,161.75	18,895.11	18,655.46
保加利亚	27,460.49	26,933.05	26,638.16	26,538.08	27,058.75	26,284.02	26,150.31	26,783.03	25,124.12	26,008.84	26,372.76	25,377.65	24,796.16	24,241.31	24,131.15	23,932.87	24,316.6	24,272.6	23,952.2	24,219.35	23,073.96	23,480	23,431.75	23,136.49	23,052.86	22,871.87	22,599.69	22,555.67	22,353.39	22,221.96	22,182.45	22,665.24	21,616.02	21,999.94	21,918.19	21,847.09	21,233.12
卢森堡	48,156	49,429	47,820	52,797	48,296	46,698	46,520	46,975	49,450	51,176	47,404	49,072	49,602	49,966	50,782	54,512	54,206	51,930	51,113	48,078	47,391	46,694	45,889	45,651	46,704	46,022	47,197	47,626	48,464	46,344	45,731	46,239	46,079	44,460	42,038	41,603	41,922
克罗地亚	19,142	18,185	17,904	17,255	17,555	17,698	17,722	18,261	18,099	18,124	18,239	18,164	17,456	16,837	16,403	15,805	16,093	16,230	16,565	17,246	17,079	17,039	17,296	17,596	16,846	16,082	15,879	15,597	15,881	15,680	16,032	17,070	16,239	16,382	17,163	16,633	15,958
立陶宛	15,059	14,574	14,708	14,657	14,411	14,201	14,300	14,204	13,639	13,402	13,118	13,198	12,831	12,527	12,567	12,835	12,561	12,415	12,595	12,644	12,474	12,199	11,889	11,828	11,633	11,280	11,544	11,624	11,895	11,954	12,058	12,189	11,883	11,626	11,709	11,818	11,678
斯洛文尼亚	11,691.13	11,413.38	11,537.76	11,564.54	11,745.36	11,522.59	11,445.03	11,787.25	11,541.03	11,701.96	11,386.4	11,344.94	11,145.61	10,939.45	11,032.26	10,836.06	10,949.08	10,826.37	10,788.82	10,974.05	10,773.02	10,882.69	10,717.69	10,672.42	10,602.82	10,260.65	10,397.47	10,572.47	10,624.89	10,634.13	10,605.3	11,054.19	10,316.47	10,142.47	9,968.44	9,865.49	9,656.48
拉脱维亚	8,749	8,605	8,482	8,516	8,721	8,348	8,284	8,503	8,179	7,674	7,656	7,711	7,489	7,336	7,573	7,615	7,804	7,701	7,752	7,914	7,601	7,562	7,229	7,379	7,294	7,247	7,717	7,580	7,531	7,435	7,425	7,459	6,971	6,939	6,883	7,056	7,134
爱沙尼亚	10,763	10,704	10,849	10,490	10,469	10,244	10,429	10,648	10,132	10,074	10,057	9,948	10,304	10,492	10,150	10,237	10,135	10,119	10,278	10,362	10,323	10,327	10,288	10,300	10,492	10,165	10,128	10,115	10,062	10,129	10,306	10,338	9,974	9,904	9,967	10,095	10,055
塞浦路斯	14,022	13,802	13,287	13,093	13,043	12,830	12,938	13,692	13,684	13,699	13,501	13,094	12,974	12,802	12,430	12,263	12,156	11,840	12,060	12,151	12,257	12,208	12,065	11,700	11,645	11,472	11,250	10,975	10,818	10,656	10,722	10,928	11,223	11,196	11,066	11,065	10,983
马耳他	4,551.15	4,506.41	4,363.32	4,256.81	4,315.11	4,350.17	4,393.47	4,511.88	4,315.61	4,232.85	4,203.13	4,086.9	4,220.78	4,105.3	4,166.42	4,082.99	4,084.13	4,242.25	4,333.76	4,435.56	4,326.37	4,124.4	4,045.87	4,034.9	3,897.25	3,759.82	3,855.29	3,848.29	3,779.48	3,815.65	3,876.38	3,817.67	3,830.9	3,765.02	3,773.89	3,815.62	3,732.35
存款 - 非MFI金融企业、保险与养老金1
欧元区	2,542,698.35	2,547,234.43	2,484,716.21	2,436,012.6	2,520,887	2,462,186.83	2,468,962.17	2,374,131.6	2,477,892.17	2,388,216.21	2,182,572.17	2,188,107.15	2,211,003.38	2,203,508.39	2,211,921.12	2,246,588.46	2,219,946.82	2,216,414.16	2,170,122.63	2,121,102.84	2,173,670.41	2,137,636.64	2,152,199.16	2,144,415.28	2,129,315.02	2,139,392.23	2,091,089.18	2,095,243.77	2,077,609.05	2,045,983.01	2,052,781.79	2,030,176.62	2,063,089.81	2,030,005.94	2,019,531.84	1,989,952.56	2,023,989.49
存款 - 保险公司与养老基金1
欧元区	446,082.78	445,546.65	450,865.56	446,734.24	446,819.01	447,255.97	452,169.57	412,176.13	422,872.83	424,207.45	425,214.09	428,192.52	432,302.58	438,034.06	440,002.34	451,459.7	433,259.73	437,309.08	444,282.56	421,500.39	433,692.12	430,939.84	431,736.49	429,405.93	433,483.07	429,286.99	431,597.02	427,220.1	430,076.48	432,705.93	439,669.71	421,240.03	435,490.48	427,354.61	419,128.48	430,261.88	434,213.76
存款 - 保险公司1
欧元区	291,038.47	292,405.52	295,924.75	298,230.14	300,531.77	304,096.48	308,061.96	281,268.59	288,540.74	291,068.55	291,689.29	293,573.03	298,593.35	302,177.46	306,481.07	306,715.5	302,875	302,239.71	308,010.25	291,182.11	295,010.35	291,655.32	293,913.66	292,929.07	296,938.98	298,891.58	304,009.86	301,607.46	305,726.7	309,085.25	317,571.51	298,455.22	303,105.28	302,848.9	297,393.6	308,514.16	312,498.65
存款 - 养老基金1
欧元区	155,044.32	153,141.13	154,940.82	148,504.1	146,287.24	143,159.5	144,107.61	130,907.54	134,332.08	133,138.9	133,524.8	134,619.49	133,709.23	135,856.6	133,521.27	144,744.2	130,384.73	135,069.37	136,272.31	130,318.28	138,681.77	139,284.53	137,822.83	136,476.85	136,544.09	130,395.41	127,587.16	125,612.64	124,349.79	123,620.68	122,098.2	122,784.81	132,385.21	124,505.71	121,734.88	121,747.72	121,715.1
存款 - 非MMF投资基金1
欧元区	483,787.51	493,197.2	488,788.89	494,896.55	498,089.28	486,774.07	489,462.36	464,303.51	463,435.6	465,007.03	478,535	458,415.97	475,749.55	480,268.06	484,997.46	510,399.16	478,534.77	459,168.08	451,092.24	448,410.33	460,673.81	456,158.8	449,030.19	448,071.35	446,484.61	433,359.17	426,429.54	427,028.78	414,746.58	423,285.34	425,395.54	417,373.31	427,708.8	417,174.44	407,919.19	406,586.45	421,455.25
存款 - 其他金融中介机构1
欧元区	2,058,910.84	2,054,037.23	1,995,927.32	1,941,116.04	2,022,797.72	1,975,412.76	1,979,499.81	1,909,828.09	2,014,456.57	1,923,209.18	1,704,037.17	1,729,691.18	1,735,253.83	1,723,240.34	1,726,923.66	1,736,189.31	1,741,412.05	1,757,246.08	1,719,030.39	1,672,692.52	1,712,996.6	1,681,477.84	1,703,168.97	1,696,343.93	1,682,830.41	1,706,033.06	1,664,659.64	1,668,214.99	1,662,862.47	1,622,697.66	1,627,386.25	1,612,803.31	1,635,381.01	1,612,831.51	1,611,612.65	1,583,366.11	1,602,534.24
存款 - 金融载体公司1
欧元区	466,515.26	470,484.55	462,768.58	460,251.87	509,560.54	502,661.04	503,483.08	510,455.93	511,587.5	492,746.26	492,619.02	489,453.07	494,643.22	495,340.68	493,351.52	492,921.48	496,310.6	501,367.32	498,673.18	503,955.69	508,654.07	482,054.96	489,856.11	491,899.3	494,566.17	500,055.11	493,207.41	494,832.19	500,222.56	499,548.93	506,188.84	513,323.23	516,167.92	505,753.88	509,593.81	507,721.7	515,142.05
隔夜存款 - 保险公司1
欧元区	105,055.3	107,314.4	110,096.85	108,874.15	112,120.65	112,077.97	111,678.08	97,940.36	105,813.69	106,364.23	106,702.19	104,797.96	109,640.85	111,698.05	110,906.69	112,964.13	109,802.17	109,204.97	113,508.47	102,156.93	102,341.22	97,853.21	98,929.99	96,566.12	98,743.16	101,082.55	103,105.04	100,022.22	103,240.69	103,912.63	111,136.93	95,817.58	101,583.52	98,378.02	96,022.91	102,243.48	104,394.68
隔夜存款 - 养老基金1
欧元区	61,141.5	62,219.97	62,831.95	58,167.92	61,613.38	56,479.63	59,341.7	52,303.56	51,199.42	49,714.57	49,625.52	49,305.98	49,941.65	52,742.54	48,229.27	51,543.59	47,009.51	46,141.37	47,601.95	49,291.19	51,263.34	50,773.84	48,026.29	46,066.39	47,984.5	47,740.57	46,394.14	45,190.81	45,046.66	44,599.68	47,386.64	46,623.92	47,407.85	47,617.13	48,627.53	50,524.96	49,402.13
隔夜存款 - 非金融企业1
欧元区	2,608,134.31	2,638,911.46	2,610,087.13	2,569,187.58	2,600,900.38	2,558,379.42	2,563,088.73	2,657,184.73	2,600,557.58	2,552,188.91	2,544,315.35	2,529,347	2,494,076.87	2,498,253.61	2,499,464.72	2,443,232.4	2,449,923.23	2,424,116.81	2,428,112.59	2,552,659.51	2,491,521.17	2,417,657.33	2,414,997.27	2,416,470.28	2,386,276.39	2,418,821.62	2,374,220.6	2,346,537.75	2,367,117.72	2,323,376.59	2,344,367.85	2,477,607.17	2,428,246.36	2,410,440.71	2,458,852.26	2,449,100.51	2,452,474.38
隔夜存款 - 住户1
欧元区	5,559,098.41	5,558,290.19	5,562,095.93	5,531,217.16	5,481,916.52	5,503,897.63	5,485,759.3	5,441,901.8	5,396,957.43	5,340,354.6	5,343,640.86	5,341,389.04	5,319,662.34	5,302,824.22	5,283,022.75	5,225,606.2	5,171,652.94	5,167,381.31	5,138,309.31	5,156,227.89	5,106,192.73	5,047,860.36	5,045,120.23	5,062,922.4	5,022,279.52	5,049,257.52	5,001,100.78	4,996,231.5	4,993,117.48	4,993,458.26	5,012,212.29	5,092,832.9	5,044,217.66	5,075,941.19	5,168,913.25	5,188,305.82	5,239,073.46
隔夜存款 - 非MMF投资基金1
欧元区	378,889.73	392,638.85	384,930.61	385,508.37	389,633.32	382,644.65	385,651.18	359,778.71	366,290.82	365,804.84	376,061.57	362,177.69	371,466.32	384,893.5	389,808.7	409,223.27	385,161.38	366,352.77	355,722.48	349,074.23	359,315.76	353,617.76	353,630.34	345,574.68	350,239.12	346,096.47	337,259.34	340,560.38	331,331.52	335,440.46	336,252.15	335,861.03	343,800.62	333,288.53	332,788	329,865.87	343,584.7
隔夜存款 - 其他金融中介机构1
欧元区	443,176.57	458,129.29	465,327.13	454,219.11	466,358.84	432,317.73	434,636.08	418,614.42	429,316.91	414,417.46	421,431.83	411,746.78	426,176.18	427,407.75	419,516.08	414,468.88	408,964.07	408,505.87	402,602.47	394,907.14	398,800.94	391,568.08	386,427.65	382,949.65	388,692.34	395,689.89	390,379.06	396,205.64	386,375.29	374,972.57	379,353.07	369,830.38	393,287.92	388,538.56	391,816.07	384,320.11	405,018.23
2年以上约定到期日存款 - 保险公司1
欧元区	138,743.18	139,529	139,750.85	140,279.85	141,638.71	141,749.12	142,117.75	142,246.03	141,169.25	141,515.75	142,331.95	142,888.95	144,619.95	145,924.95	146,320.25	146,631.25	147,145.25	147,257.25	147,435.25	147,484.25	148,633.2	148,790.1	149,235.1	150,166.1	151,002.1	151,666.65	152,228.55	152,543.55	153,164.55	153,481.45	153,868.95	155,046	154,461.83	154,728.33	156,307.83	156,907.25	157,857.28
2年以上约定到期日存款 - 养老基金1
欧元区	64,793.72	63,506.72	63,520.25	63,669.25	63,022.25	62,116.77	62,196.77	61,522.76	60,705.78	60,468.84	60,324.57	60,249.59	60,358.19	60,219.19	60,109.01	59,584.01	60,434.01	59,632.03	59,799.03	59,319.03	58,808.69	59,416.44	59,499.44	60,288.76	60,433.76	60,641.76	59,321.88	58,780.88	57,024.88	57,279.46	56,913.28	55,712.78	57,435.78	58,279.78	58,306.73	52,432.14	51,589.64
2年以上约定到期日存款 - 非金融企业1
欧元区	153,315.57	151,833.35	151,822.07	150,932.16	151,021.94	149,262.02	147,580.11	146,785.08	145,418.28	143,936.19	142,484.32	141,009.29	140,209.75	137,813.58	137,110.84	135,827.26	134,314.51	131,058	129,145.91	129,181.62	128,304.62	128,267.18	127,339.5	127,481.32	127,193.25	125,954.63	127,150.04	124,968.34	126,557.31	125,249.31	124,108.8	119,688.85	114,787.4	114,381.32	113,865.32	111,231.35	110,567.82
2年以上约定到期日存款 - 住户1
欧元区	740,903.67	739,714.34	739,255.21	738,353.47	737,639.89	737,914.55	736,593.33	733,771	724,012.55	722,796.94	721,567.23	720,041.45	718,150.45	716,811.25	715,728.14	713,430.43	713,326.95	712,913.18	712,663.84	713,725.31	707,199.18	708,593.97	708,627.85	708,631.34	708,730.81	710,107.45	710,512.49	710,302	710,610.91	709,410.39	709,188.06	708,196.85	696,343.41	694,230.14	693,751.22	694,594.34	692,952.5
2年以上约定到期日存款 - 非MMF投资基金1
欧元区	7,690.86	7,629.75	7,695.75	7,850.6	6,849.4	6,735.9	6,815.9	7,239.4	7,774.35	7,565.85	7,534.85	7,505.85	7,080.85	6,996.12	7,424.87	7,340.87	7,464.87	6,853.87	7,176.87	7,198.87	7,115.77	7,036.77	7,010.27	7,001.26	7,139.26	7,315.48	7,439.48	7,070.48	7,295.48	7,116.48	6,942.48	6,851.48	6,990.48	7,135.73	7,060.48	6,975.48	6,886.48
2年以上约定到期日存款 - 其他金融中介机构1
欧元区	723,428.79	725,884.76	718,692.05	712,347.16	760,443.8	753,171.58	754,784.62	754,545.88	753,554.07	733,888.08	732,455.86	729,066.27	731,839.45	735,199.89	731,782.74	732,174.61	742,238.28	750,461.85	749,258.35	756,619.64	745,954.07	736,083.59	742,266.99	728,680.48	731,634.29	739,310.69	733,399.63	734,956.61	742,069	738,062.28	743,024.61	750,167.01	752,349.26	745,010.78	753,740.13	744,077.52	748,165.11
2年以内约定到期日存款 - 保险公司1
欧元区	28,591.12	27,998.26	28,363.86	30,415.35	28,325.59	28,474.01	30,257.48	24,571.42	23,233.03	24,330.75	25,515.07	26,982.04	26,619.35	26,989.87	30,720.44	29,278.92	29,454.77	28,955.15	30,115.95	25,655.75	26,623.46	28,204.31	28,445.01	28,953.13	29,919.7	29,798.51	31,337.6	31,087.45	31,655.99	32,464.16	32,662.14	30,456.46	27,982.39	31,220.74	30,091.57	29,590.92	29,016.45
2年以内约定到期日存款 - 养老基金1
欧元区	10,829.8	11,515.14	10,631.32	10,477.87	9,493.36	10,635.94	8,916.25	7,106.43	7,691.1	8,008.48	7,440.12	8,223.02	8,051.35	9,216.89	10,137.94	9,781.72	10,271.96	10,536.18	11,574.22	10,488.25	11,638.21	10,150.25	12,413.41	11,358	10,810.48	10,436.34	10,458.2	10,286.31	11,884.25	10,634.89	9,352.6	12,464.73	10,802.8	10,432.07	10,798.48	12,353.33	13,320.41
2年以内约定到期日存款 - 非金融企业1
欧元区	839,313.12	809,992.32	800,175.69	803,897.67	802,231	798,824.57	790,307.6	787,659.12	787,201.86	786,699.08	773,704.26	766,958.48	757,294.3	748,846.61	776,752.79	794,662.17	804,760.37	811,336.98	816,217.39	809,541.74	820,643.31	833,130.63	822,369.81	817,846.24	806,302.28	808,063.59	816,135.31	826,839.64	836,821.25	812,600.4	809,311	789,740.38	780,549.89	784,546.52	738,264.14	708,115.75	681,376.94
2年以内约定到期日存款 - 住户1
欧元区	1,174,213.67	1,155,149.99	1,149,994.45	1,148,067.41	1,145,646.47	1,144,010.21	1,142,033.54	1,129,272.08	1,124,594.67	1,125,461	1,123,070.45	1,144,716	1,156,867.62	1,162,204.58	1,182,663.05	1,198,430.57	1,222,036.17	1,234,213.59	1,247,318.84	1,250,906.59	1,251,161.64	1,253,817.09	1,244,688.26	1,217,976.87	1,218,084.53	1,199,032.98	1,182,165.69	1,162,295.07	1,139,296.89	1,112,314.54	1,069,276.01	1,011,822.27	957,339.62	898,522.42	838,800.05	798,683.8	745,960.41
2年以内约定到期日存款 - 非MMF投资基金1
欧元区	41,338.51	41,632.96	44,519.75	47,817	46,004.68	41,290.89	40,432	41,837.5	37,353.51	39,412.19	40,266.97	40,223.27	39,870.62	35,444.99	35,371.45	35,938.25	36,614.12	36,710.15	40,317.79	43,635.26	43,054.44	43,476.93	43,140.09	43,964.82	42,071.12	41,555.07	40,984.59	41,529.39	44,457.16	46,171.84	46,172.48	45,149.98	45,261.36	47,743.88	44,029.44	46,729.86	43,435.09
2年以内约定到期日存款 - 其他金融中介机构1
欧元区	293,375.92	263,254.45	249,497.17	246,906.77	251,067.24	250,191.43	253,252.7	260,366.91	255,379.98	239,131.89	217,949.32	220,038.84	240,132.1	220,350.11	227,254.72	229,685.96	245,898.83	231,069.11	234,254.1	238,880.04	236,167.47	238,313.95	247,932.3	247,171.03	247,213.05	247,798.37	234,802.67	222,386.04	216,977.79	223,521.25	220,909.61	229,340.62	228,968.38	226,096.35	227,866.53	212,289.02	213,939.77
3个月以内通知存款 - 保险公司1
欧元区	3,495.87	3,415.87	3,624.19	3,642.79	3,768.82	3,977.37	3,750.64	3,393.78	3,909.77	3,952.82	3,981.08	4,028.08	3,858.21	3,793.6	3,792.69	3,824.21	3,777.82	3,263.35	3,285.5	3,348.1	3,227.4	3,253.62	3,246.56	3,223.65	3,306.94	3,286.78	3,365.59	3,580.24	3,477.46	3,588.01	3,406.41	3,240.18	3,356.55	3,367.82	3,373.29	3,335.51	3,303.17
3个月以内通知存款 - 养老基金1
欧元区	210.3	214.3	217.3	231.07	221.26	210.16	210.9	202.78	219.78	223.01	203.59	214.91	231.04	208.98	222.05	229.87	182.24	166.78	179.1	190.81	191.53	194.98	167.68	188.7	191.34	152.74	170.93	179.63	159.99	165.64	178.67	223.38	232.77	245.72	248.13	257.29	257.92

关于本数据

常见问题

欧元区银行存款的最新值是多少？: 最新值为9.97万亿欧元（2026年7月）。较2026年6月+0.2%，较上年同期+3.4%。
欧元区银行存款当前处于高位还是低位？: 读数9.97万亿欧元为自1997年9月有数据以来的最高水平。
欧元区银行存款的数据可追溯至何时？: 本页序列为月度，时间跨度从1997年9月至2026年7月。来源：欧洲央行（ECB Data Portal）。本数据表中的每个序列均可查看全历史图表，并支持下载为CSV或Excel格式。
欧元区银行存款指标反映了哪些经济活动？: 该指标衡量欧元区货币金融机构吸收的各类存款余额，反映商业银行体系的资金来源规模。数据按住户、非金融企业等机构部门以及国别进行分类，体现了实体经济各部门在银行体系中的流动性沉淀情况。
欧元区银行存款数据由谁发布，涵盖哪些国家范围？: 本数据由欧洲央行（ECB Data Portal）统计并发布。数据以月度为统计频率，统计范围涵盖欧元区各成员国，各成员国的存款余额加总即构成欧元区的总体存款规模。
如何通过存款期限与部门结构解读该表？: 表中存款细分为隔夜、定期、通知存款及回购协议。在利率周期变化中，储户会权衡流动性与收益，推动资金在活期与定期存款间流动；结合住户与非金融企业的部门对比，可分析不同经济主体应对利率变动的敏感度差异。