法国分部门银行信贷余额
欧洲央行（ECB）发布的法国各行业及不同规模企业银行信贷存量与存款月度数据，衡量了法国私人部门的信贷规模与银行存款分布。该月度数据集跟踪自1977年以来向家庭和企业发放的贷款，包括消费信贷和购房贷款。数据按微型企业至大型企业等企业规模，以及制造业和房地产业等行业，详细列出企业信贷规模与贷款利率。数据还包括隔夜存款和企业存款。
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| 指标 | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | 09-2025 | 08-2025 | 07-2025 | 06-2025 | 05-2025 | 04-2025 | 03-2025 | 02-2025 | 01-2025 | 12-2024 | 11-2024 | 10-2024 | 09-2024 | 08-2024 | 07-2024 | 06-2024 | 05-2024 | 04-2024 | 03-2024 | 02-2024 | 01-2024 | 12-2023 | 11-2023 | 10-2023 | 09-2023 | 08-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 按用途划分的住户贷款2 | ||||||||||||||||||||||||||||||||||||||
| 消费信贷 | 206,593 | 208,406 | 206,412 | 204,122 | 205,193 | 205,039 | 202,441 | 203,956 | 206,044 | 204,085 | 203,805 | 202,449 | 200,743 | 202,432 | 201,196 | 199,705 | 202,300 | 201,119 | 198,472 | 199,199 | 200,878 | 198,825 | 199,202 | 197,314 | 196,827 | 198,478 | 196,247 | 196,900 | 198,524 | 198,274 | 195,689 | 196,206 | 196,724 | 197,335 | 197,930 | 197,118 | 196,323 | |
| 其他住户贷款 | 82,233 | 81,905 | 81,411 | 80,955 | 81,468 | 80,997 | 80,627 | 80,335 | 80,065 | 79,656 | 79,602 | 79,645 | 79,500 | 79,690 | 79,141 | 79,465 | 79,271 | 79,186 | 78,986 | 78,742 | 78,439 | 77,976 | 78,105 | 78,059 | 78,376 | 78,147 | 77,826 | 77,613 | 77,184 | 77,215 | 77,124 | 77,057 | 76,969 | 76,710 | 78,057 | 78,214 | 78,198 | |
| 经出售与证券化调整后的贷款3 | ||||||||||||||||||||||||||||||||||||||
| 对私营非金融与金融部门调整后贷款 | 3,818,358 | 3,833,249 | 3,821,408 | 3,795,090 | 3,778,107 | 3,750,082 | 3,724,692 | 3,744,318 | 3,755,755 | 3,763,985 | 3,753,740 | 3,707,621 | 3,708,956 | 3,740,975 | 3,730,859 | 3,711,352 | 3,712,863 | 3,709,679 | 3,699,748 | 3,690,307 | 3,674,421 | 3,657,054 | 3,674,136 | 3,664,776 | 3,652,596 | 3,676,827 | 3,657,252 | 3,631,313 | 3,628,139 | 3,604,294 | 3,600,545 | 3,600,193 | 3,587,010 | 3,591,793 | 3,583,982 | 3,573,270 | 3,551,214 | |
| 对非金融企业调整后贷款 | 1,536,806 | 1,546,233 | 1,533,668 | 1,524,786 | 1,517,802 | 1,505,972 | 1,494,412 | 1,492,052 | 1,500,457 | 1,490,268 | 1,491,146 | 1,478,571 | 1,477,002 | 1,486,757 | 1,473,858 | 1,467,737 | 1,469,790 | 1,467,281 | 1,459,138 | 1,458,701 | 1,467,556 | 1,453,270 | 1,455,147 | 1,441,982 | 1,443,043 | 1,451,600 | 1,445,334 | 1,435,926 | 1,435,870 | 1,433,165 | 1,427,006 | 1,428,119 | 1,435,086 | 1,431,883 | 1,426,310 | 1,419,415 | 1,416,774 | |
| 对住户调整后贷款3 | 1,768,461 | 1,770,616 | 1,765,425 | 1,760,071 | 1,759,454 | 1,758,117 | 1,756,364 | 1,757,278 | 1,759,837 | 1,755,318 | 1,755,105 | 1,758,265 | 1,755,032 | 1,757,272 | 1,752,146 | 1,748,021 | 1,748,415 | 1,746,586 | 1,743,624 | 1,745,287 | 1,748,794 | 1,744,227 | 1,745,384 | 1,743,651 | 1,742,914 | 1,745,765 | 1,741,605 | 1,740,972 | 1,741,884 | 1,741,877 | 1,743,451 | 1,747,118 | 1,749,953 | 1,750,103 | 1,750,719 | 1,748,898 | 1,747,884 | |
| 对其他部门贷款4 | ||||||||||||||||||||||||||||||||||||||
| 对非MFI私营部门贷款 | 3,570,976 | 3,587,257 | 3,577,058 | 3,550,361 | 3,540,391 | 3,512,838 | 3,485,472 | 3,505,703 | 3,517,301 | 3,526,232 | 3,515,570 | 3,474,839 | 3,475,327 | 3,507,659 | 3,498,611 | 3,489,044 | 3,492,816 | 3,490,893 | 3,480,680 | 3,469,983 | 3,451,335 | 3,434,717 | 3,451,071 | 3,451,734 | 3,439,442 | 3,463,174 | 3,444,292 | 3,418,726 | 3,419,734 | 3,398,192 | 3,392,655 | 3,392,235 | 3,397,988 | 3,404,634 | 3,416,121 | 3,392,347 | 3,370,241 | |
| 对广义政府贷款 | 222,828 | 223,592 | 221,804 | 222,612 | 222,054 | 223,569 | 222,098 | 223,407 | 222,949 | 217,675 | 217,120 | 214,208 | 214,807 | 214,975 | 214,388 | 214,023 | 214,477 | 212,767 | 213,870 | 215,340 | 214,662 | 210,894 | 209,410 | 207,918 | 211,933 | 208,431 | 207,519 | 208,194 | 210,050 | 209,128 | 211,189 | 216,589 | 216,575 | 211,334 | 213,109 | 214,478 | 216,012 | |
| 对其他金融中介机构贷款 | 438,927 | 441,615 | 451,163 | 438,914 | 428,880 | 413,882 | 399,627 | 421,091 | 422,816 | 445,813 | 436,099 | 401,977 | 408,640 | 426,676 | 424,604 | 421,616 | 419,940 | 423,398 | 425,357 | 414,085 | 388,381 | 385,380 | 394,944 | 405,092 | 394,094 | 403,260 | 393,655 | 378,418 | 372,891 | 352,254 | 351,231 | 346,009 | 330,049 | 333,339 | 327,269 | 327,653 | 316,152 | |
| 对非金融企业银团贷款 | 258,960 | 260,108 | 257,487 | 258,816 | 254,213 | 248,589 | 244,700 | 242,117 | 241,306 | 241,852 | 245,216 | 245,042 | 246,811 | 248,437 | 240,135 | 242,281 | 243,571 | 241,819 | 241,741 | 239,607 | 238,903 | 237,499 | 239,319 | 236,691 | 235,262 | 236,773 | 231,168 | 236,057 | 238,410 | 232,448 | 235,083 | 234,105 | 231,894 | 239,754 | 238,441 | 231,854 | 230,312 | |
| 按类别划分的住户存款3 | ||||||||||||||||||||||||||||||||||||||
| 隔夜存款 | 592,868 | 602,351 | 593,859 | 589,507 | 588,455 | 576,216 | 573,614 | 574,699 | 573,299 | 574,943 | 572,466 | 582,814 | 583,263 | 587,436 | 581,961 | 576,458 | 574,723 | 571,247 | 566,078 | 565,229 | 566,741 | 566,575 | 566,009 | 579,631 | 579,443 | 587,050 | 581,996 | 573,925 | 573,521 | 572,974 | 572,060 | 577,376 | 583,753 | 584,353 | 589,685 | 610,103 | 608,588 | |
| 定期存款 | 408,052 | 408,758 | 405,622 | 405,081 | 405,197 | 405,150 | 406,286 | 407,294 | 409,398 | 406,493 | 409,047 | 410,884 | 414,903 | 417,094 | 417,144 | 421,330 | 422,799 | 426,765 | 430,007 | 434,713 | 439,398 | 437,518 | 441,675 | 444,075 | 447,374 | 449,293 | 448,512 | 448,385 | 448,252 | 448,319 | 447,366 | 447,172 | 443,287 | 431,791 | 427,945 | 423,321 | 420,990 | |
| 通知存款（管制储蓄） | 966,956 | 964,197 | 963,379 | 965,336 | 965,817 | 966,655 | 965,376 | 966,215 | 969,327 | 949,811 | 951,688 | 957,319 | 960,069 | 956,242 | 953,200 | 951,726 | 949,355 | 948,663 | 946,151 | 943,780 | 940,856 | 913,595 | 914,134 | 918,492 | 919,893 | 915,929 | 913,032 | 911,908 | 911,026 | 909,266 | 906,652 | 905,063 | 901,816 | 879,282 | 880,955 | 884,861 | 887,513 | |
| 按类别划分的企业存款3 | ||||||||||||||||||||||||||||||||||||||
| 隔夜存款 | 527,611 | 529,155 | 539,083 | 535,471 | 537,580 | 542,050 | 532,819 | 530,238 | 556,378 | 537,946 | 530,648 | 530,062 | 533,153 | 531,955 | 528,575 | 524,561 | 521,671 | 521,347 | 514,924 | 513,831 | 538,869 | 526,490 | 509,331 | 512,635 | 521,797 | 523,332 | 526,930 | 515,054 | 520,048 | 520,257 | 521,714 | 522,665 | 554,526 | 543,735 | 532,058 | 550,632 | 556,858 | |
| 定期存款 | 358,693 | 361,075 | 353,796 | 345,493 | 357,751 | 358,634 | 359,131 | 355,393 | 364,571 | 352,344 | 346,888 | 348,720 | 338,931 | 334,296 | 333,910 | 338,522 | 346,484 | 348,646 | 348,981 | 350,770 | 357,090 | 349,280 | 349,128 | 351,493 | 348,843 | 345,542 | 351,133 | 345,862 | 352,211 | 361,625 | 355,815 | 351,335 | 354,733 | 340,221 | 338,095 | 324,967 | 310,741 | |
| 通知存款 | 9,501 | 9,373 | 9,940 | 10,154 | 10,105 | 10,454 | 10,229 | 10,129 | 9,731 | 10,058 | 10,107 | 11,266 | 11,314 | 11,161 | 11,424 | 11,302 | 10,763 | 10,820 | 10,849 | 10,545 | 10,223 | 10,479 | 10,187 | 11,136 | 10,715 | 10,683 | 10,570 | 10,490 | 10,426 | 10,749 | 10,713 | 10,663 | 10,615 | 11,652 | 12,326 | 14,574 | 14,978 | |
| 其他部门存款4 | ||||||||||||||||||||||||||||||||||||||
| 非MFI私营部门存款 | 3,570,295 | 3,571,923 | 3,582,199 | 3,532,013 | 3,533,944 | 3,542,788 | 3,516,741 | 3,518,866 | 3,550,319 | 3,534,039 | 3,483,346 | 3,449,167 | 3,461,296 | 3,458,400 | 3,441,883 | 3,436,559 | 3,449,150 | 3,448,989 | 3,434,095 | 3,422,444 | 3,422,744 | 3,405,465 | 3,375,552 | 3,400,116 | 3,420,889 | 3,412,899 | 3,401,943 | 3,349,610 | 3,359,632 | 3,359,168 | 3,317,395 | 3,319,384 | 3,340,425 | 3,281,274 | 3,267,737 | 3,266,083 | 3,260,990 | |
| 广义政府存款 | 117,406 | 120,170 | 131,874 | 112,676 | 114,504 | 122,770 | 115,582 | 132,623 | 98,216 | 113,340 | 127,378 | 123,979 | 103,512 | 108,238 | 123,567 | 123,408 | 132,540 | 102,187 | 115,797 | 120,681 | 110,151 | 114,150 | 134,751 | 131,408 | 116,910 | 98,746 | 129,905 | 101,355 | 112,931 | 116,747 | 118,153 | 109,515 | 92,320 | 80,693 | 101,911 | 116,908 | 87,258 | |
| 其他金融中介机构存款 | 636,702 | 624,372 | 644,396 | 610,751 | 599,049 | 618,115 | 598,836 | 604,033 | 605,771 | 637,158 | 595,659 | 541,876 | 554,229 | 555,584 | 549,115 | 550,932 | 551,944 | 562,599 | 554,605 | 540,455 | 512,259 | 533,846 | 520,079 | 520,109 | 529,564 | 516,955 | 513,107 | 486,845 | 485,382 | 479,527 | 444,532 | 447,385 | 435,214 | 423,810 | 427,807 | 405,851 | 403,118 | |
| 与其他金融中介机构回购协议 | 269,619 | 264,703 | 285,203 | 265,450 | 252,736 | 271,615 | 265,637 | 262,999 | 259,266 | 301,767 | 277,584 | 216,221 | 233,822 | 216,539 | 222,776 | 223,287 | 224,683 | 223,357 | 234,509 | 208,900 | 174,683 | 210,399 | 197,561 | 189,128 | 214,526 | 192,515 | 186,899 | 178,820 | 177,834 | 176,897 | 147,522 | 149,377 | 121,852 | 114,881 | 113,039 | 86,743 | 94,075 | |
| 按行业与企业规模划分的企业信贷4 | ||||||||||||||||||||||||||||||||||||||
| 按行业划分的已动用与可动用信贷余额12 | ||||||||||||||||||||||||||||||||||||||
| 按企业规模划分的已动用与可动用信贷余额5 | ||||||||||||||||||||||||||||||||||||||
| 按行业划分的已动用与可动用信贷年增长率12 | ||||||||||||||||||||||||||||||||||||||
| 按企业规模划分的已动用与可动用信贷年增长率5 | ||||||||||||||||||||||||||||||||||||||
| 按企业规模及评级划分的企业贷款利率3 | ||||||||||||||||||||||||||||||||||||||
| 非金融企业新发放贷款利率11 | ||||||||||||||||||||||||||||||||||||||
| 非金融企业新发放贷款金额8 | ||||||||||||||||||||||||||||||||||||||
| 按企业特征划分的新发放贷款利率（不含透支）9 | ||||||||||||||||||||||||||||||||||||||
| 银行业部门分析账户2 | ||||||||||||||||||||||||||||||||||||||
| 中央银行（法兰西银行）5 | ||||||||||||||||||||||||||||||||||||||
| 法国银行（存款性公司）5 |
最新值
本页序列为月度，时间跨度从2003年1月至2026年8月。来源：欧洲央行（ECB）。
常见问题
- 法国分部门银行信贷余额的最新值是多少？
- 消费信贷在2026年8月为2,065.93亿欧元。较2026年7月−0.9%，较上年同期+2.9%。
- 法国分部门银行信贷余额的数据可追溯至何时？
- 本页序列为月度，时间跨度从2003年1月至2026年8月。来源：欧洲央行（ECB）。本数据表中的每个序列均可查看全历史图表，并支持下载为CSV或Excel格式。
- 法国银行信贷余额数据包含哪些内容？
- 该数据集衡量法国的贷款与存款总余额，包括面向居民家庭的购房贷款或消费信贷，以及按经济行业和企业规模分类的企业贷款。
- 法国银行信贷数据多久更新一次？
- 法国银行信贷与存款余额统计按月更新，历史数据序列最早可追溯至1977年。
- 法国企业贷款数据涵盖哪些企业规模？
- 该数据集按企业规模细分法国的企业信贷与贷款利率，涵盖微型企业、中小型企业（SME）、中型企业和大型企业。
- 该数据集是否包含法国的存款账户？
- 是的，该表包含法国居民家庭和非金融企业的隔夜存款及其他存款类别。